The Canadian Mortgage Show

Alex Pang & Alex Shanks
  • 4.8 (4)
  • INVESTING
  • UPDATED WEEKLY

 Welcome to The Canadian Mortgage Show, where we cut through the noise to bring you straight facts on mortgages and real estate in Canada. Focused on BC with a national perspective, we feature expert guests and real insights. Tune in for no-nonsense advice and answers to your questions! 

  1. 6D AGO

    Canada Needs Growth Beyond Real Estate | Episode 87

    Send us Fan Mail Schedule a call: http://www.calendly.com/alexpangmortgage Canada’s economy has leaned heavily on real estate for years, but what happens when housing can no longer carry the country? In this episode of The Canadian Mortgage Show, Alex Pang and Alex Shanks break down a wide-ranging week of Canadian economic news, including Kelowna’s exemption from BC short-term rental rules, ongoing uncertainty around DRIPA and First Nations policy, and the approval of Enbridge’s $4 billion Sunrise pipeline expansion. They also discuss why Canada’s dependence on real estate may be holding back long-term prosperity, how modular and manufactured housing could help address supply challenges, and why the “right kind of housing supply” matters more than simply building more units. The conversation also touches on Canada’s strong export numbers, AirAsia’s major order of Canadian-made Airbus A220 jets, immigration tracking, and the growing role of AI in customer service. It’s a practical and timely discussion about housing, policy, productivity, and the future direction of Canada’s economy. Podcast Social Links: Website: https://canadianmortgageshow.com/ Instagram: https://www.instagram.com/canadianmortgageshow/ Facebook: https://www.facebook.com/canadianmortgageshow/ Follow Our Hosts: Alex Pang  Tiktok: https://www.tiktok.com/@alexpangmortgage/ Instagram: https://www.instagram.com/alexpangmortgage/ Alex Shanks  Tiktok: https://www.tiktok.com/@mortgagemanagement/ Instagram: https://www.instagram.com/alexshanksmortgagemanagement/

    44 min

  2. MAY 5

    Frozen Rates, Falling Rents, and a Housing Market Reset | Episode 86

    Send us Fan Mail http://www.calendly.com/alexpangmortgage In Episode 86 of The Canadian Mortgage Show, Alex Pang and Alex Shanks break down another strange week in Canadian real estate, mortgages, and the economy. The Bank of Canada is staying in “wait and see” mode, but with inflation pressure, oil prices, war risk, and a slowing economy all colliding at once, the big question is whether rates can really stay frozen for long. The hosts also dig into the GTA pre-sale market hitting historic lows, falling rents, rising rental vacancy, and why landlords and investors are starting to feel the pressure. They also cover a surprising 1% down payment home program in Manitoba, the risks and opportunities behind it, Canada’s proposed $25 billion sovereign wealth fund, political drama around floor crossing, Canada Post’s massive losses, Rogers layoffs, and the potential Real Broker and RE/MAX deal. From interest rates to housing supply, rental softness, job losses, and affordability experiments, this episode asks the real question: is Canada’s housing market simply cooling, or are we watching a bigger reset unfold? Podcast Social Links: Website: https://canadianmortgageshow.com/ Instagram: https://www.instagram.com/canadianmortgageshow/ Facebook: https://www.facebook.com/canadianmortgageshow/ Follow Our Hosts: Alex Pang  Tiktok: https://www.tiktok.com/@alexpangmortgage/ Instagram: https://www.instagram.com/alexpangmortgage/ Alex Shanks  Tiktok: https://www.tiktok.com/@mortgagemanagement/ Instagram: https://www.instagram.com/alexshanksmortgagemanagement/

    55 min

  3. APR 28

    Low Down Payments Could Backfire | Episode 85

    Send us Fan Mail http://www.calendly.com/alexpangmortgage Canada’s housing market is shifting again, and this episode breaks down what buyers, homeowners, and investors need to understand right now. Alex Pang and Alex Shanks discuss the latest political shake-up in Ottawa, the temporary federal fuel tax suspension, slowing BC home sales, First Nations land claim uncertainty, BC’s latest credit downgrade, and how developers are getting creative as pre-sale demand cools. The biggest takeaway: new builds may start making sense again for some first-time buyers, especially when GST rebates, PTT exemptions, FHSA savings, and smart down payment planning are used properly. But there is a warning too. Borrowing your down payment through RRSP loans, lines of credit, or even vehicle refinancing can backfire fast if the debt servicing kills your mortgage qualification. In this episode: Why Canada’s new majority government matters for housing BC home sales, prices, and dollar volume slowing down Why land claims and lender caution are becoming bigger issues How developers are using “try before you buy” incentives The new build GST rebate strategy for first-time buyers Why borrowed down payments can reduce your buying power The danger of car debt, negative equity, and overleveraging Disclaimer: This content is for general information only and is not financial, legal, or mortgage advice. Speak with a qualified mortgage professional before making any real estate or financing decision. Podcast Social Links: Website: https://canadianmortgageshow.com/ Instagram: https://www.instagram.com/canadianmortgageshow/ Facebook: https://www.facebook.com/canadianmortgageshow/ Follow Our Hosts: Alex Pang  Tiktok: https://www.tiktok.com/@alexpangmortgage/ Instagram: https://www.instagram.com/alexpangmortgage/ Alex Shanks  Tiktok: https://www.tiktok.com/@mortgagemanagement/ Instagram: https://www.instagram.com/alexshanksmortgagemanagement/

    50 min

  4. APR 21

    Canada’s Housing Market Is Not Rebounding | Episode 84

    Send us Fan Mail Schedule a call www.calendly.com/alexpangmortgage   In Episode 84 of The Canadian Mortgage Show, Alex Pang and Alex Shanks break down why Canada’s housing market still feels stuck despite a few signs of movement. They discuss Ontario’s $8.8B plan to cut municipal development charges, the HST rebate impact on new builds, why some developers may be pocketing the savings, and what this really means for buyers. They also look at weak GTA pricing, falling rents, the disappearance of the mom-and-pop investor, and why buyers in some markets finally have leverage again. On top of that, they dive into Canada’s broader economic picture, including job growth, capital flight, Nicola Wealth’s real estate issues, Canada Post restructuring, and whether government spending plans will actually improve the country’s long-term outlook. If you want honest Canadian real estate and economic commentary without the fluff, this episode is for you. Topics covered: Ontario housing incentives GTA home sales and price trends Falling rents across Canada Why investors are disappearing Canada’s capital exodus problem Nicola Wealth and condo market stress Canada Post restructuring Mark Carney’s infrastructure and spending plans Subscribe for weekly insights on mortgages, housing, and the Canadian economy. Podcast Social Links: Website: https://canadianmortgageshow.com/ Instagram: https://www.instagram.com/canadianmortgageshow/ Facebook: https://www.facebook.com/canadianmortgageshow/ Follow Our Hosts: Alex Pang  Tiktok: https://www.tiktok.com/@alexpangmortgage/ Instagram: https://www.instagram.com/alexpangmortgage/ Alex Shanks  Tiktok: https://www.tiktok.com/@mortgagemanagement/ Instagram: https://www.instagram.com/alexshanksmortgagemanagement/

    38 min

  5. APR 14

    Episode 83: Young Canadians Have It Harder Than Ever

    Send us Fan Mail Episode 83 of The Canadian Mortgage Show welcomes David Chilton, bestselling author of The Wealthy Barber and former Dragon’s Den investor. In this conversation, David joins Alex Pang and Alex Shanks to talk about why it feels harder than ever for young Canadians to get ahead. They break down the rising cost of living, the pressure of housing prices, why “pay yourself first” still matters, and how social media, credit, and AI are reshaping financial behavior. They also dig into whether renting can sometimes be smarter than buying, why Canada became too dependent on real estate, the future of trades versus white-collar work, and what needs to change if Canada wants more innovation, stronger business formation, and better opportunities for the next generation. If you care about mortgages, housing, personal finance, real estate, and the economic future of Canada, this is a must-watch episode. Podcast Social Links: Website: https://canadianmortgageshow.com/ Instagram: https://www.instagram.com/canadianmortgageshow/ Facebook: https://www.facebook.com/canadianmortgageshow/ Follow Our Hosts: Alex Pang  Tiktok: https://www.tiktok.com/@alexpangmortgage/ Instagram: https://www.instagram.com/alexpangmortgage/ Alex Shanks  Tiktok: https://www.tiktok.com/@mortgagemanagement/ Instagram: https://www.instagram.com/alexshanksmortgagemanagement/

    1h 6m

  6. APR 6

    Episode 82: Affordability Keeps Getting Worse in Canada

    Send us Fan Mail AJ Marini joins the show to argue that Canada’s housing problem is no longer just about supply. He says the deeper issue is cost: land, labor, materials, infrastructure, debt, and wages no longer line up. The episode also explores why condos and pre-construction are under pressure, how governments may be missing the real problem, and what AI could mean for jobs and business going forward. The conversation also expands into inflation, wages, consumer prices, government policy, and how AI could reshape jobs, productivity, and the broader economy. If you want a blunt discussion on Canadian real estate, the economy, and where things may be headed next, this is an episode worth watching. Topics covered: Why Canadian housing is still unaffordable Why pre-construction and condo economics are under pressure Development charges, subsidies, and government policy Why wages are not keeping up with real living costs The disconnect between inflation data and real life How AI could impact jobs, business, and productivity Why social media is changing real estate marketing #CanadianMortgageShow #CanadianRealEstate #HousingCrisis #CanadaHousing #MortgagePodcast #AJMarini #PreConstruction #CanadaEconomy #RealEstateCanada #housingaffordability  Podcast Social Links: Website: https://canadianmortgageshow.com/ Instagram: https://www.instagram.com/canadianmortgageshow/ Facebook: https://www.facebook.com/canadianmortgageshow/ Follow Our Hosts: Alex Pang  Tiktok: https://www.tiktok.com/@alexpangmortgage/ Instagram: https://www.instagram.com/alexpangmortgage/ Alex Shanks  Tiktok: https://www.tiktok.com/@mortgagemanagement/ Instagram: https://www.instagram.com/alexshanksmortgagemanagement/

    1h 4m

  7. MAR 31

    Episode 81:Home Prices Fell… But Canada Is Still Unaffordable

    Send us Fan Mail In Episode 81 of The Canadian Mortgage Show, Alex Pang and Alex Shanks break down why mortgage rates in Canada moved higher again, why rate exceptions are disappearing, and why buyers should not rush into a purchase just to chase a temporary rate hold. They also unpack Ontario’s expanded HST rebate on new builds, why it likely will not move the needle on affordability, and what it means that Canadian home prices are now negative on a five-year basis for the first time since the 1990s. Beyond housing, this episode looks at federal job cuts, failures in Canada’s international student program, youth unemployment pressure, possible OAS reform, consumer weakness showing up at Dollarama, and why LNG, mining, and major resource projects may be one of Canada’s clearest paths back to growth. They also discuss Chinese EV competition, why North American automakers are struggling in the EV race, and what all of this says about the Canadian economy right now. Topics covered: Mortgage rates rising again in Canada Fixed and variable pricing moving higher Why rate holds should not force panic buying Ontario’s HST rebate for new homes Canadian home prices negative on a 5-year basis Why refinancing and switching lenders is getting harder Federal layoffs and weak consumer sentiment Immigration policy failures and youth joblessness OAS reform and Canada’s deficit problem LNG, mining, and productivity in BC BYD, Lotus, and the Chinese EV threat #CanadaHousing #MortgageRates #CanadianRealEstate #CanadaEconomy #HousingMarket #InterestRates #CanadianMortgages Podcast Social Links: Website: https://canadianmortgageshow.com/ Instagram: https://www.instagram.com/canadianmortgageshow/ Facebook: https://www.facebook.com/canadianmortgageshow/ Follow Our Hosts: Alex Pang  Tiktok: https://www.tiktok.com/@alexpangmortgage/ Instagram: https://www.instagram.com/alexpangmortgage/ Alex Shanks  Tiktok: https://www.tiktok.com/@mortgagemanagement/ Instagram: https://www.instagram.com/alexshanksmortgagemanagement/

    52 min

  8. MAR 23

    Episode 80: Why Fixed Mortgage Rates Are Rising Again in Canada

    Send us Fan Mail The Bank of Canada held rates again, but that does not mean Canadians are in the clear. In Episode 80 of The Canadian Mortgage Show, Alex Pang and Alex Shanks break down why fixed mortgage rates are moving higher anyway, how bond yields and oil prices are changing the outlook, and why the war-driven spike in gas prices could keep pressure on inflation. They also dig into major Canadian trends that matter right now: falling inflation and weak economic data shrinking mortgage discounts from lenders tipping culture backlash in Canada population decline for the first time in decades GST rebate confusion for first-time home buyers BC’s PST clarification on commercial real estate BC’s credit downgrade and what it could signal Canada’s drop in world happiness rankings If you’re buying, refinancing, locking in, or just trying to understand where Canadian rates may go next, this episode gives you the context you need. Topics covered: Canadian mortgage rates, Bank of Canada, fixed vs variable, bond yields, inflation, gas prices, real estate market Canada, first-time home buyer GST rebate, BC housing, Canadian economy #CanadianMortgageShow #MortgageRates #BankOfCanada #CanadaHousing #FixedRates #RealEstateCanada Podcast Social Links: Website: https://canadianmortgageshow.com/ Instagram: https://www.instagram.com/canadianmortgageshow/ Facebook: https://www.facebook.com/canadianmortgageshow/ Follow Our Hosts: Alex Pang  Tiktok: https://www.tiktok.com/@alexpangmortgage/ Instagram: https://www.instagram.com/alexpangmortgage/ Alex Shanks  Tiktok: https://www.tiktok.com/@mortgagemanagement/ Instagram: https://www.instagram.com/alexshanksmortgagemanagement/

    56 min
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Ratings & Reviews

4.8
out of 5
4 Ratings

About

 Welcome to The Canadian Mortgage Show, where we cut through the noise to bring you straight facts on mortgages and real estate in Canada. Focused on BC with a national perspective, we feature expert guests and real insights. Tune in for no-nonsense advice and answers to your questions! 

Information

  • Creator
    Alex Pang & Alex Shanks
  • Years Active
    2024 - 2026
  • Episodes
    88
  • Rating
    Explicit
  • Copyright
    © 2026 The Canadian Mortgage Show
  • Show Website
    The Canadian Mortgage Show

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