Need To Know

Christina and Michelle

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EDUCATION

When it comes to navigating college and beyond, there are just some things you need to know. That’s where this podcast comes in; join us as we answer some of your biggest questions about college and demystify the process for anyone considering further education.

11/10/2019

09 | Getting the Most out of Studying Abroad

Episode 9: Getting the Most out of Studying Abroad If you have the opportunity to study abroad, GO. If you don’t have that opportunity, make one. Study abroad is one of the most fulfilling and worthwhile college experiences you can have for a multitude of reasons. In this episode, we outline the three different types of study abroad programs and how to pick the right one for you. We also cover how to make sure you pick both a location and learning experience that will fulfill your needs as a student. Lastly we talk about how to balance school, sightseeing, and relationships while on what might be your adventure of a lifetime.

46 min
11/10/2019

10 | Professors. Love them? Hate them? Here’s what to do about it.

Episode 10: Professors. Love them? Hate them? Here’s what to do about it. One of the biggest perks of going to college is being able to create relationships with the professors there. They can be huge assets both during and after college, helping with everything from placing you in an internship to nudging that not-quite-a-B up a letter grade. Like with all teachers, getting a bad one also has the potential to ruin the subject for you. In this episode we cover how to navigate those tricky interpersonal relationships with the people who can often make or break your college career. About Michelle Jamesina and Christina Cheng Christina and Michelle are entrepreneurs that mentor high school and college students in their free time. Both of their businesses are entirely online, and they both travel the world extensively, learning about other cultures and education systems in the process. They both graduated from college in 2015. Michelle is a lifestyle and business coach who helps visionary business owners make more money while still doing good and enjoying life along the way. She has a BFA in Graphic Design from Boston University and also studied at Nanyang Technological University in Singapore. Christina owns Tiny Oak Studio, a graphic and web design business helping socially and environmentally conscious business owners transform their brands. She graduated from the Maryland Institute College of Art (MICA), with a BFA in Environmental Design, and attended the Danish Institute for Study Abroad in Copenhagen, Denmark. CREDITS: Music by Markard

46 min
24/09/2019

08 | The Skills You Need to Know Before You Leave High School

Episode 8: The Skills You Need to Know Before You Leave High School Whether you go to college or not, there are some things in life that are non-negotiable skills you’ll need to survive in our world. If you make sure you know how to get a job, apartment, and car after college, you’re going to be ok. In this episode, we break down exactly why those three things will set you up for success in the “real world” even if you decide you aren’t going to take the traditional path in life. We cover the exact skills you need to master within those three categories to make sure you land on your feet no matter where you choose to leap to. About Michelle Jamesina and Christina Cheng Christina and Michelle are entrepreneurs that mentor high school and college students in their free time. Both of their businesses are entirely online, and they both travel the world extensively, learning about other cultures and education systems in the process. They both graduated from college in 2015. Michelle is a lifestyle and business coach who helps visionary business owners make more money while still doing good and enjoying life along the way. She has a BFA in Graphic Design from Boston University and also studied at Nanyang Technological University in Singapore. Christina owns Tiny Oak Studio, a graphic and web design business helping socially and environmentally conscious business owners transform their brands. She graduated from the Maryland Institute College of Art (MICA), with a BFA in Environmental Design, and attended the Danish Institute for Study Abroad in Copenhagen, Denmark. CREDITS: Music by Markard

44 min
24/09/2019

07 | What is Online Learning and how does it compare to Classroom Learning?

Episode 7: Online Learning vs Classroom Learning The variety of ways to learn the skills that will get you a job, or even choosing the path to get to your dream career, can be pretty overwhelming. In this episode, we talk about the differences between learning in a traditional classroom setting and learning in an online, self-paced format. We also cover whether it’s possible to learn only via online courses to get a job in your chosen field and how to make sure you’re picking the best course for you. About Michelle Jamesina and Christina Cheng Christina and Michelle are entrepreneurs that mentor high school and college students in their free time. Both of their businesses are entirely online, and they both travel the world extensively, learning about other cultures and education systems in the process. They both graduated from college in 2015. Michelle is a lifestyle and business coach who helps visionary business owners make more money while still doing good and enjoying life along the way. She has a BFA in Graphic Design from Boston University and also studied at Nanyang Technological University in Singapore. Christina owns Tiny Oak Studio, a graphic and web design business helping socially and environmentally conscious business owners transform their brands. She graduated from the Maryland Institute College of Art (MICA), with a BFA in Environmental Design, and attended the Danish Institute for Study Abroad in Copenhagen, Denmark. CREDITS: Music by Markard

33 min
24/06/2019

06 | Need to Know: Is Art School Worth It?

Is art school worth it? How do you convince your parents to let you go into a creative field? Tune in to learn more about what options there are and how to make sure that the choice you make is one that you won't regret. -- About Michelle Jamesina and Christina Cheng Christina and Michelle are entrepreneurs that mentor high school and college students in their free time. Both of their businesses are entirely online, and they both travel the world extensively, learning about other cultures and education systems in the process. They both graduated from college in 2015. Michelle is a lifestyle and business coach who helps visionary business owners make more money while still doing good and enjoying life along the way. She has a BFA in Graphic Design from Boston University and also studied at Nanyang Technological University in Singapore. Christina owns Tiny Oak Studio, a graphic and web design business helping socially and environmentally conscious business owners transform their brands. She graduated from the Maryland Institute College of Art (MICA), with a BFA in Environmental Design, and attended the Danish Institute for Study Abroad in Copenhagen, Denmark. CREDITS: Music by Markard

47 min
07/05/2019

05 | Need to Know: Student Loans

Navigating student loans is terrifying. Paying for college is the most stressful part of the process, and it's no surprise why. Most freshman in college have little to no financial literacy and schools rarely prepare students for the burden they'll need to take on to reach their higher education goals. In this episode we'll tell you exactly what you need to know in order to take on student loans without drowning in debt upon graduation. Check out the show notes below for our list of resources Michelle mentions throughout the podcast. Student Loans Resources Department of Education Page on Student loans: https://studentaid.ed.gov/sa/ Federal vs Private Loans: https://studentaid.ed.gov/sa/types/loans/federal-vs-private Variable vs Fixed Interest Rates: https://studentloanhero.com/featured/fixed-vs-variable-rate-student-loans-which-choose/Note: be extremely careful with variable interest loans. They are usually tied to a federal index, such as the LIBOR, and change with the index. Many banks claim that you won't be likely to see significant increases, but be cautious: Michelle saw a 6% increase in the interest rate of one of her loans over a period of 3 years. We cannot advocate for variable interest rate loans on this podcast. Tax Credits Associated with Student Loans: https://turbotax.intuit.com/tax-tips/college-and-education/about-student-loan-tax-credits/L0mIiywan Deferment and Forbearance: https://studentaid.ed.gov/sa/repay-loans/deferment-forbearance Financial Literacy/Understanding Investing Basics: https://jlcollinsnh.com/stock-series/Note: We're including this here because if you're going to have a student loan, you NEED to understand how the stock market works. Reading this now will help you understand how to manage your entire financial life, including your loans. Here's a direct link to the section on paying back student loans: https://jlcollinsnh.com/2015/03/26/stocks-part-xxviii-debt-the-unacceptable-burden/ Student Loan Forgiveness and why 99% of Applicants for Loan Forgiveness are Rejected: https://www.forbes.com/sites/zackfriedman/2019/05/01/99-of-borrowers-rejected-again-for-student-loan-forgiveness/ About Michelle Jamesina and Christina Cheng Christina and Michelle are entrepreneurs that mentor high school and college students in their free time. Both of their businesses are entirely online, and they both travel the world extensively, learning about other cultures and education systems in the process. They both graduated from college in 2015. CREDITS: Music by Markard

40 min
24/04/2019

04 | Need To Know: How to Pick a Major

How do you pick a major? What happens when you find out the major you've chosen is not right for you? How do you know if a major is not right for you? Tune in to learn more about what options there are and how to make sure that the choice you make is one that you won't regret. -- About Michelle Jamesina and Christina Cheng Christina and Michelle are entrepreneurs that mentor high school and college students in their free time. Both of their businesses are entirely online, and they both travel the world extensively, learning about other cultures and education systems in the process. They both graduated from college in 2015. Michelle is a lifestyle and business coach who helps visionary business owners make more money while still doing good and enjoying life along the way. She has a BFA in Graphic Design from Boston University and also studied at Nanyang Technological University in Singapore. Christina owns Tiny Oak Studio, a graphic and web design business helping socially and environmentally conscious business owners transform their brands. She graduated from the Maryland Institute College of Art (MICA), with a BFA in Environmental Design, and attended the Danish Institute for Study Abroad in Copenhagen, Denmark. CREDITS: Music by Markard

32 min
15/04/2019

03 | Need To Know: International College

To stay in the States or not, that is the question we will be answering in this episode. Tune in to learn more about International College and Study Abroad to further your education. -- About Michelle Jamesina and Christina Cheng Christina and Michelle are entrepreneurs that mentor high school and college students in their free time. Both of their businesses are entirely online, and they both travel the world extensively, learning about other cultures and education systems in the process. They both graduated from college in 2015. Michelle is a lifestyle and business coach who helps visionary business owners make more money while still doing good and enjoying life along the way. She has a BFA in Graphic Design from Boston University and also studied at Nanyang Technological University in Singapore. Christina owns Tiny Oak Studio, a graphic and web design business helping socially and environmentally conscious business owners transform their brands. She graduated from the Maryland Institute College of Art (MICA), with a BFA in Environmental Design, and attended the Danish Institute for Study Abroad in Copenhagen, Denmark. CREDITS: Music by Markard

32 min
11/04/2019

02 | Need to Know: How to Pick Your College/University

Is community college an awful idea? Are Ivy League's worth it? What if I don't want to go to college but still want to get a career? Tune in to learn more about what options there are and how to make sure that the choice you make is one that you won't regret. -- About Michelle Jamesina and Christina Cheng Christina and Michelle are entrepreneurs that mentor high school and college students in their free time. Both of their businesses are entirely online, and they both travel the world extensively, learning about other cultures and education systems in the process. They both graduated from college in 2015. Michelle is a lifestyle and business coach who helps visionary business owners make more money while still doing good and enjoying life along the way. She has a BFA in Graphic Design from Boston University and also studied at Nanyang Technological University in Singapore. Christina owns Tiny Oak Studio, a graphic and web design business helping socially and environmentally conscious business owners transform their brands. She graduated from the Maryland Institute College of Art (MICA), with a BFA in Environmental Design, and attended the Danish Institute for Study Abroad in Copenhagen, Denmark. CREDITS: Music by Markard

28 min
30/03/2019

01 | Need to Know: Is College Worth It?

Episode 1: Is College Worth It? In this episode, we dive in to the first question anyone considering college has nowadays: is college worth it? With cost-of-attendance rising and a job market that’s become totally saturated with degree holders, it can get pretty tricky to justify spending thousands on higher education. We discuss how to decide whether college will be worth the cost for you as an individual as well as some of the tricks to make sure you’re picking a college that will give you the most value for the cost. About Michelle Jamesina and Christina Cheng Christina and Michelle are entrepreneurs that mentor high school and college students in their free time. Both of their businesses are entirely online, and they both travel the world extensively, learning about other cultures and education systems in the process. They both graduated from college in 2015. Michelle is a lifestyle and business coach who helps visionary business owners make more money while still doing good and enjoying life along the way. She has a BFA in Graphic Design from Boston University and also studied at Nanyang Technological University in Singapore. Christina owns Tiny Oak Studio, a graphic and web design business helping socially and environmentally conscious business owners transform their brands. She graduated from the Maryland Institute College of Art (MICA), with a BFA in Environmental Design, and attended the Danish Institute for Study Abroad in Copenhagen, Denmark. CREDITS: Music by Markard

24 min

10 Episodes

Creator

Christina and Michelle
Years Active

2K
Episodes

10
Rating

Clean
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Need To Know

Need To Know

Episodes

09 | Getting the Most out of Studying Abroad

10 | Professors. Love them? Hate them? Here’s what to do about it.

08 | The Skills You Need to Know Before You Leave High School

07 | What is Online Learning and how does it compare to Classroom Learning?

06 | Need to Know: Is Art School Worth It?

05 | Need to Know: Student Loans

04 | Need To Know: How to Pick a Major

03 | Need To Know: International College

02 | Need to Know: How to Pick Your College/University

01 | Need to Know: Is College Worth It?

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