7 episodes

Welcome to the Personal Injury Law Podcast, where we talk about the various topics that can help you make informed decisions about your future and recovery.

Whether you've been injured in a car accident, slip and fall, or any other type of personal injury, our goal is to provide you with the information you need to navigate the legal system and get the compensation you deserve.

We'll discuss everything from the initial steps to take after an injury, to negotiating with insurance companies, to hiring a personal injury lawyer. So join us as we explore the world of personal injury law and help you on your road to recovery.

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Brought to you by Iacobelli Law Firm, a personal injury law firm helping injury victims throughout the Province of Ontario. They help victims that have been injured in countless ways, including car accidents, motorcycle accidents, and truck accidents, as well as from slip and falls and trip and fall accidents.  They also assist with denied or delayed disability and insurance claims.

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Produced by 6story ( https://6story.ca )

Ontario Personal Injury Law Podcast | Iacobelli Law Firm Iacobelli Law Firm

    • Education
    • 5.0 • 2 Ratings

Welcome to the Personal Injury Law Podcast, where we talk about the various topics that can help you make informed decisions about your future and recovery.

Whether you've been injured in a car accident, slip and fall, or any other type of personal injury, our goal is to provide you with the information you need to navigate the legal system and get the compensation you deserve.

We'll discuss everything from the initial steps to take after an injury, to negotiating with insurance companies, to hiring a personal injury lawyer. So join us as we explore the world of personal injury law and help you on your road to recovery.

===

Brought to you by Iacobelli Law Firm, a personal injury law firm helping injury victims throughout the Province of Ontario. They help victims that have been injured in countless ways, including car accidents, motorcycle accidents, and truck accidents, as well as from slip and falls and trip and fall accidents.  They also assist with denied or delayed disability and insurance claims.

===

Produced by 6story ( https://6story.ca )

    Hit and Run Accidents: What to do if you're a victim and how to seek justice

    Hit and Run Accidents: What to do if you're a victim and how to seek justice

    Hit and run accidents are both tragic and all-too-common. They can cause physical harm to innocent victims, as well as a sense of betrayal and injustice. If you or someone you love has been the victim of a hit and run, you may be wondering what legal options are available to you. In this episode, we'll discuss the different options available to hit and run victims and what you can do to protect your rights.

    00:00 Intro
    00:43 Call The Police To Report And Document The Hit and Run Accident
    02:49 First Party Claims- No Fault Side of Benefits
    03:52 Underinsured/ Underinsured Motorist Coverage
    04:23 Hit and Run Accidents Involving Cyclist or Pedestrian
    04:59 Hit and Run Accidents Involving Uninsured Individuals
    05:16 MVAC Fund- Motor Vehicle Accident Claims Fund
    07:23 Outro

    ===

    If you've been recently involved in a car accident, feel free to give us a call at any time for a FREE consultation.

    📞 Calls are answered 24/7 at 1-866-234-6093

    Or 

    🌎 Visit our website at:

    https://www.iacobellilaw.com (Ontario, Canada)
    https://www.iacobellilawyers.com/ (Florida, USA)

    ===

    Hit and run accidents are unfortunate accidents where a motor vehicle gets into an accident with another vehicle and then they subsequently flee the scene.

    The first thing that you should do is always call the police so that they can come onto the scene to obtain a motor vehicle accident report documenting that you were involved in a hit and run accident. A hit and run accident starts off as an unidentified driver, unidentified vehicle accident. Even though it starts off as a hit and run accident or an unidentified vehicle accident. There could be clues to help identify who owned the vehicle or the driver.

    You want the police out there so they can speak to witnesses and look for physical evidence on the scene of the accident. Sometimes what starts off as a hit and run leads to the police identifying the driver or at least identifying the vehicle.

    A lot of people think that if a car fled the scene and is never located, that they're out of luck, but in many instances you actually still have a lot of rights to seek compensation for your injuries through insurance companies.

    First Party Claims- No Fault Side of Benefits.

    No fault side of the benefits entitled you to certain medical rehabilitation benefits and income replacement benefits. And all of those rights also remain the same even if you are found to be at fault or if you're not at fault as well. So those are available to everyone, with few exceptions, irrespective of how the accident happened. Ordinarily if an at fault driver was identified. You would have a claim against them, and that would be defended and paid for by their insurance company.

    UIM- Underinsured or Uninsured Motorist Coverage.

    Now if that car flees the scene and is never found. The good news is you could still, in many instances, have a claim against insurance. And that's a really unique coverage referred to as UIM- Underinsured or uninsured motorist coverage. In a UIM coverage situation, your own insurance company would act as the at fault party's insurance company and therefore you would seek damages and compensation through your own insurance company instead.

    Hit and Run Accidents Involving Cyclist or Pedestrian.

    Even if it's a cyclist or a pedestrian, their own insurance company, their own auto insurance company would still cover them. The no fault insurance that we talked about earlier. As well as if the other driver fled the scene. Their own insurance company would also step in as a UIM carrier or in underinsured or uninsured motorist insurance policy.

    There are many different types of benefits and coverage available to you as a victim of a hit and run accident. This is the reason why it's very important for you to hire a lawyer from the outset in a motor vehicle accident to get the compensation you deserve.

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    Produced by 6Story - https://6story.ca

    • 7 min
    How Do Personal Injury Lawyers Get Paid (Contingency Fees in Canada)

    How Do Personal Injury Lawyers Get Paid (Contingency Fees in Canada)

    One of the biggest concerns people have when they’ve been involved in a serious accident or injury is how do I afford a lawyer. In this episode, Andrew Iacobelli will be thoroughly explaining how contingency fees work and how everyone can afford to have equal access to justice.

    Watch the video version ►
    How Do Personal Injury Lawyers Get Paid (Contingency Fees in Canada) - YouTube

    00:00 Intro
    00:48 How Can I Afford A Lawyer
    01:17 What Is A Contingency Fee Agreement?
    02:04 What Is Covered In A Contingency Fee Agreement?
    03:27 What If My Case Goes On For Years?
    04:00 Contingency Fee Regulations
    04:21 Equal Access To Justice For Everybody
    04:51 Outro

    ===

    If you've been recently involved in a car accident, feel free to give us a call at any time for a FREE consultation.

    📞 Calls are answered 24/7 at 1-866-234-6093

    Or 

    🌎 Visit our website at:

    https://www.iacobellilaw.com (Ontario, Canada)
    https://www.iacobellilawyers.com/ (Florida, USA)


    ===

    ABOUT THE EPISODE:

    How do you afford to pay your lawyer if you've been involved in a serious accident? Many people who come to us have just been involved in a serious accident, whether it's a car accident or a slip and fall accident, and they're dealing with a whole host of problems, worries and concerns. Maybe you're not sure how you're going to get back to work and pay your bills.

    One of the biggest concerns people have is how can I afford to pay a lawyer when I have to worry about paying my next bills, paying my mortgage, my rent expenses, et cetera. You may have heard lawyers advertising, No Win, No Fee or You Pay Us Nothing Unless We Recover Money For You or otherwise refer to as a contingency fee agreement. A contingency fee agreement means you don't pay your lawyer anything, unless your lawyer is successful in recovering money for you at the end of the case. And it's actually really as simple as that. 

    During the pendency of your case, you're never going to get any bills or charges for phone calls, meetings or letters with your lawyer. Including any of the time the staff, paralegal or law clerk spends on advancing your case. In addition, expenses such as the cost of retrieving medical records, filing fees at the courthouse, process servers for serving documents, transcript costs, etc. will be paid in advance for your case. At the end of the case, you never have to worry about how much time your lawyer's put into the case or how many phone calls you’ve had. With a contingency agreement in place you never have to worry about your bill exceeding the value of your case.

    It's also important to note that in most jurisdictions, including Ontario, contingency fee agreements are regulated. So that means the language in the contract you signed with your lawyer has already been approved. Every lawyer has to give to their clients accompanying brochures or statements whenever they enter into a contingency fee agreement.

    No matter your background, no matter your financial situation, a contingency fee agreement allows everybody to have equal access to justice. It doesn't matter your financial resources or your connections and which lawyer you can afford. You can have peace of mind knowing that you can retain and hire the best lawyer, the best legal team for you.

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    Produced by 6Story - https://6story.ca

    • 5 min
    Personal Injury Claims in Ontario When a Patient is Incapable of Making Decisions (under a disability or is a minor)

    Personal Injury Claims in Ontario When a Patient is Incapable of Making Decisions (under a disability or is a minor)

    In this episode, Andrew Iacobelli and Colton Leung from Iacobelli Law Firm will be discussing what happens in a personal injury claim in Ontario involving an individual under a disability or is a minor who cannot make decisions on their own.

    Watch the video version ►
    Personal Injury Claims in Ontario When a Patient is Incapable (under a disability or is a minor) - YouTube
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    CONTACT US FOR A FREE CONSULTATION

    If you've been recently involved in a car accident in Ontario, feel free to give us a call at any time for a FREE consultation.

    📞 Calls are answered 24/7 at 1-866-234-6093

    Or

    🌎 Visit our website at:

    https://www.iacobellilaw.com (Ontario, Canada)
    https://www.iacobellilawyers.com/ (Florida, USA)


    ========================

    ABOUT IACOBELLI LAW FIRM

    Iacobelli Law Firm is a dedicated personal injury law firm serving all of Ontario. If you or a loved one has been injured, you do not have to face the consequences alone. The compassionate and competent legal team at our Ontario personal injury law firm can help you and your family on your road to recovery.

    ========================

    ABOUT THIS VIDEO

    We're gonna be talking about how you start a claim and advance a claim if it's an individual under a disability. So that could be a situation where someone has suffered a severe brain injury and is unable to make decisions on their own. Another example would be if somebody's legally considered a person under disability, for instance, a minor that can't make legal decisions on their own.

    What Is A Substitute Decision Maker?
    If an individual is disabled in an accident and has sustained very traumatic injuries that renders them unable to make decisions on their own. A Substitute decision maker, usually their next of kin such as the wife or husband would step in and be listed as their guardian. and advise us that their loved one was involved in a very serious motor vehicle accident for example. More likely than not, they're gonna be listed as their guardian. As a substitute decision maker they could make not only all the legal decisions but also financial decisions such as opening or closing bank accounts and authorizing payments.

    What Is A Litigation Guardian?
    The litigation guardian also makes decisions on behalf of the plaintiff who's disabled or a minor. A Litigation Guardian has effective control over the case brought on behalf of a person with a disability. As a lawyer, we would take instructions from the litigation guardian over matters such as any potential settlements and decisions that would benefit the plaintiff.

    What Is A Capacity Assessment?
    A capacity assessment is a tool used to evaluate if an adult is capable of making personal or financial decisions on their own behalf and understand the consequences of their decisions. A capacity assessor would run tests to see if the adult understands all the facts and considerations when making a decision. It is important to assess individuals who have suffered traumatic brain injuries to determine whether or not they require someone to step in to make personal decisions for them.

    What Are Structured Settlements?
    Typically what would happen in a settlement, if you settled your case for X dollars, you get a check for X dollars. In a structured settlement instead of paying you directly the money. The insurance company actually buys an annuity. The settlement is structured so that it pays out whatever form and amounts you've agreed upon. These can be very helpful in cases where someone needs lifelong healthcare and there are monthly expenses required. There would just be payouts monthly to cover those expenses so that the capital's preserved.

    With children that are injured, you can structure the settlements so that there are payouts when they reach the age of majority and payouts throughout their 20’s into their 30’s. So there's a lot of value to structured settlements and it’s a good way to preserve capital to protect the injured p

    • 12 min
    How Pre-existing Conditions Affect Your Personal Injury Claim in Ontario

    How Pre-existing Conditions Affect Your Personal Injury Claim in Ontario

    In this episode, Ontario Personal Injury Lawyers will be discussing how pre-existing conditions and injuries can affect new personal injury claims. Learn about the challenges a person may face when submitting a personal injury claim with a history of prior health issues or injuries.

    Watch the video version ►
    https://www.youtube.com/watch?v=Y2qvO-XbNvc
    ========================

    CONTACT US FOR A FREE CONSULTATION

    If you've been recently involved in a car accident in Ontario, feel free to give us a call at any time for a FREE consultation.

    📞 Calls are answered 24/7 at 1-866-234-6093

    Or

    🌎 Visit our website at:

    https://www.iacobellilaw.com (Ontario, Canada)
    https://www.iacobellilawyers.com/ (Florida, USA)

    ========================

    ABOUT IACOBELLI LAW FIRM

    Iacobelli Law Firm is a dedicated personal injury law firm serving all of Ontario. If you or a loved one has been injured, you do not have to face the consequences alone. The compassionate and competent legal team at our Ontario personal injury law firm can help you and your family on your road to recovery.

    ========================

    ABOUT THIS EPISODE

    We're gonna talk about situations where somebody has been involved in an accident and has sustained injuries, but they already had a history of some prior illness or health issue or injuries. And how that creates a challenge to the claim and sort of some of our strategies to overcome those challenges.

    If clients have pre existing injuries, more often than not, the insurance company would try to use that to their advantage and basically try to pin all the new injuries saying that it was from the preexisting injuries, our clients pre existing injuries. So it's very important to let your doctor know how the injuries have been exacerbated, or how they're different from your pre existing injuries.

    It's important for clients to know they need to be forthcoming because sometimes people might wanna hold back information when they're talking to a lawyer and they're kind of downplaying their pre-existing because they're afraid people are gonna judge them by that and try to attribute everything to that. Be open and honest about previous injuries and pre-existing conditions.
    Be as candid as possible. It's better for your lawyer to know what you’re dealing with so they can come up with strategies to best address it.
    What kind of things do you see the insurance company doing when they see preexisting health?

    Generally speaking, whenever insurance companies see that potential clients have preexisting health conditions, they basically try to pin all their current symptoms since the accident on the preexisting health conditions. And again, that's why it's so important to let your doctors know how they differ from your previous injuries.

    To further the claim, we would obtain statements from family members, coworkers and friends, to speak about how you were functioning before the accident, as opposed to after the accident. This is so that you can show how the accident impacted your life. In terms of compensation, the insurance companies are only gonna pay for how it affected your life and how it affected your medical condition.

    What's the difference between the crumbling skull and the thin skull theory? That's a term that lawyers use.

    The thin skull theory is a theory in law. It's a rule of law basically that says that if somebody causes harm to another person, they're responsible for the outcome irrespective of the fact that that person may have been more vulnerable. Conversely, the insurance company and their lawyers will try to paint the picture using a different theory of law, which is called crumbling skull. Crumbling skull theory says that this person was deteriorating with time and the injuries were bound to happen eventually.

    The best way to defeat that is obviously with medical evidence. So you need doctors, you need specialists, you need experts that can give those kinds of opinions. But then you have to also

    • 10 min
    What To Do If You Slip and Fall In Ontario And Your Injury is Serious

    What To Do If You Slip and Fall In Ontario And Your Injury is Serious

    In this episode, Ontario Personal Injury Lawyers will be talking about Slip and Fall accidents in commercial settings such as a plaza, supermarket, retail store, etc.

    What are the steps you need to take immediately following a slip and fall incident in Ontario and how do you file a report? Learn about the most common injuries in slip and fall cases and why it is so important to document all injuries and collect evidence of your surroundings and witness contact details.

    Watch the video version ►
    https://www.youtube.com/watch?v=9J2fCKfV49E
    ========================

    CONTACT US FOR A FREE CONSULTATION

    If you've been recently involved in a car accident in Ontario, feel free to give us a call at any time for a FREE consultation.

    📞 Calls are answered 24/7 at 1-866-234-6093

    Or

    🌎 Visit our website at:

    https://www.iacobellilaw.com (Ontario, Canada)
    https://www.iacobellilawyers.com/ (Florida, USA)


    ========================

    ABOUT IACOBELLI LAW FIRM

    Iacobelli Law Firm is a dedicated personal injury law firm serving all of Ontario. If you or a loved one has been injured, you do not have to face the consequences alone. The compassionate and competent legal team at our Ontario personal injury law firm can help you and your family on your road to recovery.

    ========================

    ABOUT THIS EPISODE

    What To Do Following a Slip and Fall Incident

    1. Notify the Business or Store Manager

    Following a slip and fall incident the first thing that you should do is to notify the store or the store manager so that an incident report is recorded. Make sure your accident is recorded and it is documented that you were physically in the store. This will be essential if you need to take your claim to court and the insurance company requires proof that the slip and fall did in fact occur.

    2. Take photographs of your surroundings and area you slipped and fell on

    Another very important thing to note is to remember to take pictures of the area that you slipped and fell on. Evidence of your surroundings will be helpful in your claim so it is important to document and take photographs of the floor, stair, uneven pavement, etc. Remember to pay attention to what’s on the floor whether it be liquid or ice build up that was the cause of your slip and fall. This will be crucial if you need to back up your claim with evidence long after the accident’s occurrence.

    3. Identify witnesses and take down contact information

    If there are witnesses, ask for the witness' names and contact details so that your lawyer can call them for a witness statement. If the accident occurred inside a premises such as a mall or a retail store, the parties that are involved might be different.

    Why it’s important to report your slip and fall incident ASAP

    There is a specific time period that we have to provide notice to the potential defendants in the slip and fall case. It’s important to note that on slip and fall/ trip and fall cases in particular, time is critically important and very short as compared to some other injury type claims. Property owners need to be given notice very shortly after so it is important to document your accident in an incident report immediately.

    Many people are unaware that once these notice periods are up and no notice is provided, it might bar you from ever submitting a claim and recovering any damages from potential defendants.

    Produced by 6Story - https://6story.ca

    • 7 min
    Driver Hits Pedestrian and Lies About It (Ontario Personal Injury Law)

    Driver Hits Pedestrian and Lies About It (Ontario Personal Injury Law)

    In this episode, Ontario Personal Injury Lawyers will be discussing a scenario where a pedestrian claims to have been hit by a motor vehicle and the person driving the motor vehicle is denying the claim.

    Watch the video version ►
    https://www.youtube.com/watch?v=poGZ-Gy_bFU
    ========================

    CONTACT US FOR A FREE CONSULTATION

    If you've been recently involved in a car accident in Ontario, feel free to give us a call at any time for a FREE consultation.

    📞 Calls are answered 24/7 at 1-866-234-6093

    Or

    🌎 Visit our website at:

    https://www.iacobellilaw.com (Ontario, Canada)
    https://www.iacobellilawyers.com/ (Florida, USA)

    ========================

    ABOUT IACOBELLI LAW FIRM

    Iacobelli Law Firm is a dedicated personal injury law firm serving all of Ontario. If you or a loved one has been injured, you do not have to face the consequences alone. The compassionate and competent legal team at our Ontario personal injury law firm can help you and your family on your road to recovery.

    ========================

    ABOUT THIS EPISODE

    There are a lot of accidents where the police report and the client's version of events are different. As lawyers, we want to understand if there are any inconsistencies or if they've left out any important information to help find the truth behind your motor vehicle injury case.

    The first thing we would do is to see whether or not there are any witnesses listed in the police report. We will try to get the witnesses' information so that we can get a statement from them. If there are competing stories to the accident, a witness statement is very helpful in terms of trying to resolve issues of liability and how it occurred.
    What other evidence did the police collect? Did they look at the vehicle? Did they see if there were any rub marks on it or any transfers? Was the car dirty? Did our client take photographs or anybody take photographs at the scene of the accident? Because sometimes you'll find some information there.
    Was the injury consistent with a trip and fall? For us, we looked at the injury itself to see if it is consistent with a trip and fall? Having it looked at by a biomechanical engineer, who is an engineer that studies how forces act on the body. We are usually able to determine if it’s possible to get that kind of fracture from just simply tripping and falling or if the injury was the result of a motor vehicle accident.

    Produced by 6Story - https://6story.ca

    • 8 min

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