E41 Replacing credit bureaus one API integration at a time with Argyle founder Shmulik Fishman Sand Hill Road

In this episode, Erasmus Elsner is talking to Shmulik Fishman, founder and CEO of Argyle, about raising the Series A through an investment memo and the firm’s mission of making user-permissioned employment data ubiquitous and reinvent credit decisioning for lenders and consumers.   
00:00​​ Intro 
00:56 What does Argyle do? 
03:17 Experiencing the pain point 
06:48 Raising the Series A with an investment memo 
11:41 Automated form population 
14:05 Real-time income/employment verification 
17:52 Status quo: credit bureaus 
22:18 Technical/data moats 
26:59 Standing on the shoulders of giants 
28:40 API integrations 
30:28 Screen scraping vs. API scanning 
32:41 Traction and metrics 
35:26 Pricing Strategy 
38:36 Argyle Team 
41:36 Remote-first valuation discount/premium