42 episodes

This show is about tackling the tough conversations about money, our aim is to offer financial literacy so that one can make better decisions with their hard-earned cash. We dive deeper into the terms and conditions that financial institutions may be sweeping under the rug. Each week we bring in a financial expert, Thami Madlala who has been in the financial sector for almost a decade.
Uncensored, The truth about money.

Uncensored, The Truth About Money Kyajunior

    • Education

This show is about tackling the tough conversations about money, our aim is to offer financial literacy so that one can make better decisions with their hard-earned cash. We dive deeper into the terms and conditions that financial institutions may be sweeping under the rug. Each week we bring in a financial expert, Thami Madlala who has been in the financial sector for almost a decade.
Uncensored, The truth about money.

    You Should Know This Stuff!

    You Should Know This Stuff!

    What was planned to be a discussion on the interest rate increase took a different turn and led us into talking about alternative investments.

    It is important for one to do their research before they start to invest. A lot of us invest in what we "like" rather than what will make us profit.

    • 25 min
    Vehicle Financing

    Vehicle Financing

    Vehicle financing can be a confusing topic, but it's an important one for anyone in the market for a new car. In this video, we'll break down the different types of vehicle financing options available and provide you with tips on how to secure the best possible deal. Whether you're looking to buy or lease, our expert advice will help you make an informed decision about financing your next vehicle.

    • 27 min
    Joint Home Loans

    Joint Home Loans

    A joint bond is a bond guaranteed by at least two parties. The income and credit records of all parties are assessed by the bank during the home loan application process. In the case of a couple, if one party defaults, the other will be responsible for the entire bond payment.

    • 30 min
    To buy Or Not To Buy

    To buy Or Not To Buy

    Buying your first home can be sometimes scary and exhausting especially because it can become a lengthy process with additional fees that one needs to pay for upfront. 

    In this episode we try to make things a little bit easier for you by telling you what you should expect and how to deal with potential problems that might come up. 

    • 26 min
    How I got scammed, In South Africa.

    How I got scammed, In South Africa.

    Bank scams require that you share personal financial information with a scammer, install malware on your devices, or use unverified checks and other banking material. This is becoming a regular thing in South Africa so one needs to be extremely alert with information that they decide to share with the public. 

    In this episode, Thami and I share our awful experiences regarding this topic, so please do not learn the hard way like we did. 

    • 41 min
    What is a Ponzi scheme?

    What is a Ponzi scheme?

    Given our current economic situation, crime is running rampant in our streets as well as the virtual world. It is then of utmost importance that we avoid "get rich quick schemes" because they will leave you at a far worse situation than before.

    A Ponzi scheme is a fraudulent investing scam promising high rates of returnwith little risk to investors. A Ponzi scheme is a fraudulent investing scam which generates returns for earlier investors with money taken from later investors. This is similar to a pyramid scheme in that both are based on using new investors' funds to pay the earlier backers.

    • 32 min

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