292 episodes

Financial Planner and benefits experts discuss the intricacies of
the Federal Employee Retirement System. This real world experience allows these benefits experts to address questions they are most frequently asked by Feds as well as Human Resource departments on how benefits work.

Plan Your Federal Retirement Podcast Micah Shilanski & Tammy Flanagan

    • Business

Financial Planner and benefits experts discuss the intricacies of
the Federal Employee Retirement System. This real world experience allows these benefits experts to address questions they are most frequently asked by Feds as well as Human Resource departments on how benefits work.

    Making Sense of TSP Investment in Turbulent Times

    Making Sense of TSP Investment in Turbulent Times

    • 6 min
    #105 Demystifying FERS Retirement Calculators

    #105 Demystifying FERS Retirement Calculators

    Federal employees can use various calculators to estimate their FERS benefits, but accurate documentation and proper completion of estate planning documents are crucial for retirement planning! Missing or incomplete information can lead to unexpected consequences, so seeking help from HR or knowledgeable individuals is essential.
    In this episode, Micah and Tammy demystify the FERS retirement calculators, presenting essential insights. By understanding these calculators, you can take control of your retirement planning and ensure it's accurate and effective.
    Join the discussion on the importance of precise documentation, proper completion of estate planning documents, and thorough record-keeping of your employment history and military service. Learn about the new GRB system, common mistakes in retirement applications, and the crucial differences between gross and net income, health insurance deductions, and tax withholdings.
    Don't miss out on practical tips and expert advice to help you avoid errors. Understanding your benefits and achieving a secure retirement is within your reach. Tune in to "Demystifying FERS Retirement Calculators" and get ready to grasp federal retirement benefits' rules and regulations. By avoiding common mistakes, you can ensure you're not missing out on any benefits.
    https://zurl.co/K2bj

    • 31 min
    Withdrawing From TSP Without Paying The Penalty, is it Possible?

    Withdrawing From TSP Without Paying The Penalty, is it Possible?

    I am eligible to retire from fed service at 57 1/2. I will have 36 years of service. I plan on using my TSP to supplement my retirement. I cant seem to find a straight answer on withdrawing my money prior to 59 1/2 without paying the 10% penalty. Some sites say I can access all of it anytime, others say I have to use the SEPP plan, and others say I can access all of it but only 4 times per year. I understand the tax paid on it is variable to my overall income. - Tim 

    • 5 min
    Strategies to Lower Your Adjusted Gross Income

    Strategies to Lower Your Adjusted Gross Income

    • 6 min
    Avoiding Regrets in Retirement: Five Lessons for Federal Employees

    Avoiding Regrets in Retirement: Five Lessons for Federal Employees

    • 9 min
    #104 Optimizing The TSP For Retirement

    #104 Optimizing The TSP For Retirement

    Are you seeking clarity on TSP strategies?
    Join us on our latest podcast episode, where Christian and JT decode the complexities of TSP investments. From cracking the complexities of TSP investment options, including the G, F, C, S, and I funds, to unraveling the benefits of dollar-cost averaging, this episode is packed with invaluable insights to help you confidently navigate your TSP.
    But that's not all. Christian and JT will help you learn TSP distribution strategies, guiding you through the pros and cons of various approaches. Discover how to optimize your TSP for long-term wealth accumulation while staying informed about potential changes to tax laws and regulations.
    Tune in now and unlock the secrets to making your TSP for a secure retirement!

    https://zurl.co/UnGZ

    • 26 min

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