Finance With Factor Jason Factor

I recap the Real Estate Day on the Hill, a day were realtors, lenders, bankers, and other real estate professionals meet with our state representatives, senators, and a variety of other professionals to advocate for the issues impacting consumers and the business. Listen to this episode for a recap on the bills currently under consideration, our most interesting takeaways from the meetings, and how you can get involved to advocate for your interests.

Real Estate is often at the center of many divorce or separation conversations. The anxiety of dealing with the marital home can even make some couples feel “stuck” together. While working through the home is complicated, with homeowners having historic amounts of equity and rates that may make it difficult to qualify on one income, starting the conversation can be the key to navigating the process. Rebecca Neale, Principal Attorney at Bedford Family Lawyer, shares her advice and #howto build a team that can help you best navigate the early stages of these conversations to have a “good divorce” that serves your entire family’s best interest.

My kids love "Is it Cake" on Netflix. Honestly you cannot tell it is cake until you cut it open. On today's episode, I cut open the pre-underwriting process to explain what goes into a pre-approval and/or pre-commitment. I go beyond the marketing and into the math to share #howto read through the lender lingo and verify if your financing will get to closing. I arm homebuyers, sellers, realtors, and lenders with the steps to a verify they can shop with confidence.

A real estate contract is filled with contingency clauses designed to protect the buyers. But, in a competitive market, everything is negotiable, and many buyers find themselves tempted to waive contingencies to make their offer seem more appealing. Megan Ritter, attorney with Griffin Law, helps us understand the risks and implications of each contingency clause. Strategically crafting these clauses can be a winning plan, but it is important to understand what you are limiting/waving before signing the offer/purchase and sales contract.

Real estate professionals appreciate how stressful a transaction can be, but you often here people say, "it isn't life and death...nobody ever died from a real estate emergency." But, Jenifer Vieira, realtor with Lamacchia Realty, is also an experienced nurse and military parent who has learned how to manage a wide-range of stressful situations. She shares how she uses personal, nursing, and medevac experience to aid her real estate clients. She shares tips and advice on how to triage stressful situations with an action plan. This episode is a must listen for any aspiring homebuyer, realtor, lender, business owner or really anyone who finds themselves frustrated by the stress of finding a home...or just real-life.

There are days you just want a warm hoodie and other days a well starched suit makes you feel like James Bond. Jack Woods, a Professional Clothier with the Tom James Company, joins the podcast to discuss everything from the Fanatics MLB uniform disaster to why dressing in a way that authentically expresses your personality and goals can give you the confidence to be successful.