Property and Investing Property and Investing

EP 016: In this week’s podcast episode, Grant and I address the most unexpected challenges we have faced in property investing...

So that you can avoid these hurdles and reach your desired outcome through property!

We’ll be discussing:- Our own biases- Policies changes- As well as Banks, Debt, and more!

PS: Post a comment or send us an email to share some of your most unexpected challenges and how you overcame them!! 🥳

Episode Highlights:00:00 Welcome to Property and Investing01:12 Facing unexpected challenges05:28 Why Grant almost took an exit in property investing13:13 Handling debt when investing in properties19:50 Banks aren’t as organised as you think they are28:51 Lending policy changes 30:17 Dealing with our own biases

If you enjoyed this episode, be sure to subscribe, tune in and share this podcast! 

Resources: ○ Property and Investing website: https://propertyandinvesting.com/○ The Debt Millionaire by George Antone: https://www.amazon.com/Debt-Millionaire-people-never-wealth/dp/0982704542

Subscribe: ○ Subscribe on Youtube: https://www.youtube.com/channel/UCr3PTV82iM2way1I_PxpK0g ○ Subscribe on Apple Podcast: https://podcasts.apple.com/us/podcast/property-and-investing/id1657091001 

Connect with Property and Investing: ○ Join the Property and Investing Community: https://www.facebook.com/groups/propertyandinvesting ○ Follow us on Facebook: https://www.facebook.com/propertyandinvestingcom ○ Follow us on Instagram: https://www.instagram.com/propertyandinvesting/○ Follow us on TikTok: https://www.tiktok.com/@propertyandinvesting○ Send your enquiries or drop by to say hello: grant@propertyandinvesting.com 

DISCLAIMER:All information we share is NOT financial or investment advice and is purely intended for entertainment and educational purposes only. Always seek professional advice before acting on any financial decision.
Support the show: https://linktr.ee/propertyandinvesting
See omnystudio.com/listener for privacy information.

EP 015: In this week’s podcast episode, Grant and I will be recording our March 2023 Property Round Up,So that you can stay up to date with the property market to make more informed decisions!

Episode Highlights:

0:00 Introduction03:33 CoreLogic report05:04 Opinions on the unit market10:45 Supply risk in the CBD areas16:10 The land tax consideration17:30 What if there was an oversupply of houses?23:05 The imbalance of the housing supply and demand24:40 Dwelling approvals fell by 27%32:20 Legislation is the biggest property market risk34:22 Building a new city35:33 RBA raises rates by 0.25%36:29 Economists have signaled that rates have gone too far38:49 Mortgage differences in AU and USA40:11 Impacts of rate rises for millennials vs. boomers  

Resources: 

○ Property and Investing website: https://propertyandinvesting.com/ 

○ Check out Part 1 of our discussion on this topic: https://www.youtube.com/watch?v=BoMSuMbzevI

 

Subscribe: 

○ Subscribe on Youtube: https://www.youtube.com/channel/UCr3PTV82iM2way1I_PxpK0g 

○ Subscribe on Apple Podcast: https://podcasts.apple.com/us/podcast/property-and-investing/id1657091001 

 

Connect with Property and Investing: 

○ Join the Property and Investing Community: https://www.facebook.com/groups/propertyandinvesting 

○ Follow us on Facebook: https://www.facebook.com/propertyandinvestingcom 

○ Follow us on Instagram: https://www.instagram.com/propertyandinvesting/

○ Follow us on TikTok: https://www.tiktok.com/@propertyandinvesting

○ Send your enquiries or drop by to say hello: grant@propertyandinvesting.com 

 

DISCLAIMER:

All information we share is NOT financial or investment advice and is purely intended for entertainment and educational purposes only. Always seek professional advice before acting on any financial decision.
Support the show: https://linktr.ee/propertyandinvesting
See omnystudio.com/listener for privacy information.

EP 014: Have you heard the news?!

Grant recently bought another property! 🥳🥳🥳

You’ll be relieved to know that I don’t intend on holding back the details!

This is exactly what we’re talking about in this week’s podcast episode!

We’ll be discussing:


Potential risks
Grants plans moving forward
Costs, Yields, Structures and more!

We’d also love to know how you are reacting to the market environment!

Or, shoot us the questions you have, and we’ll answer them in a future episode.

 

Episode Highlights:

00:00 Welcome to Property and Investing04:28 What property did Grant buy and where05:08 The reason behind Grant's purchase06:43 Do rules make you confident?10:31 How the new property fits into Grant's plan14:32 The cost of the property purchase16:16 Why Western Australia?23:18 Rental yield of the property25:14 More information about the property26:00 Deposit and costs28:47 Financial structure30:37 Negatively geared property31:55 Years expected the property will cover for itself32:21 Impact of the purchase on borrowing power34:57 Risks Grant sees with the property38:35 Using the wins in your property portfolio for your next purchase40:09 Is Grant's plan of accumulating properties still holding water?

If you enjoyed this episode, be sure to subscribe, tune in and share this podcast! 

 

Resources: 

○ Property and Investing website: https://propertyandinvesting.com/ 

You might want to check out the ff. episodes too: 

○ Offset accounts -https://youtu.be/14gjePkf9Uw 

○ Grant’s Property Investing Goals - https://www.youtube.com/watch?v=Zd0rGT5ZZYc 

 

Subscribe: 

○ Subscribe on Youtube: https://www.youtube.com/channel/UCr3PTV82iM2way1I_PxpK0g 

○ Subscribe on Apple Podcast: https://podcasts.apple.com/us/podcast/property-and-investing/id1657091001 

 

Connect with Property and Investing: 

○ Join the Property and Investing Community: https://www.facebook.com/groups/propertyandinvesting 

○ Follow us on Facebook: https://www.facebook.com/propertyandinvestingcom 

○ Follow us on Instagram: https://www.instagram.com/propertyandinvesting/

○ Follow us on TikTok: https://www.tiktok.com/@propertyandinvesting

○ Send your enquiries or drop by to say hello: grant@propertyandinvesting.com 

 

DISCLAIMER:

All information we share is NOT financial or investment advice and is purely intended for entertainment and educational purposes only. Always seek professional advice before acting on any financial decision.
Support the show: https://linktr.ee/propertyandinvesting
See omnystudio.com/listener for privacy information.

EP 013: In this week’s podcast episode, Grant and I are discussing the strategies we have chosen for our PPRs as well as what we’ve learnt throughout our journey…

So that you can best prepare and get the most out of your property investing journey.

Tell me how you’re optimising your PPR!

Or alternately… Shoot me some questions that you’re struggling with so we answer them in future podcast episodes!

 

Episode Highlights:

00:00 Welcome to Property and Investing

03:15 Purchasing my PPR and paying it off 

04:37 The exhilarating feeling of paying off your home

06:20 The opportunity cost 

07:52 How my mindset shifted to property investing 

09:11 Grant shares about what they consider the best thing for them 

10:35 If I could do it over again, would I buy a PPR or go rentvesting?

12:54 Your comfort spot/the sleep at night factor 

15:56 Developing a set of rules for property investing

20:15 Rule for avoiding having "too much house" 

23:09 Can your PPR be an investment property?

24:54 Building financial dependence outside of the PPR

26:14 Reassessing your goals as you go 

27:39 Life stage matters a lot 

If you enjoyed this episode, be sure to subscribe, tune in and share this podcast! 

 

Resources: 

○ Property and Investing website: https://propertyandinvesting.com/ 

 

Subscribe: 

○ Subscribe on Youtube: https://www.youtube.com/channel/UCr3PTV82iM2way1I_PxpK0g 

○ Subscribe on Apple Podcast: https://podcasts.apple.com/us/podcast/property-and-investing/id1657091001 

 

Connect with Property and Investing: 

○ Join the Property and Investing Community: https://www.facebook.com/groups/propertyandinvesting 

○ Follow us on Facebook: https://www.facebook.com/propertyandinvestingcom 

○ Follow us on Instagram: https://www.instagram.com/propertyandinvesting/

○ Follow us on TikTok: https://www.tiktok.com/@propertyandinvesting

○ Send your enquiries or drop by to say hello: grant@propertyandinvesting.com 

 

DISCLAIMER:

All information we share is NOT financial or investment advice and is purely intended for entertainment and educational purposes only. Always seek professional advice before acting on any financial decision.
Support the show: https://linktr.ee/propertyandinvesting
See omnystudio.com/listener for privacy information.

EP 012: How are you reacting to the 2023 property market?

It feels as if, simultaneously... nothing has changed…but at the same time…everything has changed.

In this week’s podcast episode…

Grant and I talk with Goose McGrath, property portfolio growth expert at DashDot.

Discussing everything to do with the current market conditions…

As well as:

- investment strategies- success metrics- and more!

Tell us about the changes that have been affecting you and any unanswered questions you have!

I’ll get Grant and I to address them in future episodes!

 

Episode Highlights:

00:00 Welcome to Property and Investing

02:12 Goose McGrath and DashDot

04:33 What's changed in property in 2023

07:29 Bank valuations are spurious

09:52 Property market, economic landscape, investment strategies

12:57 How does one adapt to changing conditions

18:21 Increasing income as a strategy for property investing

20:12 The race track analogy

23:34 Different "corners" in property investing

35:15 Considering the time horizon

42:06 Changing success metrics

45:47 Other investing approaches now in a growth perspective

46:56 Cashflow is still important in the macro time horizon 

 

If you enjoyed this episode, be sure to subscribe, tune in and share this podcast! 

 

Resources: 

○ Property and Investing website: https://propertyandinvesting.com/ 

○ If you want to find out more about our guest, Goose McGrath, head over to: https://propertyandinvesting.com/partners/ 

 

About the Guest: 

Goose McGrath is the CEO of Dashdot, a property investment firm helping business owners build prolific, profitable property portfolios. They specialise in sourcing properties that are under market value, cashflow positive and have strong growth and value add potential.

 

Subscribe: 

○ Subscribe on Youtube: https://www.youtube.com/channel/UCr3PTV82iM2way1I_PxpK0g 

○ Subscribe on Apple Podcast: https://podcasts.apple.com/us/podcast/property-and-investing/id1657091001 

 

Connect with Property and Investing: 

○ Join the Property and Investing Community: https://www.facebook.com/groups/propertyandinvesting 

○ Follow us on Facebook: https://www.facebook.com/propertyandinvestingcom 

○ Follow us on Instagram: https://www.instagram.com/propertyandinvesting/

○ Follow us on TikTok: https://www.tiktok.com/@propertyandinvesting

○ Send your enquiries or drop by to say hello: grant@propertyandinvesting.com 

 

DISCLAIMER:

All information we share is NOT financial or investment advice and is purely intended for entertainment and educational purposes only. Always seek professional advice before acting on any financial decision.
Support the show: https://linktr.ee/propertyandinvesting
See omnystudio.com/listener for privacy information.

EP 011: The CoreLogic report is one of the best PDFs that we receive on a monthly basis. And if you’re a property investor, you’ll want to get your hands on it.

In this podcast episode, we will discuss the February 2023 property round up. There are several points we share our thoughts on including RBA’s rate rise and its impact on the property space and beyond. 

Tune in to the full episode and share with us what your thoughts are. We’d love to know about it too. 

 

Episode Highlights:

00:00 Welcome to Property and Investing

03:02 RBA: Rate rise by 2.5%

04:32 Did we think rates would get this high?

06:45 What has changed for us with the rate rise?

12:53 What will prompt a change in Grant’s property accumulation

16:05 What we think happens next

21:24 CoreLogic: Hedonic Home Value Index

23:59 Places aren’t getting listings

28:45 Ramping up of immigration 

33:52 Possible shift to high-density living due to population growth

If you enjoyed this episode, be sure to subscribe, tune in and share this podcast! 

 

Resources: 

○ Property and Investing website: https://propertyandinvesting.com/ 

○ Check out CoreLogic’s Hedonic Home Value Index report here: https://www.corelogic.com.au/__data/assets/pdf_file/0019/13069/CoreLogic-home-value-index-FEB-23-FINAL.pdf 

 

Subscribe: 

○ Subscribe on Youtube: https://www.youtube.com/channel/UCr3PTV82iM2way1I_PxpK0g 

○ Subscribe on Apple Podcast: https://podcasts.apple.com/us/podcast/property-and-investing/id1657091001 

 

Connect with Property and Investing: 

○ Join the Property and Investing Community: https://www.facebook.com/groups/propertyandinvesting 

○ Follow us on Facebook: https://www.facebook.com/propertyandinvestingcom 

○ Follow us on Instagram: https://www.instagram.com/propertyandinvesting/

○ Follow us on TikTok: https://www.tiktok.com/@propertyandinvesting

○ Send your enquiries or drop by to say hello: grant@propertyandinvesting.com 

 

DISCLAIMER:

All information we share is NOT financial or investment advice and is purely intended for entertainment and educational purposes only. Always seek professional advice before acting on any financial decision.
Support the show: https://linktr.ee/propertyandinvesting
See omnystudio.com/listener for privacy information.