Speaking Champions Kianoosh Ala کیانوش علاء

Episode 10 Script


7 Habits of People Who Are Great at Saving Money




Good savers start now

Good savers start early, “As soon as they see they have an option, like a retirement savings plan through work, they take it,” “Good savers don’t procrastinate financial decisions.”


Good savers have a retirement account

It’s not new advice, but there’s a reason every financial adviser repeats it: Because this is your future we’re talking about. A good rule of thumb is to put between 10 and 15 percent of your paycheck each month straight into a retirement account.


Good savers use cash or checks

This isn’t a hard-and-fast rule, but good savers often tend to use physical types of money. Research shows that people can spend more money with credit cards versus paying with cash. Statistics show that the average cash transaction is $22, whereas the average non-cash transaction is $112. If you’re trying to save, handing someone some cash or writing out a check provides enough of a mental speed bump to slow down many impulse buys.


Good savers take free money

Does your employer give you a discount on your insurance for getting a check-up every year? Do you have flight miles or hotel points accrued that you’re not using? Many people leave this so-called “free money” on the table, It may take a little extra effort to fill out the paperwork, but it’s worth the time.


Good savers are honest with themselves

None of us are getting any younger, that’s for sure. Yet so many people live in denial of this fact, The truth is that each of us has risk factors that could affect financial security. Good savers are honest about their particular risks—advancing age, tenuous job security, chronic health problems, family issues, etc.—and plan their savings to account for them.


Good savers do not feel entitled

“Too many people have this attitude of entitlement,” “They get caught up in ‘I work hard, so I should have this because I earned it.'” But if you can’t afford a nice car or a day at the spa, you shouldn’t buy it, no matter how hard you work or how strongly you feel you deserve it.


Good savers know when it’s time to pick up a side gig

Good savers are brutally honest about their income. They know how much they can afford to put away each month, Also they know if they need to make more money to reach their savings goals. If need be, they pick up side gigs to help them meet their goals. Who knows, your side gig could turn into a full-time career.



© SPEAKING CHAMPIONS: A PODCAST BY KIANOOSH ALA 2022

www.KianooshAcademy.com
Kianoosh Ala Instagram
Kianoosh Academy Instagram

9. Big Little Lies

*TELEGRAM CHANNEL
https://t.me/kianooshala1



*Email
Kianooshacademy@gmail.com

8. Mall Walking

*TELEGRAM CHANNEL

https://t.me/kianooshala1

*Email

Kianooshacademy@gmail.com

Telling the truth!

Episode 6: Staycation

Gym Time
در پنجمین قسمت پادکست واژه ها و اصطلاحات مربوط به باشگاه رو با هم یاد می گیریم ...
____________________
شما می تونید از طریق ایمیل
kianooshacademy@gmail.com
با من در ارتباط باشید و سوالات خودتون رو بپرسید. جواب سوالات شما در قسمت های بعدی ارائه خواهد شد.
___________
توضیحات بیشتر هر قسمت در کانال تلگرام من ارائه می شود. این توضیحات شامل مهم ترین لغات و اصطلاحات هر قسمت می باشد.