Senior Doctors & Locum Work: Structuring, Tax Myths, and Building Wealth

"If I pass the 80% rule, I can pay the 25% company tax rate, right?" Wrong.

In this episode, Mia and Leo dismantle the most dangerous tax myths circulating in the medical community. If you’re a senior doctor or specialist moving into locum work, you need more than just an ABN you need a structure that protects your income and passes the "Part IVA" sniff test.

We dive deep into:

  • The Sole Trader Trap: Why sticking with a "free" ABN could lock you out of high-paying hospital shifts.

  • PSI & The "Anti-Avoidance" Catch: Why passing the 80% rule isn't a golden ticket, and the "Dr. Dave" horror story every specialist should hear.

  • Hidden Cash Flow Hacks: How a company structure lets you control your Super contributions and defer GST for over 12 months.

  • Wealth Building 101: A step-by-step breakdown of Debt Recycling—turning "bad" mortgage debt into "good" tax-deductible investment debt.

Don’t rely on the "lunchroom lawyer" for your financial future. Tune in for the expert insights you need from the team at Aevum Accounting.