1 hr 29 min

How to invest better than private banks with Tim Nijsmans [014‪]‬ The FIRE Belgium Show

    • Investing

How to invest better than private banks?

Tim was a private banker and fully convinced active fund manager for more than 10 years. 



One day he decided to compare private bank funds to index funds. 



After seeing the difference in costs and performance, he could never turn back. 



In this episode, we discuss:


How to invest better than private banks


How private banks work and how they benchmark their own performance


How Tim discovered the power of index investing


By how much do private bank funds underperform index funds (it’s insane…)


The psychology of the investor in retirement





We compare the performance of Defensive / Balanced and Dynamic bank funds to their equivalent in index ETFs over the past 5 years… and the differences are enormous!



If you invest with a bank or if you’re curious about the difference between private banks and index investing, this episode is for you!



Tim is the founder of vermogensgids.be, one of the only flat-fee independent financial advisors in Belgium. He teaches private banking at Artevelde University in Ghent.

He is the co-author of De Hangmatbelegger: Zorgeloos beleggen voor mensen met weinig tijd. Tim is active on the board of the Vlaamse Federatie van Beleggers and he manages the Facebook group “Beleggen”.

Tim is also an independent consultant for FIRE Belgium. You book a call with Tim here.



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►► Free Workshop on Index Investing for Beginners in Belgium: create passive income from the stock market, without paying high fees to banks or advisors, taking unnecessary risks or spending all day analyzing the markets. Free Workshop → https://firebelgium.com/investingworkshop

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Download the FIRE Belgium Beginner's Guide to Index Investing: https://bit.ly/FIREBGuide

Learn about Financial Independence in Belgium: https://firebelgium.com

Subscribe to the newsletter: https://firebelgium.com/#Subscribe

Join the community: https://www.facebook.com/groups/FIREBelgium

How to invest better than private banks?

Tim was a private banker and fully convinced active fund manager for more than 10 years. 



One day he decided to compare private bank funds to index funds. 



After seeing the difference in costs and performance, he could never turn back. 



In this episode, we discuss:


How to invest better than private banks


How private banks work and how they benchmark their own performance


How Tim discovered the power of index investing


By how much do private bank funds underperform index funds (it’s insane…)


The psychology of the investor in retirement





We compare the performance of Defensive / Balanced and Dynamic bank funds to their equivalent in index ETFs over the past 5 years… and the differences are enormous!



If you invest with a bank or if you’re curious about the difference between private banks and index investing, this episode is for you!



Tim is the founder of vermogensgids.be, one of the only flat-fee independent financial advisors in Belgium. He teaches private banking at Artevelde University in Ghent.

He is the co-author of De Hangmatbelegger: Zorgeloos beleggen voor mensen met weinig tijd. Tim is active on the board of the Vlaamse Federatie van Beleggers and he manages the Facebook group “Beleggen”.

Tim is also an independent consultant for FIRE Belgium. You book a call with Tim here.



---

►► Free Workshop on Index Investing for Beginners in Belgium: create passive income from the stock market, without paying high fees to banks or advisors, taking unnecessary risks or spending all day analyzing the markets. Free Workshop → https://firebelgium.com/investingworkshop

---

Download the FIRE Belgium Beginner's Guide to Index Investing: https://bit.ly/FIREBGuide

Learn about Financial Independence in Belgium: https://firebelgium.com

Subscribe to the newsletter: https://firebelgium.com/#Subscribe

Join the community: https://www.facebook.com/groups/FIREBelgium

1 hr 29 min