90 episodes

It’s absolutely possible for a business owner, like you, to have it all. The only limiting factor to success in your business and in your life is you, the business owner!

The Business & Investing podcast exists to help you overcome your limits. Hosted by successful Australian entrepreneurs Grant Merriel and Charley Valher, the show is dedicated to sharing information, insights and tools to help business owners, like yourself, build a stable, thriving business that unlocks your money and life goals.

Grant and Charley both dive into their own experiences with their fellow Australian business owners and trusted professionals to help you become the best Full Stack Business Owner.

*Disclaimer - We are just like you, Australian business owners, and everything we discuss is intended for entertainment and educational purposes only and is not financial advice. Always seek professional advice before making any decision when it comes to wealth creation.

Business and Investing Business and Investing

    • Business
    • 4.7 • 14 Ratings

It’s absolutely possible for a business owner, like you, to have it all. The only limiting factor to success in your business and in your life is you, the business owner!

The Business & Investing podcast exists to help you overcome your limits. Hosted by successful Australian entrepreneurs Grant Merriel and Charley Valher, the show is dedicated to sharing information, insights and tools to help business owners, like yourself, build a stable, thriving business that unlocks your money and life goals.

Grant and Charley both dive into their own experiences with their fellow Australian business owners and trusted professionals to help you become the best Full Stack Business Owner.

*Disclaimer - We are just like you, Australian business owners, and everything we discuss is intended for entertainment and educational purposes only and is not financial advice. Always seek professional advice before making any decision when it comes to wealth creation.

    Your Wealth or Your Health with James Cant

    Your Wealth or Your Health with James Cant

    EP 91: This week's podcast is an important one.

    James Cant joins me from JCF coaching.

    He has a special skill set when it comes to health and peak performance.

    Most notably:


    He helps people get out of the type of burnout I got myself into
    He gives people the tools to avoid ever getting into that state

    This podcast is what I wish someone would have sent me all those years ago.

     

    Episode Highlights:

    00:00 Welcome to Business and Investing

    03:29 Opportunity cost due to health problems 

    04:30 An overview of who James is and what he does

    05:45 How poor health affects performance in the present

    12:55 Low energy: A common problem for business owners

    18:40 Coping mechanisms to deal with stress 

    23:10 James shares the results he’s getting for his clients 

    28:19 What is the best way to assess one’s health?

    35:57 What level of fitness should business owners aim for? 

    40:37 Awareness of what “feeling good” means 

    41:50 Allocating time for health 

    48:58 Food and diet for overall health 

    56:11 Bad health advice 

     

    If you enjoyed this episode, be sure to subscribe, tune in and share this podcast! 

    Resources: 

    ○ Business and Investing website: https://www.businessandinvesting.com/

    ○ If you want to find out more about our guest, James Cant, you’ll find him on the ff. social media platforms:  - Instagram: https://www.instagram.com/jamescant_/?hl=en- Facebook: https://www.facebook.com/jcfcoaching/ - LinkedIn: https://www.linkedin.com/in/james-cant-86580592/?originalSubdomain=au

     

    About the Guest: 

    James Cant is the founder of JCF Coaching where they envision liberating and empowering every fitness coach so they can build amazing businesses and live their life with true freedom.

    James is also passionate about helping people recover from their illnesses and is dedicated to mentoring men and women who want to be at their peak cognitively, physically, and emotionally.

     

    Subscribe: 

    ○ Subscribe on Youtube: https://www.youtube.com/channel/UCwTrdJ5udIvx44PgEAlHgmw

    ○ Subscribe on Apple Podcast: https://podcasts.apple.com/au/podcast/business-and-investing/id1607453342 

     

    Connect with Business and Investing: 

    ○ Join the Business and Investing Community: https://www.facebook.com/groups/440140397804480

    ○ Follow us on Facebook: https://www.facebook.com/businessandinvestingcom

    ○ Follow us on Instagram: https://www.instagram.com/businessandinvestingcom

    ○ Follow us on TikTok: https://www.tiktok.com/@businessandinvestingcom

    ○ Send your enquiries or drop by to say hello: grant@businessandinvesting.com 

     

    DISCLAIMER:

    All information we share is NOT financial or investment advice and is purely intended for entertainment and educational purposes only. Always seek professional advice before acting on any financial decision.
    Support the show: https://linktr.ee/businessandinvestingcom
    See omnystudio.com/listener for privacy information.

    • 1 hr 10 min
    Die with Zero

    Die with Zero

    EP 90: On this week’s episode, Grant and I do a review of “Die with Zero by Bill Perkins”.

    This isn’t your normal book review, as we put a business owner spin on it.

    PS: Hopefully, Bill tunes into the podcast and is up for writing version 2 of the book just for business owners! 

    PPS: Hi, Bill! 👋

    Episode Highlights:00:00 Welcome to Business and Investing02:46 What does it mean to have a life well-lived?07:47 What we think about the book13:35 Generational wealth: yay or nay?19:53 What do you really want in life?22:08 Running on autopilot26:49 What we didn’t like about the book37:00 How “Die with Zero” changed our lives43:36 Why you should start compounding assets early on45:43 Checking things off the bucket list

    If you enjoyed this episode, be sure to subscribe, tune in, and share this podcast! 

    Resources: ○ Business and Investing Website: https://www.businessandinvesting.com/○ Check out our new Property and Investing Podcast! https://propertyandinvesting.com/podcast/ ○ Die With Zero by Bill Perkins: https://www.diewithzerobook.com/○ From 0 To 130 Properties In 3.5 Years by Steve McKnight: https://www.amazon.com/130-Properties-3-5-Years/dp/1742169678 ○ The Road Less Stupid by Keith J. Cunningham: https://theroadlessstupid.com/ ○ The Debt Millionaire by George Antone: https://www.amazon.com/Debt-Millionaire-people-never-wealth/dp/0982704542 ○ Work Less, Make More by James Schramko: https://www.jamesschramko.com/book 

    Subscribe: ○ Subscribe on Youtube: https://www.youtube.com/channel/UCwTrdJ5udIvx44PgEAlHgmw○ Subscribe on Apple Podcast: https://podcasts.apple.com/au/podcast/business-investing/id1607453342 

    Connect with Business and Investing: ○ Join the Business and Investing Community: https://www.facebook.com/groups/440140397804480○ Follow us on Facebook: https://www.facebook.com/businessandinvestingcom○ Follow us on Instagram: https://www.instagram.com/businessandinvestingcom○ Follow us on TikTok: https://www.tiktok.com/@businessandinvestingcom○ Send your enquiries or drop by to say hello: grant@businessandinvesting.com 

    DISCLAIMER:All information we share is NOT financial or investment advice and is purely intended for entertainment and educational purposes only. Always seek professional advice before acting on any financial decision.
    Support the show: https://linktr.ee/businessandinvestingcom
    See omnystudio.com/listener for privacy information.

    • 52 min
    Building a Life You Don’t Want to Retire From

    Building a Life You Don’t Want to Retire From

    Have you heard of the FIRE movement?

    At one point in my life, I was obsessed with it.

    If you don’t know, FIRE = Financial Independence Retire Early

    The concept behind it works like this:

    In your 20s and early 30s, you work hard, live frugally and invest all you can.

    You do this for about 5-7 years. 

    Build a big enough nest egg to retire in your 30s instead of your 60s.

    Which is an incredibly cool concept! 

    Go hard early and then never have to work again! 

    Imagine never having to work again in your early 30s!

    The choices you could make if you didn’t need money?

    You could spend more time with loved ones.Travel the world.

    Maybe write that book you had always thought about writing?Or, take up some ridiculous hobby.

    For me, the attraction was being able to have more time to raise my future son.(This was before my son Jack was born)

    My Dad worked a lot.Always providing for the family.

    I had always wished for more time with him.

    This was an opportunity to do things differently for my own kids.

    Anyhow,

    I bought into the idea of becoming FIRE and adopted the lifestyle.

    Initially, it was fun.

    Putting a focus on increasing income from business.

    Finding creative ways to save money.

    Buying things in bulk and being strategic in how we used credit cards.

    You would be surprised how much you can save when you get creative.

    But…

    Living this “fire” lifestyle also comes with something you don't enjoy.

    Working more hours and missing out on life experiences

    Doing work you don't like just for $$$

    Missing out on holidays or having nice things.

    It’s a game of extreme delayed gratification.

    You would often hear me say things like:

    “This is the sacrifice you need to make to have time for your son.”

    “It will be worth it when you are retired in your 30’s”

    However… over time…

    As that initial excitement for FIRE faded.

    Things started to become a GRIND.It wears you down.

    Especially when you see others around you enjoying while you are suffering.

    Now to be fair, the FIRE process was working.

    You could see my net worth going up every month.

    But, I hated my business and life overall.

    Continually dreaming about getting to burn my business to the ground once I hit FIRE.

    If you have ever run your business in a similar way, maybe you have felt the same.Work hard and suffer now for the reward of “someday”

    Anyhow, 

    It turns out it's common for people who adopt the FIRE lifestyle to feel this way.

    There are many Facebook support groups focused on supporting people in the pursuit of FIRE. One evening I was scrolling through one of the FIRE groups.

    There was a question posted

    “What do you plan to do once you hit fire?”

    My knee-jerk reaction was:

    Spend time raising my future kids, of course!

    Then… 

    Maybe sit on a beach for a bit and spend some time with loved ones.

    The question got my mind spinning a little more.

    “What else would you do?”

    Then it hit me…

    “Start a new business.”

    One that’s enjoyable to run instead of this hell.

    Working with great people, doing something enjoyable and interesting!

    I have a love for business. Just not the business I’m currently running.

    My mind kept spinning…

    Hrmm…

    Why would you build a business to burn it to the ground and then start another business?Why not just build one business?It will be far more efficient overall, and you won't hate your life today.

    You could have this today?What's stopping you?

    A mind explosion was going off in my head. 🤯

    You can have a life you love and keep progressing towards financial independence. 

    So I did! 

    Letting go of clients, I didn't want to work withStopping projects we were doing just for the $$No more grinding for massive hours every day.

    Within a month, life had completely changed.The business was so much more enjoyable, and life with it. 

    What’s crazy is I ended up hitting FIRE a few years later.There was no need to grind it out in a business you hate.

    It's po

    • 45 min
    A Lesson in Due Diligence and Where We Have Lost a Lot of Money

    A Lesson in Due Diligence and Where We Have Lost a Lot of Money

    Would you like to know my two least favourite words?

    “If only.”

    These are the words said only after making a terrible decision and having to pay the “stupid” tax.

    Maybe you have said them also…


    If only I had checked that.
    If only I had spoken to that person before.
    If only I weren't in such a rush, I would have noticed that.

    Here are a couple of personal examples: (I’m a little embarrassed to share these.)

    - I once hired someone because they played League of Legends (a video game).

    No reference checks, no resume, and no body of work were checked.Wonder why that hire didn’t work out. 😂

    - I bought a website for $40,000 in pursuit of passive income.

    Only to find out later that all the traffic was coming from a click farm.Despite having the skills to check the traffic source…

    The appeal of making a 20% yield was so strong!

    It would have been more efficient (and entertaining) to just light the $40,000 on fire.

    - I bought a house that had an illegal renovation done on it.

    Then went through the incredibly painful process of getting council approval to have it fixed.

    FOMO had kicked in hard.Compromising on due diligence in fear someone would buy it before me.

    Anyhow, 

    The “stupid” tax bill on just these events is well over $100,000.

    After each of these experiences, I have felt dumb and embarrassed.

    Often knowing better and yet not doing better.

    And it’s not just losing money, or the time it takes to fix these mistakes.

    The worst part is having to tell Bianca.To look her in the eyes and admit to paying the “stupid” tax… again.

    She doesn't rub it in, but the look in her eyes just crushes me.

    Is this how someone who is supposed to provide for her should be behaving?

    Well, 

    After buying the house with some illegal renovations, it was time to update my due diligence process.

    The stupid tax bill was only getting bigger as the years went on…

    When updating my process, some things stood out.(That might be helpful for you.)

    Here they are:

     - When my emotions run hot in the heat of the moment, I’m particularly vulnerable to the stupid tax.

     - When someone I respect does something, I assume it’s safe for me.

    Things do not get checked as deeply or in the same way.

    EG: If Elon buys crypto, it must be okay, right? LoL. 

    Having a stronger process has been the key to overcoming these vulnerabilities.

    In the last three years of following this process, the amount of stupid tax I have saved has been incredible.

    Bianca was particularly happy when we avoided buying another house with illegal renovation work done to it.

    BTW - What is it with people doing illegal renovations to their house before they sell it?

    Anyway,

    In this week's episode of the podcast, I want to take you through parts of the updated process.

    Specifically, the areas of due diligence that are critical to bringing down your stupid tax.The areas to put extra effort and pay particular attention to.

    This episode is for you if you want to pay less stupid tax and level up your own due diligence process.

    Episode Highlights:00:00 Welcome to Business and Investing02:03 Why you shouldn’t skip doing due diligence08:42 Being specific with your goals17:05 How to know if your purchase is the right fit for you21:43 Consulting people who have experience28:13 Checking the financials of a business39:41 Utilising the Internet for due diligence48:04 Is the business successful enough in the industry?53:30 External validation

    If you enjoyed this episode, be sure to subscribe, tune in, and share this podcast! 

    Resources:○ Business and Investing website: https://www.businessandinvesting.com/ Subscribe: ○ Subscribe on Youtube: https://www.youtube.com/@businessandinvesting○ Subscribe on Apple Podcast: https://podcasts.apple.com/au/podcast/business-investing/id1607453342 Connect with Business and Investing:○ Join the Business and Investing Community: https://www.facebook.com/groups/440140397804480 ○ Follow us

    • 59 min
    How to Level Up in 2023

    How to Level Up in 2023

    A while back, I was a plumber…

    With a night hustle.

    It was brutal, and involved doing massive hours.

    To give you an idea, this is what my Monday - Friday looked like:

    5:00 am = Alarm goes off.

    Throw some clothes on and skull a cup of instant coffee, aiming for the door. Gotta beat the traffic…

    6:30 am - 12:00 pm = plumber work (absolutely hating it)

    12:00 pm -12:30 pm = quickly check emails and ebay messages while on my plumber lunch break

    12:30 pm - 3:30 pm = back to being a plumber and hating it.

    3:30 pm - 5:00 pm = Finish work and head to the golf range.

    Hitting golf balls for 45 about min as “my exercise” (Loved it)

    5:00 pm - 10:00 pm = work on ebay store.

    10:00 pm - onwards = Dreaming about being able to quit work as a plumber and instead become a full time business owner.

    This “lifestyle” continued for about 6 months, and it was killing me.

    Gradually becoming more and more exhausted and frustrated by any notable progress.

    There were many moments of self doubt.

    Perhaps life as a plumber was it…

    On the weekends, I would play golf and relax, trying to recover from the brutal weeks.Feeling like I had earnt the break.Anyhow, No progress was being made. So in a “do something or give up” moment …  I joined my first mastermind group.

    They had a training coming up on “achieving your goals”.

    Which felt perfect for the situation.I had a goal but was not achieving it.

    Anyhow,A few weeks later, I was at the training!

    The day started with the leader of the group standing up and asking 2 questions.

    How bad do you want to achieve your goals out of 10?

    How willing are you to change out of 10?

    You might want it really bad, but, if you are not willing to change, then it won't happen.

    If you didn’t need to change in order to achieve your goals, you wouldn't be here.You would already have achieved it.

    It’s easy to see how willing you are to change.How willing are you to give up the things you love doing?

    Would you stop watching TV or going out for dinner with friends?What if you had to spend less time with your kids?

    His words hit me like a kick to the face.Pierced my soul.

    I wanted to be a business owner, but wasn't willing to stop playing golf.I wanted to be a business owner, but wasn't willing to put in time on the weekends.

    There was an extra 15 hours a week to work on my business if I wasn't spending it on golf.

    My love of golf was real.But, my unwillingness to change was preventing me from putting the time into my business.

    It was time to make a pledge. Stop playing golf until you are making $10,000 profit.

    Six months later, the transition to full-time business owner was made.I was a business owner.Going all in was a great decision.

    I learnt some powerful lessons from the experience.


    It’s not just about how bad you want it. YOU need to be willing to change to achieve your goals and dreams.
     If you want to be one of those people who achieve their goals, then you must both want it and be willing to change.

    Anyhow,

    Keeping things on the theme here.

    In this week's episode of the podcast, Grant and I cover how to level up YOU in 2023.

    Sharing some of the powerful strategies and tactics we use to level up our game.Things that can help you crush your dreams and goals for 2023.

     

    Episode Highlights:

    00:00 Welcome to Business and Investing

    04:20 Why do some people level up much faster than others

    08:05 Ask yourself what your goal is 

    11:46 Level of priorities 

    16:31 How much do you spend to level up? 

    19:39 Careful research of what I choose to do 

    20:09 Willingness to change 

    26:03 If you want to grow, you have to stop thinking you’re special

    33:43 Do shit! 

    39:29 Being open to feedback 

    45:37 Finding the gold standard

     

    If you enjoyed this episode, be sure to subscribe, tune in and share this podcast! 

     

    Resources: 

    ○ Business and Investing website: https://www.businessandinvesting.com/

     

    Subscribe: 

    ○ Subscribe on Youtube: https

    • 53 min
    Opportunities We See For 2023

    Opportunities We See For 2023

    It’s Grant! Just thought I’d hijack the episodes from Charley again 😉When I was a kid, I looooved mental challenges.My mum (a teacher) would surprise me every now and then with specific books.I remember them clearly.Everything from colour by numbers to magic eyes pictures.But there was one book that always stood out from the rest.Where’s Wally!I’m sure you’ve seen it before!The book where you needed to find the guy in a red and white striped top and beanie, who also wears black glasses.And, if you wanted to be an overachiever (like me), you didn’t stop until you also found:


    Wally’s girlfriend
    The Wizard
    The bad guy (yellow and black top)
    The dog
    Even the dog bone, glasses, etc

    I would spend ages on every picture.So much so that I built a system.If I couldn’t find Wally within 5 minutes, I would map out the entire picture in a grid.Then, I would systematically look over square by square until I found EVERY item (kinda like search parties in the Netlfix murder mysteries).Even just thinking about this puts a smile on my face.But there was one thing I hated.It was that once I found the items in the picture, I could never do it again.A sense of accomplishment would come over me and then be consumed by a sense of disappointment.No matter if it were a day, a week, or a month—whenever I opened the Where’s Wally picture again, my eyes would immediately find Wally and his friends.It was impossible to “lose” them again.So, when my friends came over and wanted to look for Wally, I would sit there stressed out, wanting to scream exactly where they all were instead of joining in the fun…All the while, my friends would be hunting harder than ever to find them.But what does this have to do with anything?Well, 2023 is upon us.And with a new year comes new opportunities.In fact, I would argue that I can see more opportunities for business owners to generate wealth than ever before.So many industries have been unlocked, and so many options to make the most of them.But I still see a lot of business owners who cannot see them.And it’s left me here feeling the same as in my childhood.The situation where I knew where Wally was, but my friends were still trying to find him.I can see the opportunities and want to help point them out for those who are hunting for them.Which is why Charley and I dove into the opportunities we see in business and investments in the latest episode.Episode Highlights:00:00 Welcome to Business and Investing01:59 Is AI one of the best opportunities for 2023?04:06 Diving deep into TikTok ads13:45 The power of having independent media24:01 Businesses offering services for cost-cutting and efficiency29:44 Combatting data breaches36:47 Opportunities for property builders and developers44:11 Multi-tenancies and the demand for properties51:19 Has the Australian dream of owning a house changed?55:19 Opportunities present in private lendingIf you enjoyed this episode, be sure to subscribe, tune in and share this podcast! Resources:○ Business and Investing website: https://www.businessandinvesting.com/ Subscribe: ○ Subscribe on Youtube: https://www.youtube.com/@businessandinvesting○ Subscribe on Apple Podcast: https://podcasts.apple.com/au/podcast/business-investing/id1607453342 Connect with Business and Investing:○ Join the Business and Investing Community: https://www.facebook.com/groups/440140397804480 ○ Follow us on Facebook: https://www.facebook.com/businessandinvestingcom ○ Follow us on Instagram: https://www.instagram.com/businessandinvestingcom ○ Follow us on TikTok: https://www.tiktok.com/@businessandinvestingcom ○ Send your enquiries or drop by to say hello: grant@businessandinvesting.com DISCLAIMER:All information we share is NOT financial or investment advice and is purely intended for entertainment and educational purposes only. Always seek professional advice before acting on any financial decision.
    Support the show: https://linktr.ee/businessandinvestingco

    • 1 hr 4 min

Customer Reviews

4.7 out of 5
14 Ratings

14 Ratings

Axel Feldt ,

Great podcast and highly relevant!!

I am a long term property investor and really enjoy the Asset Blocks podcast. The guys present relevant topics and explain the key concepts in a comprehensive and accessible way. Well done guys and keep up the good work.

Madmelbourne ,

Sooooo needed!

When you run a business, managing your money is different. If you live in Australia, it’s different. 👍👏👌

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