41 episodis

Welcome to the Missing Middle, a podcast about why the middle class in Canada is disappearing. We hope to help you understand why life is becoming unaffordable for so many in this country, and what can be done to reverse course.

The Missing Middle with Mike Moffatt and Cara Stern Cara Stern, Mike Moffatt, and Meredith Martin

    • News
    • 4,8 • 19 valoracions

Welcome to the Missing Middle, a podcast about why the middle class in Canada is disappearing. We hope to help you understand why life is becoming unaffordable for so many in this country, and what can be done to reverse course.

    Could a Renter's Bill of Rights Actually Help?

    Could a Renter's Bill of Rights Actually Help?

    The federal government of Canada is exploring ways to help renters, such as through the introduction of a Renter’s Bill of Rights. This conversation examines the government’s promises, and covers what impact they might have on renters and rental prices. It explores how price transparency affects the rental market and whether the government is doing enough. The rental market in Ontario is broken, but what are the limitations of the federal government's jurisdiction? 

    Technical Producer: Mike Greene https://instagram.com/mikegreenemedia
    Hosted by Mike Moffatt & Cara Stern
    Produced by Meredith Martin
    This podcast is funded by the Neptis Foundation and brought to you by the Smart Prosperity Institute.

    • 12 min
    How Automatic Tax Filing Could Make Your Life Easier

    How Automatic Tax Filing Could Make Your Life Easier

    In this discussion, Mike and Cara are joined by the executive director of Canadians for Tax Fairness Katrina Miller to discuss the benefits of automatic tax filing and how it can save people money. The conversation explores the concept of automatic tax filing, the groups that would benefit from it, the current status of its implementation in Canada, and the opposition it faces from tax accountants and software firms. 
    The conversation also touches on the potential implementation of automatic tax filing in Canada, citing examples from the UK and New Zealand. It concludes with a discussion on the likelihood of the system being implemented nationwide and the importance of raising awareness about its benefits.
    Related links:
    How the tax industry is keeping automatic filing out of reach:
    https://canadiandimension.com/articles/view/how-the-tax-industry-is-keeping-automatic-filing-out-of-reach
    Authored by https://twitter.com/ericashiner
    Hosted by Mike Moffatt & Cara Stern
    Produced by Meredith Martin
    This podcast is funded by the Neptis Foundation and brought to you by the Smart Prosperity Institute.

    • 16 min
    Grading the Federal Budget: Housing Policy and Capital Gains Tax

    Grading the Federal Budget: Housing Policy and Capital Gains Tax

    In this discussion, Smart Prosperity Institute economist Mike Moffatt and journalist Cara Stern discuss the federal budget and its impact on housing. They cover new initiatives, such as opening up federal land for development and the deductibility of interest for tax reasons. They also discuss the government's commitment to building 2 million homes and the challenges of labor shortages and productivity in the housing sector. The hosts grade the government's success in addressing housing issues and discuss the change to the capital gains tax. They analyze the significance of the change and its impact on wealth inequality. Overall, they give the budget an A grade but note the lack of details and the need for more clarity on certain policies.
    Hosted by Mike Moffatt & Cara Stern
    Produced by Meredith Martin
    This podcast is funded by the Neptis Foundation and brought to you by the Smart Prosperity Institute.

    • 16 min
    Alex Beheshti: What Happened to Ontario's Housing Ambition?

    Alex Beheshti: What Happened to Ontario's Housing Ambition?

    Guest:  Alex Beheshti, Senior Consultant with Altus Group Economic Consulting specializing in urban planning policy analysis, municipal fee reviews, and fiscal impacts of development.

    In this conversation, Cara, Mike, and Alex discuss the latest housing bill from the Ontario PC government. They grade the bill and discuss its impact on housing supply and affordability. They also delve into the streamlining of third-party appeals, the exemption for universities from the Planning Act, the use it or lose it policy for subdivision and condominium approvals, and the potential for single staircases in multi-unit homes. The conversation highlights the lack of boldness in the bill and the Ontario Progressive Conservative government's shift in tone regarding housing supply.



    Hosted by Mike Moffatt & Cara Stern
    Produced by Meredith Martin
    This podcast is funded by the Neptis Foundation and brought to you by the Smart Prosperity Institute.

    • 27 min
    Why Trudeau is Bringing Back 30-Year Mortgages

    Why Trudeau is Bringing Back 30-Year Mortgages

    In this conversation, economist Mike Moffatt and journalist Cara Stern discuss the federal government's new plan to help first-time homebuyers by extending amortization periods on new homes. The conversation explores the reasons behind this decision and the potential impact on housing starts and prices, as well as why this is similar to a policy Mike and Cara suggested in an article in the Hub. The hosts also discuss the importance of helping the middle class achieve homeownership and the need for a balanced approach that addresses both demand and supply.

    Read the article with their suggestions: https://thehub.ca/2024-03-19/mike-moffatt-and-cara-stern-the-dream-of-homeownership-is-dying/
    Hosted by Mike Moffatt & Cara Stern
    Produced by Meredith Martin
    This podcast is funded by the Neptis Foundation and brought to you by the Smart Prosperity Institute.

    • 11 min
    Everyone Wants Rentals, but No One Wants Landlords

    Everyone Wants Rentals, but No One Wants Landlords

    In this discussion, economist Mike Moffatt and journalist Cara Stern about the great housing paradox: everyone wants landlords but no one wants landlords.

    Cara and Mike also discuss the different perspectives on who should own rental properties, including small-time landlords, big corporations, and government housing. The conversation also touches on the role of conflict of interest rules for politicians who own properties and the need for affordable ownership and rental options for all. The ultimate goal is to create a housing system with enough supply that is affordable and accessible to everyone.
    Hosted by Mike Moffatt & Cara Stern
    Produced by Meredith Martin
    This podcast is funded by the Neptis Foundation and brought to you by the Smart Prosperity Institute.

    • 19 min

Ressenyes del públic

4,8 de 5
19 valoracions

19 valoracions

RestitutorOrbis ,

Great Canadian policy analysis

Very helpful for understanding the issues that face Canada today

fieonyournicknames ,

A very informative podcast

The hosts do a great job as a pair to make very complicated economic problems much easier to understand, while still dealing with complex topics in a very nuanced way. Definitely best current podcast on Canadian political-economic challenges.

Needs more dodgeball discussion, though.

Ah hadredcff ,

Fantastic

Very informative. Thank you for such a great podcast.

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