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Prepare to embark on an exciting journey into the realm of hot property markets with Terry Ryder and Tim Graham! Terry & Tim from Hotspotting, are dedicated to providing the most accurate and unbiased research to help investors make informed decisions on where to buy. The Hotspotting Podcast brings you the latest data, trends, and market statistics, along with in-depth discussions on growth areas and the larger factors impacting Australia's property landscape.

Terry & Tim regularly feature special guests from around Australia to share their industry insights and expertise to help investors cut through the noise.

Whether you're a seasoned investor or a first-time buyer, this show is a must-listen for anyone looking to build their knowledge and make smarter investment choices. Terry Ryder, with over 35 years of experience as a specialist researcher and writer in residential property, offers expert insights that are completely independent and free from outside influences. Tim Graham has been a buyers agent and mortgage broker for over 13 years along with working in real estate all over the world.

Join us on the Hotspotting Podcast and discover the hottest opportunities in the Australian property market today!

Hotspotting Terry Ryder & Tim Graham

    • Wirtschaft

Prepare to embark on an exciting journey into the realm of hot property markets with Terry Ryder and Tim Graham! Terry & Tim from Hotspotting, are dedicated to providing the most accurate and unbiased research to help investors make informed decisions on where to buy. The Hotspotting Podcast brings you the latest data, trends, and market statistics, along with in-depth discussions on growth areas and the larger factors impacting Australia's property landscape.

Terry & Tim regularly feature special guests from around Australia to share their industry insights and expertise to help investors cut through the noise.

Whether you're a seasoned investor or a first-time buyer, this show is a must-listen for anyone looking to build their knowledge and make smarter investment choices. Terry Ryder, with over 35 years of experience as a specialist researcher and writer in residential property, offers expert insights that are completely independent and free from outside influences. Tim Graham has been a buyers agent and mortgage broker for over 13 years along with working in real estate all over the world.

Join us on the Hotspotting Podcast and discover the hottest opportunities in the Australian property market today!

    Interviews with the 1% - Marion Mays

    Interviews with the 1% - Marion Mays

    Are you ready to take your investment journey to the next level?
    Look no further, because we have exciting news to share with you! We are thrilled to announce our new Hotspotting pre-recorded interviews with some of the top 1% of Australian investors who own 5 or more properties.
    As you may know, in the 2020-2021 financial year, only 0.87% of investors in Australia owned 5 or more investment properties. But what do these successful investors know that the majority don't?
    We have sat down with a number of them to get exclusive insights into their strategies, tips, and personal journeys. Our pre-recorded interviews bring you valuable knowledge and advice from Australian property experts who walk the walk and practice what they preach. Learn from their mistakes, successes, and unique perspectives on property investment. These interviews are a must-watch for anyone looking to build a successful investment portfolio and achieve financial freedom.
    With over 71% of investors owning only one investment property, we understand the challenges and uncertainties that come with growing your portfolio. That's why we have curated a series of interviews that exclusively feature investors with multiple properties. They represent the top 1% of Australian investors and have achieved remarkable success in their investment journey.
    Our pre-recorded interviews are available for you to watch at your convenience, so you can take in all the knowledge and insights at your own pace. Hear firsthand how they navigate the ever-changing property market and make profitable investment decisions. You'll be able to walk away with practical tips and strategies that you can implement in your own investment journey.
    In our latest episode of 'Interviews with the 1%', we are excited to host Marion Mays, the founder of Money Strong
    In this episode, hosted by Tim Graham, Marion shares her property journey that started with buying a commerical property as her first investment, followed by a string of multiple investment properties starting at the age of 25 before finding herself in a dysfunctional relationship with a 7-month-old child and having to lean on her portfolio to not only provide a safe shelter for her and her son but also to fund 15 years worth of family court litigations.

    This is a remarkable story of resilience along with a great reminder that real estate not only provides great shelter and wealth creation but also security for when things turn bad.
     
    About Marion Mays
    Marion is the Founder of Money Strong- a boutique professional mentoring firm that advocates financial literacy and proactive wealth accumulation for Women and men.
    Marion lives by the philosophy that “Every woman should own one little black dress & one piece of real estate in her own name”.

    • 40 Min.
    Australian Population Surge

    Australian Population Surge

    At a time when Australia is buckling under the weight of the dwelling shortage problem, population growth is occurring at record levels, mostly because we are bringing in migrants at unprecedented levels.
    The latest data from the ABS shows that the national population rose 2.5% last year.
    That means 660,000 added to the Australian population, lifting the total close to 27 million – which is a milestone achieved well ahead of the official government forecasts.
    This historically high level of population growth has been fuelled by new people arriving from overseas.
    Overseas migration, in fact, accounted for 83% of the increase in population last year, with the rest achieved with “natural increase”, which means that births exceeded deaths.
    Net overseas migration was 548,800 – up 60% compared to the previous year.
    Those numbers, startling as they are, beg one very big question: where are they all going to live?
    We already have an unprecedented shortage of dwellings in this country, especially dwellings available for rental.
    The current national vacancy rate, according to Domain, is 0.7%.
    Six of the eight capital cities have vacancy rates well below 1%.
    The building industry is unable – for a host of reasons - to produce new dwellings at the rate required to keep up with the rapid growth in household formation.
    Vacancies are destined to go on falling and the serious under-supply of dwellings will not only continue, but get worse.
    And that means the upward pressure on prices and rents will continue.
     

    • 2 Min.
    Ignored Rental Solutions

    Ignored Rental Solutions

    The politicians and talking heads of Australia are willing to consider or recommend ANYTHING as a solution to the rental shortage – anything EXCEPT the only thing that will work.
    And which, incidentally, would be really easy to implement and would have much faster outcomes than the many crackpot schemes that are being suggested.
    Every day mainstream media is full of articles about the rental crisis – with an emphasis on extreme situations, sensationalist headlines and the demonising of landlords as the arch-villains of the situation.
    There are also growing instances of “big idea” solutions – and media loves those as well.
    Some have suggested we can solve the crisis with pre-fabricated homes.
    Others have suggested converting dis-used or under-utilised office space to apartments in inner-city areas.
    There are moves by state and local governments to force people who use short-term letting options like Airbnb to switch to permanent rentals, but independent university analysis has shown that this won’t fix the shortage – because fundamentally Airbnb is NOT the problem.
    Some states are fining people who own properties that APPEAR to be empty, such as holiday homes owned by a family for use by family members – but that won’t have any material impact either – because this, too, is not the cause of the rental shortage.
    There have been suggestions of re-purposing refugee facilities or Covid quarantine facilities or army barracks as rental accommodation for the needy.
    The Greens, in their collective madness, announced in the lead-up to the Queensland local government elections that they would take Brisbane’s biggest horse racing track from its legal owners and turn it into thousands of cheap homes – all for about $40 million, they said - apparently regardless of the reality that the legal owners of the land have rights and the value of the land is, realistically, measured in the hundreds of millions of dollars.
    But media lapped it up and gave it enormous mileage, even though it was pie-in-sky, pixie-eyed, idealistic nonsense, with no practical merit whatsoever.
    There are constant references by politicians and commentators to the need to build more dwellings, although that is NOT the solution to the rental shortage.
    In terms of housing affordability, media is full of alleged solutions like tiny houses, or pre-fab houses, or land-lease arrangements (where you own the house but not the land, on which you have to pay rent).
    All of this fluff in the media is a distraction from the real issues and the only viable solutions.
    We have to provide incentives, rather than discouragements, to the people who provide over 90% of the homes that are rented in Australia – mum-and-dad property investors.
    And politicians at all levels of government have to stop treating the housing industry as a cash cow, because THAT is the main reason why dwellings are so expensive in this country.
     

    • 3 Min.
    Past Doesn't Matter

    Past Doesn't Matter

    One of the factors we’re constantly searching for, among the thousands of markets across Australia, is CHANGE. 
    We’re on the look-out, every day, for locations where the performance of the property market is set to go to another level because of major changes in the local economy.
    We sometimes surprise people by recommending areas that have a POOR TRACK RECORD on capital growth.
    But, essentially, we don’t care about the PAST when we’re choosing locations to recommend. We’re only interested in the FUTURE.
    When we find a location where a major program of infrastructure development is under way, or there’s a big change in the local economy - and we feel confident that this will generate elevated demand for real estate in the area - WE DON’T CARE if that location has delivered minimal growth in the past 10 years.
    Our process, fundamentally, is about the FUTURE.
    Let me illustrate the point with some case studies.
    In the July 2020 edition of our most popular report – the National Top 10 Best Buys report – we listed the Sunshine Coast as our No.1 pick.
    With the benefit of hindsight, it may appear to be a case of the bleeding obvious.
    But, at that time, it was quite different.
    NO ONE wanted to buy Sunshine Coast real estate back then because its track record on capital growth was terrible. 
    At that time, the long-term capital growth averages of most suburbs ranged from 1% per year to 3% per year. A 10-year growth average of 3% per year means it would take 24 years for property values to double  - and property buyers want much better than that.
    In the iconic suburb of Twin Waters, the median house price had dropped 13% in the previous 12 months and the long-term growth average was just 2% a year.
    The vacancy rate for Mooloolaba at that time was above 3%, the precinct around Kawana and Minyama was 3.5% and at Noosa it was above 6%.
    Why would anyone want to buy there in 2020? You would have to be mad, right?
    But anyone who DID follow our recommendation, and bought on the Sunshine Coast in 2020, would have experienced, in the next three years, some of the most spectacular capital growth anywhere in Australia.
    The median house price at Coolum Beach rose from $700,000 in mid-2020 to $1.35 million today – and median unit price rose from $450,000 to $800,000.
    The median house price at Sunshine Beach rose from around $1.5 million at the start of 2020 to $3.5 million by the start of 2022. It more than doubled in two years! And the median unit price rose from $800,000 in 2020 to $1.5 million today.
    At Twin Waters, which had such a poor record in 2020, the median house price rose from $800,000 to $1.5 million by mid-2022.
    There are many, similar, examples throughout the Sunshine Coast market.
    So, WHY did we recommend a location with such as bad track record in 2020?
    Because we didn’t care about the past, we were focussed on the future. 
    Infrastructure projects totalling over $20 BILLION were under way or in planning.
    It was a no-brainer that this would transform the Sunshine Coast market – and it did.
    Here’s another example.
    We were recommending locations in Perth in editions of the Best Buys report in 2021 – three years ago. 
    The April 2021 edition of the report featured the City of Rockingham, an affordable bayside precinct in the south of Greater Perth.
    At that time, most suburbs of Rockingham had long-term capital growth rates of MINUS 1% or 2% per year. In other words, prices there were LOWER in 2021 than they were 10 years earlier!
    Why on earth would anyone recommend a location where property owners had lost money for the previous decade?
    Because we could see THE CHANGE coming – in that location and in Perth generally.
    In the suburb of Golden Bay, the long-term capital growth average in early 2021 was -2% per year. The median house price, then, was $330,000. Today it’s $515,000 – it’s risen almost 60% in three years.
    At Port Kennedy, it’s gone from $350,000 to $550

    • 6 Min.
    The Doubling Game with Andrew Courtney of Plenitude Wealth

    The Doubling Game with Andrew Courtney of Plenitude Wealth

    It’s true that if you invest wisely, you can grow substantial wealth through property investment but how big can you go?
    Can you double your net assets and keep doubling them to hit a $1million or $10 million or even $1billion?
    Strategic financial adviser, Andrew Courtney of Plenitude Wealth, says you can and he will join Hotspotting founder Terry Ryder on Wednesday 20 March for a webinar to reveal how the “Doubling Game” and real estate investment can accelerate the process.
    Courtney, an acknowledged expert on The Doubling Game, explains it like this: If you start off with $1,000 and double it 10 times you get to $1 million. Double it 10 more times you get to $1 billion. In other words, if you could double your net assets 20 times you would be a billionaire. It's all about how fast you can double.
    The challenge, as you move along the cycles, is that it becomes harder and harder to speed up the process. Courtney says "achieving this level of wealth is impossible unless you're an investor. Ideally, you would have a scalable business and you need to be an investor as well,” he says. Real estate can be central to the process. Depending on where you are in the game and how much time you have, this will determine how much real estate comes into play.
    In this webinar replay Andrew & Terry discuss the level of capital you need, to achieve the income you need, to create the lifestyle that you want.

    • 47 Min.
    State Laws Make It Worse

    State Laws Make It Worse

    When you have a major national crisis caused by the shortage of a key product, you take steps to facilitate an increase in the provision of the thing that’s in short supply. Right?
    And that would logically involve providing incentives to the people who supply the commodity that’s scarce - or otherwise creating conditions that make it easier for them to create more of that commodity.
    You would, wouldn’t you?
    Well, you would think so in a sensible world, but that’s not what happens in Australia.
    Not in the housing market, where the opposite happens. Federal, state and local governments keep making decisions that make the rental shortage worse and the general under-supply of new dwellings worse.
    In the housing market, there are two things that have a serious under-supply: there’s a shortage of new homes being built and there’s a shortage of properties available for rental.
    Many people think it’s the same thing – that you fix the rental shortage by building more homes, but that’s NOT the solution. 
    They are two separate (although related) issues and both problems are getting more and more serious because politicians keep making them worse.
    We need to build a certain number of new dwellings each year in Australia to keep up with population growth, fuelled in part by overseas migration, and the formation of new households.
    In recent years, Australia has fallen well SHORT of the numbers of new dwellings needed, for a host of reasons.
    The Federal Government has an ambitious target of 1.2 million new homes in five years but there is no chance of this being achieved.
    One of the key reasons that we WON’T build enough new homes is because state and local politicians keep making it harder and more costly to create new dwellings.
    We already have a situation where UP TO HALF of the cost of creating a new house-and-land package is government taxes, fees and charges. 
    Studies have shown that the taxation component of a new house ranges from 35% in cities like Brisbane and Melbourne, up to 50% in Sydney.
    Politicians keep tinkering with the design of new dwellings – in theory, to make them safer, or more accessible, or more environmentally friendly – but every time they change the rules affecting the construction of new homes, they make them more expensive.
    That’s the affordability problem in a nutshell. All levels of government using the housing industry as a cash cow and milk it for revenue through a range of taxes, fees and charges. And they keep making dwellings more expensive with supposedly well-intentioned new rules.
    They also contribute to the shortage of new homes and the higher cost of new homes by taking people resources out of the home building industry to build headline-grabbing new infrastructure projects.
    Many big real estate projects, such as high-rise apartment developments across Australia, have been scrapped because the developers can’t get the tradespeople they need or the materials they need, and because the costs are SO HIGH that building those projects is not financially viable.
    In the ACT, the Territory Government has introduced new rules for the personal liability of directors of dwelling providing entities, including not-for-profit organisations like community housing providers.
    These rules are so severe that it is likely to cause a mass exodus of builders and community organisations from the ACT, thereby worsening the housing shortage there.
    Here’s one of the consequences of these poorly drafted laws: if you join a board of a community housing provider today, and they have a house that was built five years ago and it has defects, you can now be held personally liable for the costs even though you were not on the board when it was built.
    This has come about in Canberra because the Greens, the most destructive force in Australian politics, have a share of power in the ACT government and they regard anyone involved in the housing industry as the enemy.
    Make no mista

    • 9 Min.

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