92 episodes

On Your Retirement Solution Podcast, we help to change and improve people’s lives by helping to identify the income they need and want to achieve their hopes and dreams in retirement. We call that freedom. Start planning to live the life you always dreamed of today. The purpose of our podcast is to provide financial education about retirement planning strategies and topics that affect today’s retirees.

DIsclosure:
The Retirement Solution Inc. is a Registered Investment Advisor in the state of Washington. Our investment advisors may not transact business in states unless appropriately registered or excluded or exempted from such registration. We are registered as an investment advisor in AZ, CA, CO, ID, OR, TX, UT, WA. We can provide investment advisory services in these states and other states where we are exempted from registration.

Your Retirement Solution Podcast Jim Black

    • Technology

On Your Retirement Solution Podcast, we help to change and improve people’s lives by helping to identify the income they need and want to achieve their hopes and dreams in retirement. We call that freedom. Start planning to live the life you always dreamed of today. The purpose of our podcast is to provide financial education about retirement planning strategies and topics that affect today’s retirees.

DIsclosure:
The Retirement Solution Inc. is a Registered Investment Advisor in the state of Washington. Our investment advisors may not transact business in states unless appropriately registered or excluded or exempted from such registration. We are registered as an investment advisor in AZ, CA, CO, ID, OR, TX, UT, WA. We can provide investment advisory services in these states and other states where we are exempted from registration.

    93. Investing with Non-Retirement Funds: What to Watch Out For With Tyler Lively

    93. Investing with Non-Retirement Funds: What to Watch Out For With Tyler Lively

    Non-retirement investments are “non-qualified,” meaning that you're investing with after-tax dollars and are not subject to any special tax treatment.


     


    In this episode, The Retirement Solution’s Tyler Lively navigates the path of investing with non-retirement funds. All this while highlighting the role of retirement, taxes, ETFs, and mutual funds within the investment arena. 


     


    Tyler discusses:


     


    From life insurance to college planning: Why follow the general investment hierarchy to invest non-retirement fund money

    Benefits of utilizing after-tax money for investment purposes 

    The role of capital gains tax when it comes to after-tax assets – and a breakdown of capital gain rates in 2021

    The idea of “capital loss bank” to offset capital gains

    Utilizing mutual funds in after-tax investments

    The importance of saving during retirement 

    And more!


     


    Resources:


    Fund Fact Sheet

    Morningstar


     


    Connect with Tyler Lively:


    About: Tyler Lively 

    (425) 558-3700 (TRS - Redmond, Washington)


     


    Connect with The Retirement Solution:


    The Retirement Solution

    (888) 500-5830


     


    About Tyler Lively:


     


    Tyler is motivated by the ability to work closely with clients to help them achieve their financial dreams and goals. Tyler is an integral member of The Retirement Solution Investment Committee and has earned a Chartered Retirement Planning Counselor designation through the College of Financial Planning, as well as the prestigious Certified Financial Planner® designation from the board-registered CFP® educational program. 


     


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    • 19 min
    Episode 92 -The Financial Aspect of Bereavement with Cindy Mueller

    Episode 92 -The Financial Aspect of Bereavement with Cindy Mueller

    While bereavement means losing something significantly meaningful, like a job or connections pre-retirement, bereavement also means losing and facing the passing of a loved one.


     


    In this episode, The Retirement Solution’s Cindy Mueller breaks down everything you need to know about the financial component of bereavement. All this to help you understand how financial planning (and professionals) can help you reduce and mitigate the stress following the passing of a spouse or family member.


     


    Cindy discusses:


     


    How financial advisors can help you address bereavement

    Using The Retirement Solution’s checklist as a guide: First action items individuals have to take care of after losing a loved one

    Leave IRA’s, Roth IRA’s, and 401k plans alone: Things widows and widower should avoid doing after losing their spouse 

    Financial planning considerations to help people reduce the stress after the passing of their spouse 

    Stories and experiences of widowed individuals 

    And more


     


    Resources:




    Learning Center 


     


    Connect with Cindy Mueller:


     


     LinkedIn: Cindy Mueller


     


    Connect with The Retirement Solution:


     


    The Retirement Solution

     (888) 500-5830


     


    About Cindy Mueller:


     


    Cindy joined The Retirement Solution in 2008 with a commitment to delivering sound principles of financial management. She offers clients professional counsel in personal finance, investment advisory services, estate planning, and retirement planning.

    • 21 min
    Episode 91 - Father’s Day Special: Retiring as a Father and Grandfather with Matt Perrone

    Episode 91 - Father’s Day Special: Retiring as a Father and Grandfather with Matt Perrone

    What does fatherhood mean to you?


    How do you envision your retirement years as a father, grandad, or father figure?


    In this Father’s Day special, The Retirement Solution’s Matt Perrone explains financial and life coaching considerations you must know as you address and approach retirement as a parent, grandparent, or father figure to someone.


    Matt discusses:


    Matt’s memories with his dad, and who are father-like figures to him

    Ways retirees can spend more time with their grandchildren 

    Common father-figure type roles people take on before or after retirement 

    Advice for people at or near retirement who want to make a difference in their family’s or other people’s lives  

    And more


    Resources:


    The National Eagle South Association 


    Connect With Matt Perrone:


    LinkedIn: Matt Perrone


    Connect with The Retirement Solution:


    The Retirement Solution

    Contact Us

    (425) 558-3700 (Redmond, Washington)

    (888) 500-5830


    About Matt Perrone:


    Matt Perrone focuses on one goal in his work — to give clients a sense of confidence by managing their life savings with the utmost care and integrity. For as long as he can remember, he has been passionate about helping others make wise financial choices. To this day, he finds his work both fun and meaningful.


     


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    • 15 min
    Episode 90: Exploring The Path of Charitable RMDs & Gifting - With Shane Perry

    Episode 90: Exploring The Path of Charitable RMDs & Gifting - With Shane Perry

    In simple words, a charitable Required Minimum Distribution is still an RMD but the only difference is that you are also directing it to a charity.


    In this episode, The Retirement Solution’s associate planner, Shane Perry sheds some light on all things charitable RMDs and gifting to help you understand its different financial components before you pass it down to your heirs and beneficiaries. 


    You will learn:


    Who can opt for an RMD and what are the new age-related updates? 

    Rules for those considering a Qualified Charitable Distribution (QCD)

    How to redirect an RMD to a Donor Advised Fund

    Tax considerations around gifting and reasons why people should gift assets while alive 

    How are families using and approaching conversations around charitable RMDs and gifting? 

    And more!


    Listen today and discover everything you need to know about charitable RMDs and gifting!


    Resources:  The Retirement Solution: 888-500-5830 | Shane Perry  


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    • 22 min
    Episode 89 - Remember to Retire in Retirement - With Tom Black

    Episode 89 - Remember to Retire in Retirement - With Tom Black

    A fulfilling retirement requires two things: A financial strategy you are comfortable with and a bucket list of things you can do.


     


    Would you agree?


     


    Today, The Retirement Solution’s president and lead financial planner, Tom Black, discusses everything you need to know about retirement and its components surrounding finances, emotions, and productivity. All this so that you can prepare ahead, fulfill your wishes, and most importantly, retire in retirement.


     


    In this episode, you will learn:


     


    The importance of building freedom in retirement to do things you want to do 

    Why switching from saving to spending is a struggle for retirees – and how to overcome it 

    How an income plan can ease the process of transitioning to retirement 

    After their last paycheck: How long does the vacation-like feeling last for retirees? 

    From traveling, volunteering, and creating new habits: Things you can do to achieve a happy, productive, and long retirement 

    And more!


     


    While a to-do list can be handy, tune in today and find out why retirement is all about doing the things that bring meaning to YOUR life! 


     


    Resources: The Retirement Solution: 888-500-5830 | Tom Black 


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    • 20 min
    Episode 88 - Navigating the Path of Estate Planning Documentation - With Shane Perry

    Episode 88 - Navigating the Path of Estate Planning Documentation - With Shane Perry

    Estate planning is not only for the wealthy. Instead, it’s for anyone who wants their assets and finances to be taken care of (according to their wishes) when they pass away. 


     


    One way to do this is through estate planning documents, and that’s exactly what Shane Perry discusses in this episode of Your Retirement Solution. Shane not only introduces the different records you may need but also sheds some light on techniques you can incorporate within your planning to easily pass assets to your beneficiaries.


     


    In this episode, you will learn:


     


    The breakdown of wills, beneficiary designations, and health care power of attorney’s as crucial estate planning documents 

    The importance of drafting documents according to your state laws and following a consistent beneficiary format 

    Everything you need to know about wills going into probate 

    What are letters of intent and what is their purpose within estate planning 

    How guardianship designations can guarantee care for children in the absence of their parents

    And more!


     


    Listen today, and find out how these records can help your estate planning flow as seamlessly as possible!


     


    Resources:  The Retirement Solution: 888-500-5830 |  YouTube  | Shane Perry

    • 18 min

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