Queer Money®: How Gay People Do Money Queer Money

Many of us in the LGBTQ community were bullied as kids for being different. But few of us leverage those experiences as inspiration to launch a cookie company!
Nicholas Naclerio turned to food for comfort when he was bullied for being gay. But when he turned 18, Nick got healthy and decided to use food as a form of self-expression and healing; to transform his pain into something good.
Today, Nick is Founder and CEO at Mmmly, the good-for-you cookie brand that leverages nutrient-dense ingredients to make delicious, indulgent cookies with health benefits.
On this episode of Queer Money, Nick joins us to describe how building Mmmly helped him heal from childhood trauma and share the creative aspects of building a business he loves most.
Nick discusses how he used a combination of bootstrapping and investor money to fund Mmmly, explaining what it means that the ‘entrepreneur eats last’ and how that can become a problem.
Listen in for Nick’s advice to other queer entrepreneurs and learn how to build a successful consumer brand—without losing yourself in the process!
Topics Covered 
How Nick turned to food for comfort when he was bullied for being gayHow Nick’s love of comfort food inspired his mission to create a healthy indulgenceWhat makes Mmmly the good-for-you cookie brand (and why other brands don’t use healthier ingredients)How building Mmmly helped Nick heal from his childhood traumaWhat Nick loves most about the creative aspects of building a business What the recipe development process is like and how Nick knew when a cookie was ready for productionHow Nick used a combination of bootstrapping and investor money to fund MmmlyWhat it means that the ‘entrepreneur eats last’ and how that can be a problemWhy Nick is merging Mmmly with another company and what that means for his investorsHow it works when a small consumer brand is on the shelves at a major retailerWhat Nick might have done differently to deal with narrow margins early onNick’s advice for LGBTQ entrepreneurs on creating a network of support and not losing yourself in the process of building a company
For the resources and to connect with our guests, get the show notes at: https://queermoneypodcast.com/subscribe 
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Mentioned in this episode:
Click here to find out how to get financial help adopting children

The transgender community has taken the brunt of most of the anti-LGBTQ legislation that is being proposed and passed in the Christian Industrial Complex's attacks on the LGBTQ community recently.
So where are safe places that are also affordable for the trans community in the US?
This is Queer Money episode #517. Today, we’re diving into the top 10 most affordable transgender-friendly cities.
Get the dynamic list of Affordable LGBTQ+ Friendly Cities in the U.S. here. Watch this week's episode on YouTubeWatch last week's episode on YouTubeDon't miss the other states we've covered in this Gay Cities series
Past episodes mentioned in this episode:
381: The Series Kick Off385: Wisconsin419: New York439: Minnesota445: Maryland459: Illinois433: Top 10 Cities Part 1485: Top 10 Cities Part 2487: Top Surprises497: Blue States499: Purple States501: Red States
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Mentioned in this episode:
Click here to find out how to get financial help adopting children

Curious how the uber-rich protect their wealth?
If you knew the secrets of ultra-high-net-worth individuals (UHNWIs), could you leverage their approach to money management to grow your own wealth?
Tim Volk, CFP, is Founder and Principal at T. Volk & Company Consulting, a boutique financial advisory firm that serves ultra-high-net-worth families. He also hosts The
Rainbow Bull Podcast.
On this episode of Queer Money, Tim joins us to share the secrets of the uber-rich, describing what UHNWIs do to transfer and mitigate risk.
Tim explains how the uber-rich think about money in the long-term and challenges the LGBTQ+ community to adopt a future-self approach to spending.
Listen in for insight on raising kids who don’t feel entitled and learn what you can do to join the ranks of the emerging affluent or uber-rich.
Topics Covered 
How wealth managers define ultra-high-net-worth individualsWhat we can learn about the complexities of wealth from Crazy Rich Asians The differences between families of UHNWI and the LGBTQ+ communityWhy the queer community isn’t saving enough for retirement How Tim helps the emerging affluent manage capital through a family officeHow ultra-high-net-worth families transfer and mitigate risk Why Tim suggests choosing a life insurance policy with long-term care benefitsHow celebrities and the uber-rich aren’t immune to lifestyle creepWhat we can do to avoid raising entitled kids at any socio-economic statusTim’s future self approach to thinking about money in the long-termThe lasting impact of a financially empowered gay communityTim’s advice on what you and I can do to become ultra-high-net-worthTim’s challenge to focus on spending to bring joy to yourself and othersHow to deal with the dating dynamics of financial inequality Why it’s crucial for the LGBTQ+ community to stick together
For the resources and to connect with our guests, get the show notes at: https://queermoneypodcast.com/subscribe 
Follow us:
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Download your FREE Queer Money Kickstarter a 9-step Guide to Kickstart Your Journey to Financial Independence
Mentioned in this episode:
Click here to find out how to get financial help adopting children

“Why is it so expensive to be gay?” A common sentiment that we hear from many in the LGBTQ+ community. Much of that has to do with where we choose or end up living since housing costs for many make up anywhere between thirty to fifty percent of their take home pay.
If you’re one of the few LGBTQ folks with lots of cash, these are the top 5 most expensive cities for you to check out. If you don't have the cash, these could be cities to either aspire to live in or to avoid for your financial and mental health.
This is Queer Money episode #515. Today, we’re diving into the top 5 most expensive cities for LGBTQ+ folks.
Get the dynamic list of Affordable LGBTQ+ Friendly Cities in the U.S. here. Watch this week's episode on YouTubeWatch last week's episode on YouTubeDon't miss the other states we've covered in this Gay Cities series
Past episodes mentioned in this episode:
381: The Series Kick Off423: New Jersey419: New York467: Florida475: California433: Top 10 Cities Part 1485: Top 10 Cities Part 2487: Top Surprises497: Blue States499: Purple States501: Red States
Follow us:
Queer Money YouTubeQueer Money InstagramQueer Money on Tiktok
Mentioned in this episode:
Click here to find out how to get financial help adopting children

We all have a money story. And for many of us in the LGBTQ community, it’s a negative narrative.
Maybe you were taught that money is the root of all evil. That there’s never enough to go around. Or that you have to work hard to make money.
Worse yet, you may believe that you don’t deserve financial stability, let alone financial freedom.
So, what can we do to recover from the childhood traumas that are affecting our money today?
Scott Clover is an intuitive guide who helps people release old patterns and heal themselves using skilled intuition, body energy and somatic technologies.
On this episode of Queer Money, Scott joins us to discuss the most common patterns and behaviors exhibited by individuals with financial trauma.
Scott explains how being queer might influence your relationship with money and describes how releasing internalized shame leads to better financial decisions.
Listen in for Scott’s insight on using money in a way that strengthens your self-worth and learn how to rewrite your money story and start building an affirming relationship with your finances today!
Topics Covered 
How Scott defines intuitive healing and how it helps you change your behaviorThe reciprocity mindset you need to achieve financial stabilityWhy accepting your existing financial reality is the first step to building an affirming relationship with moneyThe most common patterns and behaviors exhibited by individuals with financial traumaHow being part of the LGBTQ community might influence your relationship with moneyHow to tell if past trauma is affecting your finances as an adultThe power of releasing internalized shame and family expectations How comparing ourselves with others on social media keeps us stuck in judgement (and what to do about it)Breaking the stereotypes of what queer people are supposed to do, e.g.: stereotypical careersHow to use money in a way that builds your self-worthHow incorporating esteemable acts into our daily lives improves our wellbeingWhy you might consider energy healing if traditional therapy doesn’t work for you
For the resources and to connect with our guests, get the show notes at: https://queermoneypodcast.com/subscribe 
Follow us:
Queer Money Instagram Queer Money YouTubeQueer Money on Tiktok
Download your FREE Queer Money Kickstarter a 9-step Guide to Kickstart Your Journey to Financial Independence
Mentioned in this episode:
Click here to find out how to get financial help adopting children

Where can I retire that is both affordable and LGBTQ friendly?
We get this question a lot, especially as comments on our Affordable LGBTQ+ Friendly Cities series content.
This is Queer Money episode #513. Today, we’re diving into the top 10 most affordable retirement locations for LGBTQ+ folks.
Get the dynamic list of Affordable LGBTQ+ Friendly Cities in the U.S. here. Watch this week's episode on YouTubeWatch last week's episode on YouTubeDon't miss the other states we've covered in this Gay Cities series
Past episodes mentioned in this episode:
381: The Series Kick Off385: Wisconsin387: West Virginia407: Pennsylvania413: Ohio419: New York451: Kentucky433: Top 10 Cities Part 1485: Top 10 Cities Part 2487: Top Surprises497: Blue States499: Purple States501: Red States
Follow us:
Queer Money YouTubeQueer Money InstagramQueer Money on Tiktok
Mentioned in this episode:
Click here to find out how to get financial help adopting children