HH56: We're Live, Bitches‪!‬ Habeas Humor

Welcome to the new format of the Habeas Humor Podcast, visual and live for patrons (everyone else can watch/listen the next day). To become a patron, go to patreon.com/habehumor.
This episode comes out on Juneteenth, so we gotta talk about that. It just became an official legal holiday in Pennsylvania, BTW. 
Slavery is gone, but good old shady American capitalist practices endure. The latest in predatory lending is Chase's new arbitration agreement for bank account and credit card customers. They want you to waive your right to bring a class action lawsuit, but you can opt out so do!!!
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LINKS
Videos:
The Credit Shifu: https://www.youtube.com/watch?v=z8Wjl4f7DOU
Loan Shark: https://youtu.be/oP6abil5JX8
Court Decisions:
https://scholar.google.com/scholar_case?case=13997435562158688431&hl=en&as_sdt=6&as_vis=1&oi=scholarr
https://scholar.google.com/scholar_case?case=17088816341526709934&hl=en&as_sdt=6&as_vis=1&oi=scholarr
https://www.supremecourt.gov/opinions/17pdf/16-285_q8l1.pdf
Articles and References:
Juneteenth:
https://www.pbs.org/wnet/african-americans-many-rivers-to-cross/history/what-is-juneteenth/https://en.m.wikipedia.org/wiki/Juneteenth https://en.m.wikipedia.org/wiki/Al_Edwards https://www.thehistorymakers.org/biography/honorable-albert-edwards https://www.legis.state.pa.us/CFDOCS/billInfo/bill_history.cfm?syear=2011&sind=0&body=H&type=B&bn=2190 https://www.legis.state.pa.us/cfdocs/billInfo/bill_history.cfm?syear=2019&sind=0&body=H&type=B&bn=619 Banks:
https://thinkprogress.org/chase-just-tried-to-screw-its-credit-card-holders-heres-how-you-can-screw-them-back-530249232b32/ https://www.creditcards.com/credit-card-news/credit-card-debt-statistics-1276.php https://www.creditcards.com/credit-card-news/credit-cards-by-type-balances-by-credit-tier.php https://www.fool.com/the-ascent/credit-cards/articles/this-is-how-credit-card-companies-hauled-in-163-bi/ https://www.creditcards.com/credit-card-news/credit-card-delinquency-statistics-1276.php https://wallethub.com/edu/cc/credit-card-debt-study/24400/ https://www.creditcards.com/credit-card-news/card-issuers-profits-slip-fed-report.php https://www.cnbc.com/2018/07/13/credit-card-super-users-take-a-330-million-bite-out-of-jp-morga.html https://www.uponarriving.com/2017/01/12/banks-make-money-credit-cards/ https://www.alternet.org/2019/06/a-huge-red-flag-mick-mulvaney-ramps-up-his-effort-to-destroy-the-cfpb-from-within-fires-the-entire-advisory-board/ https://www.consumerfinance.gov/policy-compliance/rulemaking/ https://www.consumerfinance.gov/about-us/newsroom/bureau-proposes-regulations-implement-fair-debt-collection-practices-act/ https://www.npr.org/2018/12/06/673222706/senate-confirms-kathy-kraninger-as-cfpb-director https://www.consumerfinance.gov/about-us/newsroom/cfpb-issues-rule-ban-companies-using-arbitration-clauses-deny-groups-people-their-day-court/ https://www.cnbc.com/2018/06/20/mick-mulvaney-says-cfpb-cant-be-a-gold-standard-agency-while-its-still-elizabeth-warrens-baby.html https://www.bloomberg.com/opinion/articles/2019-06-17/how-housing-finance-enriched-whites-at-