Avoiding Financial Pitfalls in Retirement Ask Ralph - Christian Finance

Are you prepared to sidestep financial pitfalls in retirement? Join Ralph Estep, Jr., and learn how to break bad money habits and enjoy a blissful retirement.
Avoiding Financial Pitfalls in Retirement: Insights from Ralph Estep, Jr.In this episode of the Ask Ralph Podcast, host Ralph Estep, Jr., a financial professional with over 30 years of experience, discusses common financial missteps retirees often make and provides practical strategies to avoid them. The episode focuses on five key bad habits: splurging on travel, enabling adult children, carrying debt into retirement, supporting unhealthy adult relationships, and compulsive shopping. Ralph also offers actionable tips to manage these issues, emphasizing the importance of wise financial stewardship from a Christian perspective. Additionally, listeners are encouraged to join the podcast’s Facebook insider's group for continued discussion and support.
00:00 Introduction and Episode Overview
00:20 Welcome to the Ask Ralph Podcast
00:52 Motivational Monday and Show Announcements
01:15 The Importance of Avoiding Bad Money Habits
03:32 Bad Habit #1: Splurging on Travel
04:48 Bad Habit #2: Supporting Adult Children
06:25 Bad Habit #3: Carrying Debt into Retirement
08:33 Bad Habit #4: Supporting Unhealthy Adult Relationships
10:46 Bad Habit #5: Compulsive Shopping
13:08 Recap and Final Thoughts
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