#361: Are Government Property Incentives Helping Buyers or Heating the Market?

In this episode of The Property Trio, Dave, Mike and Cate unpack one of the biggest questions facing Australian property buyers right now: do first home buyer incentives genuinely improve affordability, or do they simply create more competition?

The episode examines the mechanics behind these incentives and why reducing deposit hurdles can accelerate demand faster than supply can respond.

For buyers, investors and anyone trying to understand Australia’s evolving housing market, this episode delivers a grounded and insightful discussion about policy, competition and the long term supply issues sitting underneath today’s affordability debate.







The Property Trio is: 

David Johnston, Mortgage Broker - Managing Director of Property Planning Australia https://propertyplanning.com.au/

Cate Bakos, Buyers Advocate - Managing Director of Cate Bakos Property https://www.catebakos.com.au/

Mike Mortlock, Quantity Surveyor - Managing Director of MCG Quantity Surveyors https://www.mcgqs.com.au/

📩 Got a question you want answered in a future episode? Send it through https://www.propertytrio.com.au/contact-us/

You can find more info about topics covered in today's show here: https://www.propertytrio.com.au/2026/05/11/government-property-incentives/