19 min

Our top 10 retirement questions answered Super Insider

    • Investing

Retirement is a phase of life that many of us eagerly look forward to. It’s a time to slow down, relax, and pursue our passions. But with the rising cost of living, it’s essential to make sure that our retirement savings can fund the life we’ve been dreaming about. 
In the second instalment of our new Q&A series, Australian Retirement Trust Member Education teammates April Smith and Kane Everingham answer our top 10 most asked retirement questions and provide valuable insights and tips to help you retire well with confidence. So, whether you’re just starting to plan for retirement, or already in the thick of it, watch or listen now to learn how to make the most of your super and enjoy the retirement you deserve. 
QUESTIONS 
1:40 What age can I retire? 
3.33 How much super do I need to retire? 
7.23 How do I know if I’m on track? 
9.33 What can I do if I’m not on track? 
9.40 What are some ways I can grow my super? 
10.53 What rules are there for accessing your super? 
12.21 Should I fully retire or semi-retire? 
14.25 How does a transition to retirement account work? 
15.47 What’s a transition to retirement strategy? 
17.02 Is it easy to plan your retirement yourself? 
18.28 (Bonus question) Where to next? 

IF YOU LIKED THIS EPISODE, YOU MAY LIKE: 
Five easy ways to grow your super today 
How much super you need to retire – and how to get it 
Transition to retirement – your guide to accessing your super while still at work 

RECOMMENDATIONS: 
Association of Superannuation Funds of Australia Retirement Standard via SuperGuru.com.au 
Australian Retirement Trust Retirement Forecaster 
 
FOLLOW SUPER INSIDER on Apple Podcasts and Spotify 
 
GET IN TOUCH: 
We’d love your feedback for Super Insider including topics or questions you’d like us to cover in future episodes. Please email us at podcast@art.com.au                                      
CREDITS: 
Host: Anne Fuchs, Australian Retirement Trust Executive General Manager of Advice, Guidance and Education. 
Guests: April Smith, Member Education Officer, Kane Everingham, Team Leader Member Education 
 
This information and all products are issued by Australian Retirement Trust Pty Ltd ABN 88 010 720 840 AFSL No. 228975, the trustee of the Fund, Australian Retirement Trust ABN 60 905 115 063. Any reference to "QSuper" is a reference to the Government Division of the Fund. This is general information only and does not take into account the investment objectives, financial situation or needs of any particular individual. You should consider if the information is appropriate to your own circumstances before acting on it. You should also consider the relevant Product Disclosure Statement (PDS) before deciding to acquire or continue to hold any financial product and also the relevant Target Market Determination (TMD). For a copy of the PDS or TMD, please phone 13 11 84 or go to the Australian Retirement Trust website at art.com.au/pds or for QSuper products visit qsuper.qld.gov.au/pds or call us on 1300 360 750 for a copy. 

Retirement is a phase of life that many of us eagerly look forward to. It’s a time to slow down, relax, and pursue our passions. But with the rising cost of living, it’s essential to make sure that our retirement savings can fund the life we’ve been dreaming about. 
In the second instalment of our new Q&A series, Australian Retirement Trust Member Education teammates April Smith and Kane Everingham answer our top 10 most asked retirement questions and provide valuable insights and tips to help you retire well with confidence. So, whether you’re just starting to plan for retirement, or already in the thick of it, watch or listen now to learn how to make the most of your super and enjoy the retirement you deserve. 
QUESTIONS 
1:40 What age can I retire? 
3.33 How much super do I need to retire? 
7.23 How do I know if I’m on track? 
9.33 What can I do if I’m not on track? 
9.40 What are some ways I can grow my super? 
10.53 What rules are there for accessing your super? 
12.21 Should I fully retire or semi-retire? 
14.25 How does a transition to retirement account work? 
15.47 What’s a transition to retirement strategy? 
17.02 Is it easy to plan your retirement yourself? 
18.28 (Bonus question) Where to next? 

IF YOU LIKED THIS EPISODE, YOU MAY LIKE: 
Five easy ways to grow your super today 
How much super you need to retire – and how to get it 
Transition to retirement – your guide to accessing your super while still at work 

RECOMMENDATIONS: 
Association of Superannuation Funds of Australia Retirement Standard via SuperGuru.com.au 
Australian Retirement Trust Retirement Forecaster 
 
FOLLOW SUPER INSIDER on Apple Podcasts and Spotify 
 
GET IN TOUCH: 
We’d love your feedback for Super Insider including topics or questions you’d like us to cover in future episodes. Please email us at podcast@art.com.au                                      
CREDITS: 
Host: Anne Fuchs, Australian Retirement Trust Executive General Manager of Advice, Guidance and Education. 
Guests: April Smith, Member Education Officer, Kane Everingham, Team Leader Member Education 
 
This information and all products are issued by Australian Retirement Trust Pty Ltd ABN 88 010 720 840 AFSL No. 228975, the trustee of the Fund, Australian Retirement Trust ABN 60 905 115 063. Any reference to "QSuper" is a reference to the Government Division of the Fund. This is general information only and does not take into account the investment objectives, financial situation or needs of any particular individual. You should consider if the information is appropriate to your own circumstances before acting on it. You should also consider the relevant Product Disclosure Statement (PDS) before deciding to acquire or continue to hold any financial product and also the relevant Target Market Determination (TMD). For a copy of the PDS or TMD, please phone 13 11 84 or go to the Australian Retirement Trust website at art.com.au/pds or for QSuper products visit qsuper.qld.gov.au/pds or call us on 1300 360 750 for a copy. 

19 min