REFP City Podcast Network

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Channel • 224 Shows

Investing

Investing

Updated Weekly
Investing

Investing

Updated Weekly
Investing

Investing

Updated Weekly
Investing

Investing

Updated Weekly
Investing

Investing

Updated Weekly
Investing

Investing

Updated Weekly
Investing

Investing

Updated Weekly

03/09/2023

Amazing Rental Property Cash Flow Strategy with Ryan Chaw

Home prices are up a lot over the last 10 years or so, interest rates are up even more in the last 18 months or so, and—while rents are up—they’re not up enough to counteract the higher prices and interest rates. That makes cash flow harder... but not for Ryan and his strategy... We discuss this method of improving cash flow under "Improve Strategy" when we discuss our 88 cash flow improving strategies, but Ryan really drives home just how amazing it is. Check out the interview and his website. Free Real Estate Deal Analysis Spreadsheet: Download a copy of the newest version of The World's Greatest Real Estate Deal Analysis Spreadsheet™ by going to: https://RealEstateFinancialPlanner.com/spreadsheet Improve Cash Flow: Book a consultation to improve cash flow using our proprietary 88 cash flow improving strategies. Real Estate Agent & Lender Collaborators: Interested in collaborating with us on the Charleston real estate investor podcast? Book a free consultation to discuss.

03/09/2023

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58 min
07/06/2024

Deal Alchemy™ - Black Box Cash Flow

Deal Alchemy™ - Black Box Cash Flow Deal Alchemy™ is all about manipulating returns to get the returns you desire most. One variation of Deal Alchemy™ has you think about your rental property investment as a black box. You put money into the black box, some magical things happen over the next few years and out pops profit which you can spend like cash flow. That's what James will cover in this mini-class. In this class, James discusses: The definition of alchemy What is Deal Alchemy™ How to manipulate returns and move them between quadrants An example of thinking of your rental property investment as a black box with lumpy cash flow Plus much more... Free Real Estate Deal Analysis Spreadsheet: Download a copy of the newest version of The World's Greatest Real Estate Deal Analysis Spreadsheet™ by going to: https://RealEstateFinancialPlanner.com/spreadsheet Improve Cash Flow: Book a consultation to improve cash flow using our proprietary 88 cash flow improving strategies. Real Estate Agent & Lender Collaborators: Interested in collaborating with us on the Miami real estate investor podcast? Book a free consultation to discuss.

07/06/2024

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32 min
26/04/2024

Is it Better to Pay Off Properties with Cash Flow or In Full When Nomading™?

In many cases—not all, but many cases—real estate investors can speed up the time it takes to become financially independent by choosing to pay off the mortgages on their properties early. Sometimes it makes sense to take every extra dollar beyond a healthy amount of reserves and aggressively pay off properties as quickly as possible. Other times, it might be better to invest money that you have earmarked to pay off properties in something else—like the stock market, for example—until you have enough to completely pay off the mortgage in one single large payment. In this mini-comparison class, we will look at the difference between these two different approaches: paying off properties with extra cash flow or only paying in full when Nomading™ over 300 US cities. Which one gets you to financial independence faster? Which one gives you a higher net worth? Which one is less risky? Find out in this class. Check out the video and interactive charts from this class here: https://RealEstateFinancialPlanner.com/model/pay-off-early-with-cash-flow-or-in-full-only/ Or, see Miami specific, detailed analysis of a variety of strategies here: https://RealEstateFinancialPlanner.com/model/FL/Miami/ Free Real Estate Deal Analysis Spreadsheet: Download a copy of the newest version of The World's Greatest Real Estate Deal Analysis Spreadsheet™ by going to: https://RealEstateFinancialPlanner.com/spreadsheet Improve Cash Flow: Book a consultation to improve cash flow using our proprietary 88 cash flow improving strategies. Real Estate Agent & Lender Collaborators: Interested in collaborating with us on the Miami real estate investor podcast? Book a free consultation to discuss.

26/04/2024

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36 min
06/10/2023

Is It Better to Pay Off Your Owner-Occupant Mortgage When Nomading?

Most real estate investors consider themselves financially independent when the income from all of their investments exceeds their personal expenses. To achieve this, they need net positive cash flow from all rental properties after all expenses, any income generated from stocks, bonds, or other investments times a safe withdrawal rate, and any social security, pensions or annuities. On the expense side, they need to consider all personal expenses, such as food, taxes, insurance, entertainment, healthcare, and housing. If they have a mortgage on their personal residence, that would include their mortgage payment. However, paying off the mortgage effectively reduces the amount of income needed to cover expenses by the amount of the mortgage payment that no longer exists. If you have extra money invested in stocks, bonds, or other assets and could pay off your mortgage to achieve financial independence, it may be worth considering. This mini-class will explore the impact of paying off your owner-occupant mortgage and its effect on achieving financial independence faster than the traditional Nomad™ strategy. We will also examine how this decision could impact your net worth and compare the risks to the traditional Nomad™ strategy. Check out the video and interactive charts from this class here: https://RealEstateFinancialPlanner.com/model/nomad-or-pay-off-oo-fi/ Or, see Miami specific, detailed analysis of a variety of strategies here: https://RealEstateFinancialPlanner.com/model/FL/Miami/ Free Real Estate Deal Analysis Spreadsheet: Download a copy of the newest version of The World's Greatest Real Estate Deal Analysis Spreadsheet™ by going to: https://RealEstateFinancialPlanner.com/spreadsheet Improve Cash Flow: Book a consultation to improve cash flow using our proprietary 88 cash flow improving strategies. Real Estate Agent & Lender Collaborators: Interested in collaborating with us on the Miami real estate investor podcast? Book a free consultation to discuss.

06/10/2023

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23 min
12/07/2024

Functional Obsolescence Unveiled: The Silent Value Killer in Real Estate Investments—and How to Defeat It!

Functional Obsolescence Unveiled: The Silent Value Killer in Real Estate Investments—and How to Defeat It! There's a often overlooked risk of investing in reale state: obsolescence. Whether we're focused on properties that are or will become functionally obsolete or drift directly into economic or physical obsolescence... these are real-world risks with real-world impact to your bottom line. Learn all about them including examples, how they show up and how to overcome them in this special class. In this class, James discusses: A George S Patton quote about fear, risks and making decisions. Obsolescence defined Examples Selection, Direct and Indirect Control, Interpeting the Present and Predicting the Future How Obsolescence Shows Up In Real Estate Investing Solutions to eliminate, minimize and/or mitigate these risks Plus much more... Free Real Estate Deal Analysis Spreadsheet: Download a copy of the newest version of The World's Greatest Real Estate Deal Analysis Spreadsheet™ by going to: https://RealEstateFinancialPlanner.com/spreadsheet Improve Cash Flow: Book a consultation to improve cash flow using our proprietary 88 cash flow improving strategies. Real Estate Agent & Lender Collaborators: Interested in collaborating with us on the Miami real estate investor podcast? Book a free consultation to discuss.

12/07/2024

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31 min
31/05/2024

Warning - Risks of Rental Demand Declining When Investing in Real Estate

Warning - Risks of Rental Demand Declining When Investing in Real Estate Risk, risk, risk... Life is full of risks. To a limited degree, we get to choose which risks we voluntarily take on. For example, if you choose to invest in real estate, you choose to take on some additional risks that you might not—directly—face if you opt to invest in something else with its own set of risks. One risk when investing in real estate is the risk that the property you buy as a rental experiences a decline in rental demand, which often leads to a reduction in the rent you are getting. What are some things we can do to eliminate or mitigate this risk in advance of seeing possible rental market demand declining, and what are some things we can do after demand softens? That’s what James will cover in this mini-class. In this class, James discusses: A George S Patton quote about fear, risks and making decisions. More/Less speculative returns and why cash flow is more speculative than most people believe Buying properties that have mass appeal Buying better quality properties Modifying Warren Buffett's quote: Buying wonderful properties at fair prices versus buying fair properties at wonderful prices. Two opposing thoughts: discount for protection or quality to avoid selling Lower rent, hold on and absorb lower income Reserves and cumulative negative cash flow Change use Improve cash flow Sell Give property back Refi and/or recast Bring in partner Plus much more... Free Real Estate Deal Analysis Spreadsheet: Download a copy of the newest version of The World's Greatest Real Estate Deal Analysis Spreadsheet™ by going to: https://RealEstateFinancialPlanner.com/spreadsheet Improve Cash Flow: Book a consultation to improve cash flow using our proprietary 88 cash flow improving strategies. Real Estate Agent & Lender Collaborators: Interested in collaborating with us on the Miami real estate investor podcast? Book a free consultation to discuss.

31/05/2024

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27 min
18/08/2023

Hard Money and Private Money for Real Estate Investors

Hard Money and Private Money for Real Estate Investors Certain real estate investing strategies suggest certain types of financing. For example, most long-term buy-and-hold real estate investors purchasing non-owner-occupant properties will opt for 30-year fixed rate conventional financing or commercial loans. House hackers and Nomads™ will often seek out low or zero down VA, USDA, FHA, and conventional financing options. However, sometimes the real estate investing strategy will lean toward utilizing hard money and private money loans. Some examples include utilizing the BRRRR strategy or doing fix-and-flips. In this mini-class, James will go over the basics of hard money and private money loans. Check out the video from this class here and access the downloads mentioned in the recording: Hard Money and Private Money for Real Estate Investors - Video and Downloads In this class, James discusses: What is hard money? And, a deep dive into using it as a real estate investor. The aspiration goal of becoming a hard money lender and two possible concerns What is private money? And, a deep dive into using it as a real estate investor. A warning about inadvertent ponzi schemes A discussion about licensing required to raise private money and the license I got Download a sample of my personal, 25-page Private Lender special report Using a business card to raise private money (sample of mine) Plus much more... Free Real Estate Deal Analysis Spreadsheet: Download a copy of the newest version of The World's Greatest Real Estate Deal Analysis Spreadsheet™ by going to: https://RealEstateFinancialPlanner.com/spreadsheet Improve Cash Flow: Book a consultation to improve cash flow using our proprietary 88 cash flow improving strategies. Real Estate Agent & Lender Collaborators: Interested in collaborating with us on the Charleston real estate investor podcast? Book a free consultation to discuss.

18/08/2023

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49 min
02/02/2024

Warning - The Risk of Down Payment Size When Investing in Real Estate

Warning - The Risk of Down Payment Size When Investing in Real Estate Life is full of risks. When we choose to invest, we choose to take on additional risks. If we invest in stocks, we choose to take on certain risks. When we choose to invest in bonds, we take on different risks. When we choose to invest in real estate, we choose to take on additional and different risks. One of the risks associated with real estate investing is the risk of down payment size. If you put a large amount down—or even choose to pay cash and put 100% down—you have certain risks. If you choose to put a small amount down—or even nothing down—you have other risks. These risks change with the amount you put down. In this mini-class, James will look at the risks associated with the amount you put down when investing in real estate. Check out the video from this class here: Warning - The Risk of Down Payment Size When Investing in Real Estate - Video In this class, James discusses: A George S Patton quote about fear, risks and making decisions. The Risk Matrix and The Risk Matrix for property appreciation (and property declines) An introduction to Rent Resiliency™ and Price Resiliency™ Case-Shiller Home Price Index - Home Price Appreciation Over Previous 12 Months A Case-Shiller chart showing mortgage interest rates, population, real building costs and home prices over the last 133 years Year-Over-Year Home Price Appreciation over the last 133 years and the frequency of price declines (and price increases) What are you risking? Plus much more... Free Real Estate Deal Analysis Spreadsheet: Download a copy of the newest version of The World's Greatest Real Estate Deal Analysis Spreadsheet™ by going to: https://RealEstateFinancialPlanner.com/spreadsheet Improve Cash Flow: Book a consultation to improve cash flow using our proprietary 88 cash flow improving strategies. Real Estate Agent & Lender Collaborators: Interested in collaborating with us on the Newport News real estate investor podcast? Book a free consultation to discuss.

02/02/2024

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48 min
05/07/2024

How to Analyze an All-Cash Rental Property Purchase

How to Analyze an All-Cash Rental Property Purchase Deal analysis is important. Learning how to analyze deals is a critical skill for all real estate investors, whether you're financing 100% of the purchase or buying a property without a loan at all and paying all cash. In this class, we will look at how deal analysis changes when you plan to buy a property for all cash, without a mortgage, using The World's Greatest Real Estate Deal Analysis Spreadsheet™. Or, check out the deal analysis example for Birmingham, Alabama: Deal Analysis and Modeling for Birmingham Free Real Estate Deal Analysis Spreadsheet: Download a copy of the newest version of The World's Greatest Real Estate Deal Analysis Spreadsheet™ by going to: https://RealEstateFinancialPlanner.com/spreadsheet Improve Cash Flow: Book a consultation to improve cash flow using our proprietary 88 cash flow improving strategies. Real Estate Agent & Lender Collaborators: Interested in collaborating with us on the Birmingham real estate investor podcast? Book a free consultation to discuss.

05/07/2024

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1h 9m
14/06/2024

The Impact of Buying Properties at a 5% Discount When Nomading™

So, you're considering Nomading™. Excellent! But as you dig into the details, you may wonder what the impact would be if you chose to buy a more desirable, higher quality, but maybe less optimal property at full price (without a discount), versus focusing on finding a slightly less desirable, slightly lower quality, but slightly more optimized rental property that you can buy at a 5% discount. How will that impact your speed to financial independence? How will that impact your net worth? Find out in this special comparison class, where James compares traditional Nomad™ to Nomading™ by buying properties at a 5% discount in over 300 US cities. Check out the video and interactive charts from this class here: https://RealEstateFinancialPlanner.com/model/nomad-vs-5-discount/ Or, see Miami specific, detailed analysis of a variety of strategies here: https://RealEstateFinancialPlanner.com/model/FL/Miami/ Free Real Estate Deal Analysis Spreadsheet: Download a copy of the newest version of The World's Greatest Real Estate Deal Analysis Spreadsheet™ by going to: https://RealEstateFinancialPlanner.com/spreadsheet Improve Cash Flow: Book a consultation to improve cash flow using our proprietary 88 cash flow improving strategies. Real Estate Agent & Lender Collaborators: Interested in collaborating with us on the Miami real estate investor podcast? Book a free consultation to discuss.

14/06/2024

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26 min

The network of Real Estate Investing & Real Estate Financial Planning™ Podcasts contains syndicated real estate investing and real estate financial planning classes and discussions PLUS the occasional city-specific content for that city. Subscribe to your city to get all the classes and any city-specific content for that city as we publish it along with local resources. No need to subscribe to multiple cities as the class content is the same.