As one of Canada's youngest retirees at the age of 32, and after becoming mortgage-free at 29, Kornel interviews the top financial experts in Canada to help you optimize your investments, reduce your taxes, and help you accelerate your journey towards financial independence and early retirement. He also shares his own experiences and lessons learned in investing and as an early retiree and member of the FIRE (Financial Independence, Retire Early) movement to help you optimize your finances, specifically here in Canada.
How to Save On Taxes in Canada, Featuring Tax Expert Neal Winokur
Whether you’ve already done your taxes for the year or not, I wanted to dedicate this episode to the tax optimizations that you can do to save tax not only this year, but for future years as well.
You’ll also learn what we can all do, to ensure that we aren’t missing out on any credits and benefits that we are eligible for from the Government of Canada.
Changes happen yearly to the different credits and benefits from the government, so how can we ensure that we aren't leaving money on the tabl
Rising Mortgage Interest Rates + Real Estate Update For Canadians
With fixed mortgage rates finally beginning to increase in Canada, should you be locking in your mortgage rate in case interest rates continue to climb?
Next, we cover which types of lenders tend to have the largest penalties, and what can you expect in fees depending on the lender and mortgage type you choose?
We also cover whether you can secure a mortgage rate now, and then have the option to renew at that lower rate if the interest rates continue to climb. All this and more on this month's show.
Retired at 29: How They Did It In Canada (with 3 kids)
One of my favourite things to do on the show is to interview other early retirees in Canada to learn how they did it.
No matter where you are on your financial independence journey, I truly believe that we can all learn from others that have done it.
There are after all many paths to financial independence, and so it’s valuable to know what those paths are so that you can pick and choose the components that are the best fit for you.
This month's guest is Rejean Venne who retire at 29 in Canada.
Optimizing Your Investments and Finances for the New Year and Beyond
In this interview, you’ll learn:
The most impactful financial decisions that we Canadians can make, to set ourselves up for success.
The different components that you should look for when analyzing if there are any critical flaws in your investment portfolio.
What a good investment portfolio structure is for somebody looking to retire early, and what withdrawal strategies to consider so that you don’t run out of money in retirement.
We cover all that and much more, during the interview.
How To Structure Your Investments For An Early Retirement
In this episode, we’re going to cover how you can retire early, or at the very least, semi-retire early so that you have more time for friends, family and recreation.
My guest for this month is Mark Seed, who instead of rushing to achieve some giant investment portfolio number and fully retiring to never have to work again, he is instead taking what I believe, is the more efficient, sustainable and fulfilling approach of fully embracing an early semi-retirement, instead of a full stop early retirement.
Your Questions Answered + Real Estate Update For Canadians
First, we’re going to cover some investing questions that I’ve received from listeners of the show and from students of my investing course, so that you can benefit from the strategies and tactics too.
Next, we’re going to bring out our resident mortgage and real estate expert (and best-selling author), Sean Cooper. Sean will explain the real estate situation here in Canada, the new mortgage rules, as well as how to maximize your chances of getting approved for the best mortgage.
Talked to Sean
I’ve been a long time listener. Just recently listened to ep75. Sean cooper was on talking bout mortgages. My wife and I are purchasing our next home. Through this podcast I got to talk with Sean about our situation and he gave me really genuine advice at no benefit of his own. I appreciate it a lot so I thought I’d share with people. :)
He sure likes talking! I got bored fast after listening to couple of his episodes
Sponsorship spiels outweigh the benefit
Started out as a decent podcast but got to around episode 30 and 8-10% of the podcast is the host talking up his sponsors or his own products. I could overlook his mediocre interview style of constantly interrupting but the 6+ minutes of talking about 5I research every episode has caused me to not want to continue. If you’re thinking of starting the podcast just try another one. The benefit no longer outweighs the shameless corporate selling out, it’s nauseating.