Views from the Treehouse Richmond Outside

Charles Merritt and his team at Buddy Insurance offer something novel: On-demand accident insurance for mountain biking, rock climbing, kayaking and any other outdoor pursuit (except wingsuiting). Find out why they think the concept will fly...

When Anne Poarch tired of a career in financial services, she turned to hospitality and showcasing the region she loves. Five years later, Basket and Bike, her bike-touring brainchild is growing steadily -- showing visitors and locals alike how to slow down and enjoy the ride.

In the world of paddlers, mountain bikers, surfers, and other outdoors enthusiasts, "dirtbag" isn't a pejorative; it's a lifestyle choice, one Michael Stratton -- local kayaker, ultrarunner, and MTBer -- lives despite also holding down at least one real job. Stratton straddles worlds, but it's hard to keep a girlfriend when home has no heat and a sleeping bag beckons every night.