39 episodes

Market Pulse is a monthly podcast by Equifax, in partnership with Moody’s Analytics. Equifax hosts bring you interviews with industry experts on the latest economic and credit insights that can help drive better business decisions. Whether you’re in financial, mortgage, auto or another service industry, we help make sense of the latest economic conditions that impact you. This podcast series supplements our Market Pulse webinars, which occur on the first Thursday of each month.

Market Pulse Equifax

    • Business
    • 5.0 • 7 Ratings

Market Pulse is a monthly podcast by Equifax, in partnership with Moody’s Analytics. Equifax hosts bring you interviews with industry experts on the latest economic and credit insights that can help drive better business decisions. Whether you’re in financial, mortgage, auto or another service industry, we help make sense of the latest economic conditions that impact you. This podcast series supplements our Market Pulse webinars, which occur on the first Thursday of each month.

    How Inflation and Rising Delinquencies are Impacting Different Consumer Segments

    How Inflation and Rising Delinquencies are Impacting Different Consumer Segments

    We’re joined by Jeff Richardson from VantageScore to discuss how inflation is impacting households. We dig into factors contributing to rising delinquencies, the expected continuation of this trend, and the impact on different consumer segments. Additionally, we address the role of stimulus on credit scores and the strategies that organizations should have in place for confident decision-making. 
     
    In this episode:
     
    ·      Overview of VantageScore
    ·      Factors contributing to rising delinquencies
    ·      Two different consumer segments
    ·      Impact of stimulus on credit scores
    ·      Credit decisioning strategies
    ·      Incorporating AI into decision making
    ·      Opportunities of differentiated data
     
    Jeff hosts the SCORE podcast where he interviews the new leaders shaping the credit industry, like journalists, academics, and researchers. So be sure to check that out.
     
    Resources:
    CreditForecast.com is a joint venture between Equifax and Moody’s Analytics. Get actionable consumer credit, economic and demographic data, forecasts and analysis.
      
    Register for Market Pulse webinars to get relevant economic and credit insights to help your 
    business make more confident decisions.
    Learn more about our Market Pulse podcast, and contact us at marketpulsepodcast@equifax.com
     
     

    • 17 min
    A Day in the Life of a Risk Professional

    A Day in the Life of a Risk Professional

    The Equifax Risk Advisory practice explores various aspects of risk management, from evaluating and mitigating risks to implementing strategies that align with institutional goals and risk tolerance. This episode is a must-listen for professionals seeking to deepen their understanding of risk management in today's complex economic landscape.
     
    In this episode:
     
    ·      Role of the Equifax chief risk officer
    ·      The focus on delinquencies
    ·      Role of risk manager for cards
    ·      Implementing policies to manage credit risk for credit card issuers
    ·      Role of risk analyst
    ·      How economic challenges like a rise in delinquencies impact risk analysis
    ·      Role of chief collection officer
    ·      How the changing economic landscape impacts the chief collection officer
    ·      Biggest challenges for chief risk officer
    ·      Go-to competitive advantages of credit risk manager
    ·      Fulfilling the business goals and targets of an organization
    Resources:
    CreditForecast.com is a joint venture between Equifax and Moody’s Analytics. Get actionable consumer credit, economic and demographic data, forecasts and analysis.
      
    Register for Market Pulse webinars to get relevant economic and credit insights to help your 
    business make more confident decisions.
    Learn more about our Market Pulse podcast, and contact us at marketpulsepodcast@equifax.com
     

    • 30 min
    Navigating the Affordability Landscape Post Holiday Season

    Navigating the Affordability Landscape Post Holiday Season

    Host Dave Sojka and the Equifax Risk Advisors team delve into the intricacies of affordability in the current economic landscape. The discussion covers a range of topics, including the impact of rising debt, inflation, and changing consumer behaviors on consumers' ability to afford housing, automobiles, and insurance. 
     
    In this episode:
    ·      Consumer holiday spending
    ·      Consumer spending spikes
    ·      Consumer Price Index and inflation
    ·      Auto market
    ·      New home and rent affordability
    ·      Insurance affordability
    ·      Consumer health by generation
    Resources:
    CreditForecast.com is a joint venture between Equifax and Moody’s Analytics. Get actionable consumer credit, economic and demographic data, forecasts and analysis.
      
    Register for Market Pulse webinars to get relevant economic and credit insights to help your 
    business make more confident decisions.
    Learn more about our Market Pulse podcast, and contact us at marketpulsepodcast@equifax.com
     

    • 23 min
    Economic Themes Shaping This Year and 2024

    Economic Themes Shaping This Year and 2024

    Did economic predictions for this year pan out? And what themes will dominate 2024? Join our Risk Advisory team as they assess how the economic outlook has really impacted consumers and industries.
     
    In this episode:
    Revisiting economic trendsTransitory inflationConsumer spendingLabor MarketAuto IndustryBanking and LendingBNPL and regulationCredit UnionsThemes for 2024Resources:
    CreditForecast.com is a joint venture between Equifax and Moody’s Analytics. Get actionable consumer credit, economic and demographic data, forecasts and analysis.
      
    Register for Market Pulse webinars to get relevant economic and credit insights to help your 
    business make more confident decisions.
    Learn more about our Market Pulse podcast, and contact us at marketpulsepodcast@equifax.com

    • 27 min
    Effects of Consumer Stress on Holiday Spending

    Effects of Consumer Stress on Holiday Spending

    In part three of the Consumer Stress series from the Equifax Risk Advisory team, our experts discuss the impact of the economic and credit environment on consumer holiday spending. They cover various angles, including economic uncertainties, the transition from physical to online stores, the U.S. economic outlook, highlights of the holiday spending outlook, consumer financial options, and the international economic outlook. 
     
    In this episode:
    Connections between consumer stress and salesEconomic uncertainties and transition to online shopping Highlights of the holiday spending outlookConsumer financial options, including BNPLConsidering the international economic outlookResources:
    CreditForecast.com is a joint venture between Equifax and Moody’s Analytics. Get actionable consumer credit, economic and demographic data, forecasts and analysis.
      
    Register for Market Pulse webinars to get relevant economic and credit insights to help your 
    business make more confident decisions.
    Learn more about our Market Pulse podcast, and contact us at marketpulsepodcast@equifax.com

    • 23 min
    2024 Economic Outlook & Recommendations for Navigating the Economy

    2024 Economic Outlook & Recommendations for Navigating the Economy

    David Fieldhouse, Director of Consumer Credit Analytics at Moody's Analytics, provides his economic outlook for 2024. Discussing critical factors shaping the U.S. economy, we cover the end of the student loan payment moratorium to the surge in long-term interest rates, the delicate balance of treasury yields, as well as business and consumer recommendations for navigating uncertainties in the coming months.
     
    In this episode:
    ·      Deep dive into economic challenges
    ·      Student loan payment moratorium end
    ·      Long-term interest rates surge
    ·      Interest rates and economic outlook
    ·      Unpacking the 5% treasury yield
    ·      Economic headwinds and GDP impact
    ·      Resilience amidst challenges
    ·      Bright spots in the economy
    ·      Recommendations for businesses and consumers
    Resources:
    CreditForecast.com is a joint venture between Equifax and Moody’s Analytics. Get actionable consumer credit, economic and demographic data, forecasts and analysis.
      
    Register for Market Pulse webinars to get relevant economic and credit insights to help your 
    business make more confident decisions.
     
    Learn more about our Market Pulse podcast, and contact us at marketpulsepodcast@equifax.com

    • 11 min

Customer Reviews

5.0 out of 5
7 Ratings

7 Ratings

Eddo's IPOD ,

Good info on consumer spending and borrowing

Equifax presentations are helpful !

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