100 episodes

If you want to learn the best creative financing strategies in real estate investing out there today then this is the podcast for you. We cover Contract for Deeds, Lease Options, All Inclusive Trust Deeds or Wrap around Mortgages, Subject To's, and Seller Carry Back or Subordination. This is Jonathen's journey of learning creative financing for Real Estate Investing, Wholesaling, and Flipping from Jeff Rappaport who has been executing these strategies since 1999.

The Creative Financing Podcast Jonathen G. and Jeff Rappaport: Real Estate Investing and Creative Financing Expert

    • Investing

If you want to learn the best creative financing strategies in real estate investing out there today then this is the podcast for you. We cover Contract for Deeds, Lease Options, All Inclusive Trust Deeds or Wrap around Mortgages, Subject To's, and Seller Carry Back or Subordination. This is Jonathen's journey of learning creative financing for Real Estate Investing, Wholesaling, and Flipping from Jeff Rappaport who has been executing these strategies since 1999.

    Ep 124 How To Create Terms Around An Existing Lease- A Hybrid Approach - 9/20/20, 10.03 PM

    Ep 124 How To Create Terms Around An Existing Lease- A Hybrid Approach - 9/20/20, 10.03 PM

    On this episode we talk about how to structure financing around a new lease that the Seller has just signed. This is a very creative deal because Jeff teaches us how he was able to structure hybrid terms to deal with the tenant for the term of the lease and THEN create additional terms thereafter to make this a deal. And the key to making this whole thing work is to get in light which is an ongoing theme of this show and creative financing. So pay attention and watch how this works… Enjoy! 
    And to get special access to a step by step video on how to structure creative financing offers, text CFP to our hotline at 877-409-8090 or click HERE. 
    SFR- 4 bed 2 bath FMV=  485K,  200K owed 1400 payment, it's a rental,  2100 rents. Needs little down, supreme area. Exit strategy- Wholesale to Buyer 
    Offer 490K with 22K down.  Payment for 12 months- 1,550. Cash on Cash return 17.8% 
    After 12 months principle = 461,020 interest 3% interest with 36 month term and payment of 1950
    1550x12= 18,600 + 22,000= 40600  + (1950x36) = 70,200 + 431,019= 541,819 Gross to Seller over 48 months.
    Sell to Owner Occupant at 515,00 with 50K down financed 465,000 at 5% for= 2496 payment. 25K made up front = 4000 + 20,000 = 12000 difference of principle= 60,000 approximate profit over 48 months.

    • 44 min
    Ep 123 Determining Your Exit Strategy

    Ep 123 Determining Your Exit Strategy

    On this episode we go over how to determine your exit strategy. This is crucial because this is how you make money. We go over who your end buyer should be. Whether you are wholesaling it to an investor, a tenant buyer, or an owner occupant, you need to determine this when you are putting the deal together. Some of the most important aspects to determine this are the condition of the property, monthly payment, and amount of equity. 
    Hope you enjoy, And to get special access to a step by step video on how to structure creative financing offers, text CFP to our hotline at 877-409-8090 or click HERE.
     

    • 25 min
    Ep 122 Back To The Basics- The 5 Strategies

    Ep 122 Back To The Basics- The 5 Strategies

    On this episode we go back to the basics by reviewing the 5 strategies that we use in creative financing. We go over the pro's and con's of each one and the scenario in which you would use them.
    The 5 strategies are-
    1. Contract For Deed or Land Contract.
    2. Trust Deed or Mortgage
    3. All Inclusive Trust Deed or Wrap Around Mortgage.
    4. Lease Option
    5.. Seller Subordination or Carry Back.
     

    • 32 min
    Ep 121 Pt.3 Deal Structuring Walk Through On Condos

    Ep 121 Pt.3 Deal Structuring Walk Through On Condos

    Once again, it's back to the basics with deal structuring 101. On this series we come up with 3 different offers for a condo. Jeff wanted to use this example because people always ask if you can use creative financing on condos and the answer of course is YES! Here are the details and the offers we came up with....
    Condo 2bed 1.5 bath. 1000 sqft. Seller owes 30K and is asking 170K. Monthly payment is $410 with $140 HOA. This could rent for $1150/month and ARV is 190K.
    Option 1
    7K down 170K PP. 163K financed at 2.5% simple interest for 4 years.
    Exit: Sell to an owner occupant for 200K at 5.5% interest with 20K down for 3 years.
    Option 2
    10K down 180K Mirror Trust deed and note 410/m Piti. 7rs Plus 400 principle only. Sell 200K 20K down at 5.5% over 6yrs 
     
    Option 3
    Subordinate 35K down 175K pp 140K trust deed second 525 pmt for 5yrs Sell for 200K 5.5% on seller finance 20K down.

    • 34 min
    Ep 120 Pt.2- Deal Structuring Walk Through On Condos

    Ep 120 Pt.2- Deal Structuring Walk Through On Condos

    Once again, it's back to the basics with deal structuring 101. On this series we come up with 3 different offers for a condo. Jeff wanted to use this example because people always ask if you can use creative financing on condos and the answer of course is YES! Here are the details and the offers we came up with....
    Condo 2bed 1.5 bath. 1000 sqft. Seller owes 30K and is asking 170K. Monthly payment is $410 with $140 HOA. This could rent for $1150/month and ARV is 190K.
    Option 1
    7K down 170K PP. 163K financed at 2.5% simple interest for 4 years.
    Exit: Sell to an owner occupant for 200K at 5.5% interest with 20K down for 3 years.
    Option 2
    10K down 180K Mirror Trust deed and note 410/m Piti. 7rs Plus 400 principle only. Sell 200K 20K down at 5.5% over 6yrs

    • 25 min
    Ep 119 Pt. 1- Deal Structuring Walk Through On Condos

    Ep 119 Pt. 1- Deal Structuring Walk Through On Condos

    Once again, it's back to the basics with deal structuring 101. On this series we come up with 3 different offers for a condo. Jeff wanted to use this example because people always ask if you can use creative financing on condos and the answer of course is YES! Here is the details and the offers we came up with....
    Condo 2bed 1.5 bath. 1000 sqft. Seller owes 30K and is asking 170K. Monthly payment is $410 with $140 HOA. This could rent for $1150/month and ARV is 190K.
    Option 1
    7K down 170K PP. 163K financed at 2.5% simple interest for 4 years.
    Exit: Sell to an owner occupant for 200K at 5.5% interest with 20K down for 3 years.

    • 31 min

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