The Life By Design Podcast Royal Standley

If you are just starting your financial planning or preparing for retirement, there are always questions on what to do and how to prepare your financial future. In this episode, Royal Standley answers some of the financial planning questions sent in by you. He dives into some of the uncertainties clients feel during the financial … Continue reading 69. Q&A on Financial Planning →

Everyone wants to earn money without breaking a sweat when it comes to investing. In this episode, Royal Standley discusses some strategies for liquid assets, how they can benefit you and what they can accomplish even while you’re sleeping. He also reveals how the difference between mutual funds and ETFs impact your investment decisions based … Continue reading 68. Strategies for Liquid Assets →

Everyone has heard the term financial planning over and over again. But do you truly understand financial planning as a whole?  In this episode, Royal Standley shares what financial advising truly is, diving into what to look for as a client and the steps a financial advisor takes to create a financial plan. He reveals … Continue reading 67. Simplifying Financial Planning →

Everyone talks about what they plan to focus on in the new year. The real question is how are you going to maintain your resolution? In this episode, Royal Standley discusses what his plans are for 2022. He also shares his advice for maintaining your new year financial resolutions and how to remain accountable throughout … Continue reading 66. Maintaining Your New Year’s Resolutions →

When faced with unexpected expenses, reaching for your plastic can be an easy option. But easy is not always the best option. In this episode, Royal Standley discusses the importance of avoiding over-complicating an emergency fund and how you can build your own. He reveals how an emergency fund benefits your financial plan even before … Continue reading 65. The Fundamentals of an Emergency Fund →

The next generation will eventually inherit your IRA. How you prepare your accounts and beneficiaries today will impact the inheritance they will receive. In this episode, Royal Standley discusses the changes to IRA inheritance. He recounts how the SECURE Act changed IRA inheritance depending on the beneficiary’s age and relation to the deceased. Royal discusses … Continue reading 64. The IRA of the Next Generation →