Stay Wealthy Retirement Podcast Taylor Schulte, CFP®

Today I'm continuing our multi-part series on Dividend Investing.
Specifically, in part two, I’m sharing:
➤ What the long-term performance has been for dividend-focused funds
➤ Why popular dividend investing charts can be incomplete (or misleading)
➤ The 3 primary reasons dividend strategies typically underperform
If you want to learn more about dividend investing and why it may not be the magical solution it's often marketed as, you'll enjoy this episode. 
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You'll also receive my weekly retirement newsletter. 
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EPISODE RESOURCES:
📊  Get Your FREE Retirement & Tax Analysis!
✏️  Grab the Episode Show Notes
📘  Check Out the Retirement Podcast Network

Today I'm kicking off a multi-part series on Dividend Investing.
While dividends are a normal occurrence in the global markets, their role in a retirement portfolio is often misunderstood.
➤ What is a dividend, and why do some companies pay them? 
➤ How do they affect an investor's return?
➤ Where do dividends fit in the portfolio construction process? 
➤ What are the little-known problems with this investment strategy?
➤ And what does my upcoming birthday have to do with dividends? 🥳
I'm covering all of these questions (and more!) in this investing series. 
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FREE RETIREMENT PLANNING RESOURCES:
Subscribe to the Stay Wealthy Retirement Newsletter!
As a thank you, you'll receive three (3) of my MOST popular retirement & tax cheatsheets. 
You'll also receive my weekly retirement newsletter :) 
👉 Click here to subscribe and grab your cheatsheets.
***
EPISODE RESOURCES:
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✏️  Grab the Episode Show Notes
📘  Check Out the Retirement Podcast Network

Today I'm sharing a story about a couple who lost $2 million to an investment scam.
I'm also sharing (new!) resources to help protect your personal data in 2024.
Financial scams are getting more sophisticated and losses are skyrocketing.
In fact, last year, Americans lost $10 billion to financial scams.
That’s $1 billion more than 2022, and is the highest-ever reported annual loss in FTC history.
Everyone is at risk.
And everyone needs to regularly take proactive steps to stay safe.
Tune in to learn more.
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FREE RETIREMENT PLANNING RESOURCES:
Subscribe to the Stay Wealthy Retirement Newsletter!
As a thank you, you'll receive three (3) of my MOST popular retirement & tax cheatsheets. 
You'll also receive my weekly retirement newsletter :) 
👉 Click here to subscribe and grab your cheatsheets.
***
EPISODE RESOURCES:
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✏️  Grab the Episode Show Notes
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There is no shortage of questions when it comes to navigating and planning for retirement.
➤ How much do I need to save? 
➤ How do I optimize my tax bill and avoid overpaying the IRS? 
➤ When do I take Social Security? 
➤ What should I invest in? (And what should I avoid?!)
The list goes on.
And while you’ve likely read (or heard) helpful answers to most of the big questions, it never hurts to revisit them or get a different perspective.
In fact, some studies suggest that it can take hearing something 7 times before you retain it 🤯
Today on the show, I’m answering listener questions with the Retirement Answer Man himself, Roger Whitney.
Questions like, “What account type is the best retirement account type to fund after you’ve reached your savings goals?” 
And, “What’s the best process for making important changes to your investments after learning you aren't invested properly?” 
If you want to hear our answers to these great questions (and more!), you’ll enjoy this episode.
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FREE RETIREMENT PLANNING RESOURCES:
Subscribe to the Stay Wealthy Retirement Newsletter!
As a thank you, you'll receive three (3) of my MOST popular retirement & tax cheatsheets. 
You'll also receive my weekly retirement newsletter :) 
👉 Click here to subscribe and grab your cheatsheets.
***
EPISODE RESOURCES:
📊  Get Your FREE Retirement & Tax Analysis!
✏️  Grab the Episode Show Notes
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Inflation hit a 40-year high of 9.1% in June 2022.
Today, inflation is hovering around 3%.
If inflation is back in line with long-term historical averages, why does everything still feel so expensive?
When voters were asked what they would most like to see improved in our economy...
...why did 64% of them say "lower prices?" 
In this episode, I'm digging into the current state of inflation, why prices still feel high, and where inflation might be headed.
I'm also sharing tactics for how to successfully navigate challenging time periods.
If, like most retirement savers, things still feel outrageously expensive to you, you're going to enjoy this episode. 
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RETIREMENT & TAX PLANNING TOOLS:
Join 5,000+ listeners and subscribe to the Stay Wealthy Retirement Newsletter.
As a thank you, you'll receive three (3) of my MOST popular retirement & tax cheatsheets. 
You'll also receive my weekly retirement newsletter :) 
👉 Click here to subscribe and grab your cheatsheets.
***
EPISODE RESOURCES:
📊  Get Your FREE Retirement & Tax Analysis!
✏️  Grab the Episode Show Notes
📘  Check Out the Retirement Podcast Network
 

Want an easy way to learn how the "Roth 5-Year Rule" affects your unique situation? 
Subscribe to the Stay Wealthy Retirement Newsletter.
As a thank you, you'll receive my one-page flowchart (PDF) for navigating this confusing rule.
👉 Click here to join the newsletter!
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TODAY'S EPISODE:
The "Trump-era tax cuts" are set to expire in 2026.
In other words, retirement savers only have two more years to take advantage of today's lower tax rates.
One of the popular strategies to do this is through (aggressive) Roth conversions.
As a result, I’ve had more questions than ever about the wildly confusing “Roth IRA 5-year rule"...
...specifically as it relates to Roth conversions.
To help simplify this rule, I'm sharing TWO simple questions you can answer to understand how the rule works.
I'm also sharing several real-life examples + my thoughts on what an election year might mean for the Tax Cuts and Jobs Act (TCJA).
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EPISODE RESOURCES:
📊  Get Your FREE Retirement & Tax Analysis!
✏️  Grab the Episode Show Notes
📘  Check Out the Retirement Podcast Network