Payments Innovation Currencycloud

We're riding the wave of embedded finance, a concept that's both an evolution and a revolution in financial services. Back in 2019, it was seen as the missing piece in the tech stack, seamlessly integrating finance into everyday activities. But five years later, the landscape has shifted. 
In this episode of Payments Innovation, Piers Marais, Chief Product Officer, Currencycloud, speaks to Sara Elinson, Principal at EY Parthenon, to unpack the latest developments, challenges, and opportunities in embedded finance, and discuss whether it is the future of business.

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The world of e-commerce is brimming with global possibilities, where buyers and sellers can now be in almost any corner of the planet. But cross-border payments can still remain a complex, slow, sometimes costly process. With technology evolving rapidly and consumer behaviours shifting quickly, are cross-border services keeping up?
In this episode of Payments Innovation, Piers Marais, Chief Product Officer, Currencycloud, speaks to Will Artingstall, Head E-Commerce, Citi, to discuss the changes, innovations, and trends emerging in the cross-border e-commerce landscape.

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Small and medium-sized businesses are the lifeblood of many economies, with more than 5 million SMBs in the UK, and 99 million in the US. In the last decade, the combined effects of globalisation removing cross-border barriers, plus innovation and rapid digital change, have set the stage for SMBs to thrive in the global digital economy. Yet, there’s a feeling that the market continues to be underserved within financial services. Why?
In this episode of Payments Innovation, Piers Marais, Chief Product Officer, Currencycloud, speaks to Adam Goodall, VP of Product, Funding Circle, to discuss how SMBs can thrive in the global marketplace and consider whether the future for SMBs is actually beyond borders.

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2023 was an explosive year for Generative AI. The mainstream emergence of tools like Chat GPT generated a huge amount of excitement and hype. In the wake of this, 93% of fintechs believe that generative AI is poised to revolutionise the fintech and financial services sector. But how much of the hype has materialised into real impact?
Artificial Intelligence has long been a transformational force in finance, helping to boost efficiency, improve security and handle the vast amounts of data that the modern system relies on. So what will the impact of this new GenAI wave be? 
In 2024’s first episode of Payments Innovation, Piers Marais, Chief Product Officer, Currencycloud, speaks to Ram Gopal, Director of the Gillmore Centre for Financial Technology, to go beyond the buzzwords and learn more about the use cases being realised right now.

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Cyberattacks are on the increase, with bad actors proliferating around the world. By the end of 2023, according to Cybercrime magazine, hackers will have caused $8 trillion in global damages. In 2022, Moody’s listed banks as being at high risk of attack, and Fintech is also in the firing line. 
Financial firms hold extremely sensitive data on millions of customers, and vulnerabilities can be exploited for lucrative ransoms. Fintech is meant to be the ‘tech-savvy’ cousin of traditional finance. It’s innovative, fast-moving, and often API and cloud-driven. But how secure is it? Is the industry doing enough to protect the consumers and businesses that rely on these products?
In the latest episode of Payments Innovation, Cara Hayward, Director of Strategic Partnerships for North America, Currencycloud and Visa Cross-Border Solutions, spoke with Fraser Scott, VP of Product at threat modelling platform IriusRisk, to find out more.


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What does Black History Month mean to you? It could be a time to recognise the achievements of the Black community, to draw attention to ongoing problems with racism, or an opportunity to stand as an ally of Black friends and colleagues. October is Black History Month in the UK, and this year, under the theme of “Saluting Our Sisters”, the event celebrates the critical role that Black women have played in shaping history, inspiring change, and building communities. 
In this Special Edition of Payments Innovation, Product Manager Miada Hassan speaks to two Currencycloud colleagues, Director of Sales Development Fumbi Banjoko and VP of Banking Ola Malomo, who last year launched Currencycloud’s first Afro-Caribbean Employee Resource Group, Bl@CC (Black at Currencycloud). She digs into why Black History Month resonates for them, and what companies can learn from it.  


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