Money Travels Visa Direct

Welcome to Money Travels Season 2, Episode 3. Fast money movement requires fast security. As money moves more and more quickly, the technical challenges to secure the transactions grow for all parties involved. We have to predict behavior and aim to stop fraud before it happens, often with the help of AI, but you need a pretty big data set to make accurate predictions and to track trends in fraud behavior. That's where Visa Direct's network can come in and it's long history of transactions coupled with decades of developing AI tools that can check, monitor, and protect money movement.
To get a sense of how AI is used today in money movement, we're going to talk to Michael Jabbara, Vice President, Global Head of Fraud Services at Visa, Dr. Anjana Susarla, who's a professor of responsible AI at Michigan State University, and Clara Durodié, an AI strategy specialist and author of Decoding AI in Financial Services. But first, we hear from Tendai Marambire is an ethical security hacker that conducts baseline testing for Visa Direct transactions and along with her team, continuously add new components and new scenarios as new fraud schemes are discovered in the wild.
We hope you enjoy this fascinating new episode of Money Travels, brought to you by Visa.  
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Website https://www.visa.com/visadirectLinkedIn @Visa DirectPresented by Visa
https://usa.visa.com

Welcome to episode 2, season 2 of Money Travels.  In today's internet age, our identity has gone digital. We use our email addresses, phone numbers, social media account logins, and even digital versions of our biometrics to identify ourselves and these digital identifiers can be sent anywhere to anyone. In this episode, we're going to explore digital identity and financial fraud and how bad actors are taking advantage of the shift to synthetic versions of ourselves. We will talk with Tim Sini, who investigated synthetic identity theft and fraud when he was a New York district attorney and Matthieu Charpentier, Vice President and Global Head of Authentication & Identity to talk about what Visa and Visa Direct are doing to help mitigate risk and the challenges of adding security measures in an environment where end users are used to a pretty frictionless experience. We even explore the ways in which generative artificial intelligence is shaping the landscape. Listen now.
We hope you enjoy this fascinating new episode of Money Travels, brought to you by Visa.  
Follow Us
Website https://www.visa.com/visadirectLinkedIn @Visa DirectPresented by Visa
https://usa.visa.com

Welcome to Money Travels. For Season 2 we're taking a broad look at the global money movement landscape and thinking about what changes the next year might bring. Where are the opportunities for growth? What kind of friction is still slowing things down? What might successful partnerships in money movement look like? To give us the bird's eye view, we talk to Luli Peyrelongue, Vice President at Visa Direct as the global head of market expansion. We also speak to Devie Mohan, an influential writer, speaker, and commentator on fintech who has been listed as a top 10 global fintech influencer. She's the co-founder and CEO of Burnmark, a fintech research company, and has helped several banks, fintech startups, innovation groups, and investors understand trends in the industry. Listen now. 
We hope you enjoy this fascinating new episode of Money Travels, brought to you by Visa.  
Follow Us
Website https://www.visa.com/visadirectLinkedIn @Visa DirectPresented by Visa
https://usa.visa.com

Whether your wallet is tucked into your pocket, thrown in your purse, or a swipe away on your smartphone, the way you handle your money has an effect on your actions - whether intentional or not. Today, Pankaj Sharma, Global Lead, Wallets, Product & Commercialization, Visa Direct at Visa and Ani Sane, Co-Founder & Chief Business Officer of TerraPay, sort through what digital wallets are, what digital wallet usage means for our spending habits, and if cash will even be around in 20 years. We hope you enjoy this fascinating new episode of Money Travels, brought to you by Visa.  
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Website https://www.visa.com/visadirectLinkedIn @Visa DirectPresented by Visa
https://usa.visa.com

FinTechs innovate how we pay and get paid. And their meteoric rise would not have been possible without networks like Visa Direct that help modernize payments by enabling transparent, real-time* money movement through eligible debit cards. Today, hear about the infrastructure behind the rise of FinTechs from Anastasia Serikova, Head of Visa Direct, Europe, and Stergios Tsalis, Vice President of Payments Experience at Nuvei, a payment technology platform that provides processing infrastructure and support for businesses to send and receive money. Press play and enjoy this in-depth new episode of Money Travels, brought to you by Visa.
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Website https://www.visa.com/visadirectLinkedIn @Visa DirectPresented by Visa
https://usa.visa.com
Visa Direct capability enabled through a financial institution partner.
Visa Direct product availability and functionality varies by market.
Actual fund availability depends on receiving financial institution and region.
The views and opinions expressed in this podcast are those of the speakers and do not necessarily reflect the views or positions of any entities they represent.
Visa neither makes any warranty or representation as to the completeness or accuracy of the information within this podcast, nor assumes any liability or responsibility that may result from reliance on such information and any information from third parties. The information contained in this podcast is not intended as investment or legal advice, and listeners are encouraged to seek the advice of a competent professional where such advice is required.
All brand names, logos and/or trademarks are the property of their respective owners, and do not necessarily imply product endorsement or affiliation with Visa.
Use cases are for illustrative purposes only. Program providers are responsible for their programs and compliance with any applicable laws and regulations.
The conversion of cryptocurrency (non-fiat currency) to fiat currency (e.g., EUR, USD) occurs outside of Visa’s system. Visa’s involvement in any of these potential use cases is solely to send fiat currency funds using an OCT or AFT.
This podcast contains forward-looking statements within the meaning of the U.S. Private Securities Litigation Reform Act of 1995 that relate to, among other things, our future operations, prospects, developments, strategies, business growth and financial outlook. Forward-looking statements generally are identified by words such as "believes," "estimates," "expects," "intends," "may," "projects," “could," "should," "will," "continue" and other similar expressions. All statements other than statements of historical fact could be forward-looking statements, which speak only as of the date they are made, are not guarantees of future performance and are subject to certain risks, uncertainties and other factors, many of which are beyond our control and are difficult to predict. We describe risks and uncertainties that could cause actual results to differ materially from those expressed in, or implied by, any of these forward-looking statements in our filings with the SEC. Except as required by law, we do not intend to update or revise any forward-looking statements as a result of new information, future events or otherwise.
Certain Visa Direct Services involve the use of third party service providers, other financial institutions (such as network partners) and local clearing schemes.
Availability varies by market. Please refer to your Visa representative for more information on availability.

Visa Direct Wallet capability is under development and not yet commercially
available.
This podcast describes controls for Visa’s internal compliance purposes. Visa Direct clients and participants should always consult and seek approval from their internal compliance teams on sanctions screening controls and processes. Visa Direct clients and participants are solely responsible for their own compliance with applicable laws and regulation

No matter where a business is located, there is a high chance that business has customers in other places around the world. In addition to those goods and services crossing boundaries, so can the payment and the payout. Today, Richard Meszaros, Vice President and Head of Cross Border Money Movement for North America at Visa Direct, and Robert Clayton, Vice President of Digital Payouts at Fiserv, examine the innovations that support and enable budding entrepreneurs, artists and craftspeople who can’t make a living solely by selling their goods locally, and raise fortunes globally. You won’t want to miss this engaging new episode of Money Travels, brought to you by Visa. 
Follow Us
Website https://www.visa.com/visadirectLinkedIn @Visa DirectPresented by Visa
https://usa.visa.com
Visa Direct capability enabled through a financial institution partner.
Visa Direct product availability and functionality varies by market.
The views and opinions expressed in this podcast are those of the speakers and do not necessarily reflect the views or positions of any entities they represent.
Visa neither makes any warranty or representation as to the completeness or accuracy of the information within this podcast, nor assumes any liability or responsibility that may result from reliance on such information and any information from third parties. The information contained in this podcast is not intended as investment or legal advice, and listeners are encouraged to seek the advice of a competent professional where such advice is required.
All brand names, logos and/or trademarks are the property of their respective owners, and do not necessarily imply product endorsement or affiliation with Visa.
Visa Direct product availability and functionality varies by market.
Visa Direct’s actual fund availability depends on receiving financial institution and region.
Use cases are for illustrative purposes only. Program providers are responsible for their programs and compliance with any applicable laws and regulations.
The Visa controls described in this podcast are for Visa’s internal compliance purposes. Visa Direct clients and participants should always consult and seek approval from their internal compliance teams on sanctions screening controls and processes. Visa Direct clients and participants are solely responsible for their own compliance with applicable laws and regulations.
This podcast contains forward-looking statements within the meaning of the U.S. Private Securities Litigation Reform Act of 1995 that relate to, among other things, our future operations, prospects, developments, strategies, business growth and financial outlook. Forward-looking statements generally are identified by words such as "believes," "estimates," "expects," "intends," "may," "projects," “could," "should," "will," "continue" and other similar expressions. All statements other than statements of historical fact could be forward-looking statements, which speak only as of the date they are made, are not guarantees of future performance and are subject to certain risks, uncertainties and other factors, many of which are beyond our control and are difficult to predict. We describe risks and uncertainties that could cause actual results to differ materially from those expressed in, or implied by, any of these forward-looking statements in our filings with the SEC. Except as required by law, we do not intend to update or revise any forward-looking statements as a result of new information, future events or otherwise.
Certain Visa Direct Services involve the use of third party service providers, other financial institutions (such as network partners) and local clearing schemes.
Visa Direct Wallet is not yet commercially available. Please consult your Visa Representative for further information.