How Cindy Zuniga Paid Off $215,000 of Debt in 48 Months

Cindy Zuniga went to law school to make an impact in her community. After three years in law school and $215,000 of debt later, Cindy realized the real cost of her decision. Her first year out of school she paid $24,000 towards her student loans. However, only $4,000 went towards her loan's principal balance, and the other 20,000 paid off just the interest on her loan. That's when Cindy said enough is enough and devised a plan to pay off all of her debt in 48 month. Find out how Cindy paid off $215,000 in 48 months and kept her expenses low while living in New York.

In this episode you will learn:

• What to consider before taking out student loans for a degree
• How to educate yourself and your family about student loan debt
• 3 reasons to refinance your student loans
• How to stick to your financial goals in any environment
• Tips for talking about finances with your partner
• How to lower your expenses, save money, and more

What's New in the Paperback Edition of Your Journey to Financial Freedom:

• A bonus chapter: When Life Happens: Staying on the Path to Financial Freedom Through Setbacks, Shifts, and Uncertainty
• A book club and discussion guide with prompts, exercises, and action steps
• Updated corrections from the original hardcover
• Exclusive bonuses when you purchase the paperback, including:
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  • The Find Your FIRE Number Worksheet

Other related blog posts/links mentioned in this episode:

• Get your paperback edition of Your Journey To Financial Freedom if you haven't already.
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• Check out my personal website here.
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