Retire Texas Style‪!‬ Steve Hoyl

In this episode, Steve and Derrick dissect the impact of the upcoming 2024 election on retirement finances, discussing market volatility, potential recessions, and the looming specter of Social Security uncertainty. From analyzing the aftermath of Tesla layoffs to dissecting the nuances of annuities and tax-saving strategies, Steve and Derrick offer invaluable insights and actionable advice to safeguard your financial future. 

Call Steve today for your FREE Portfolio Review! 
See omnystudio.com/listener for privacy information.

Many Americans are retiring early, but this poses challenges such as healthcare costs and the lack of social security income. Planning for retirement is crucial to address these challenges. A 401k is only one part of the financial puzzle, and there are many other aspects to consider, such as social security, insurance, long-term care, and different investment options. Having a tax strategy is important to minimize the tax burden on inherited assets. It's essential to have a comprehensive plan and consider different strategies to protect and grow your retirement funds.

Get your FREE Tax Planning Analysis!
See omnystudio.com/listener for privacy information.

The conversation focuses on retirement planning and the importance of generating income during retirement. Steve and Derrick discuss the misconception of relying solely on a specific savings number and emphasize the need for guaranteed sources of income like Social Security. They also highlight the benefits of fixed annuities and the potential risks and fees associated with variable annuities and 401(k) plans. The conversation concludes with a discussion on the importance of controlling taxes and fees and the need for a comprehensive retirement plan.

Call Steve today for your FREE Income Review! 
See omnystudio.com/listener for privacy information.

In this episode, Steve and Derrick delve into the importance of meticulous planning, tax strategies, and risk assessment to ensure a smooth transition into retirement. Learn how to create a sturdy income plan that lasts through retirement and discover strategies for managing financial risks effectively. From navigating Social Security to mitigating market volatility, Steve and Derrick provide insights into building a retirement plan that stands the test of time.  

Get your CUSTOM Income Review TODAY! 
See omnystudio.com/listener for privacy information.

Are you approaching retirement and feeling overwhelmed by the financial planning process?  On todays episode we will discuss... 


The importance of acknowledging and managing your emotions when planning for retirement.
How to create a realistic budget that considers future expenses, including potential assistance for your children.
Why having a consistent, dependable income stream is crucial for a stress-free retirement.
Strategies to avoid the biggest threat to your retirement security: market downturns.
How tax laws can impact your retirement income and the benefits of tax-planning strategies.

Get your FREE Retirement Roadmap! 
See omnystudio.com/listener for privacy information.

Steve is joined with special guest Shawn O'Keefe, and they explore a crucial tax strategy for maximizing wealth. Discover how this unique approach allows sellers of highly appreciated assets to defer capital gains taxes, keeping more money working for them. Whether you're a small business owner, entrepreneur, or investor, this strategy offers a game-changing exit plan while preserving your hard-earned wealth. Shawn delves into the intricacies of this tax-saving method, shedding light on its applicability to various asset types and its potential for estate planning.   

If you would like more information about this Tax Deferred Strategy call Steve today!  
See omnystudio.com/listener for privacy information.