Keep The Change

nextAdvisory

Keep The Change - improving Kiwis financial literacy. Ever wanted to learn more about money, the economy, finances and how to have a better financial life? Now you can. This is one of New Zealand's leading financial learning podcasts. I (Luke) wanted to share insights from my life, my role as a Chartered Accountant with successful and failing clients as well as a look at all of the dumb sh!t I have done along the way too. There is also a read of the weekly 'Money Mail' lesson. Please take action :) You can subscribe to the weekly Money Mail lessons that come out at 9am every Friday. See Keepthechange.co.nz FOLLOW ► Instagram https://www.instagram.com/keepthechange_nz/ Tik Tok + Facebook + LinkedIn Check Out My Accounting Practice: www.nextadvisory.nz Hosted on Acast. See acast.com/privacy for more information.

  1. 3 Kids, 30 Ideas. Doing It Sustainably w Rita (Sustaina Grow NZ)

    29 OCT

    3 Kids, 30 Ideas. Doing It Sustainably w Rita (Sustaina Grow NZ)

    Sustainability isn’t just a buzzword for Rita, it’s become a core driver of long-term business success. In this episode, Luke sits down with Rita Hammond, founder of Sustaina Grow NZ, to explore how Kiwi businesses can embrace sustainable practices without sacrificing profitability. Rita shares how Sustaina Grow started while juggling three children under three, relief teaching, and an obsession with building a business that mattered. What began as a passion project has grown into a brand that makes gardening simple, fun, and eco-friendly with wool-based grow mats, bestselling packs like strawberries and garlic, and innovative new products like the Garden Bar Project. We dive into: - The challenges of building a business while raising a young family - Why obsession, not balance, has driven Sustaina Grow’s success - Breaking monthly sales records, scaling warehousing, and embracing bold digital marketing strategies - The power of small sustainable actions at home that can create big change for the planet - Behind-the-scenes stories, from landing a $30K corporate contract with Vodafone (before the product even existed!) This conversation is equal parts raw, inspiring, and practical  showing how determination, innovation, and resilience can turn barriers into breakthroughs. Find Sustaina Grow : Instagram: https://www.instagram.com/sustaina_grow Website: http://sustainagrow.co.nz (https://www.sustainagrow.co.nz/) Country calendar feature: https://youtu.be/O1Q_93OedLY?feature=shared Amy from http://Levridge.co.nz has come on as a sponsor of Keep The Change to help people with their financial planning. Stuck? Find Amy : amy@levridge.co.nz Instagram: https://www.instagram.com/amy.levridge Website: https://www.levridge.co.nz Get tickets to the 2nd annual in person 'keep the change unplugged' event: https://www.ticketmaster.co.nz/keep-the-change-tickets/artist/3925924 Generate are supporting my vision to improve the financial literacy of 100,000 kiwis by sponsoring Keep The Change. Cheers Generate. Head to http://generatekiwisaver.co.nz/change to find out more. Hosted on Acast. See acast.com/privacy for more information.

    1h 5m
  2. Waiting For NZ's Economy to Get Better Won't Work... with Mikey Smith

    24 OCT

    Waiting For NZ's Economy to Get Better Won't Work... with Mikey Smith

    New Zealand isn't the same country it was five years ago. But most Kiwis are still living like it is. We've shifted from a factory economy to a skills-based economy, but everyone's still thinking like it's 1995. While you're waiting for your 2.6% pay rise, house prices are forecast to grow 6% annually. The math doesn't work. Mikey and I break down what's really happening: why everything feels harder, why traditional employment isn't cutting it anymore, and why some people are thriving while others are struggling. This isn't about doom and gloom. It's about seeing the new rules of the game. The people doing well aren't waiting for the government to save them. They're not hoping their boss gives them a pay rise. They've figured out how to get paid for their skills, not their hours. Treasury's own data shows wages growing at half the rate of asset prices. You can keep pretending this will magically fix itself, or you can adapt to the new reality. The country has changed. The question is: will you?Get tickets to the 2nd annual in person 'keep the change unplugged' event: https://www.ticketmaster.co.nz/keep-the-change-tickets/artist/3925924 I believe 100,000 kiwi with better financial literacy will create a better New Zealand. The Generate KiwiSaver Scheme are helping me reach this goal. Cheers Generate. Head to https://generatekiwisaver.co.nz/change to find out more. Amy from https://levridge.co.nz has come on as a sponsor of Keep The Change to help people with their financial planning. Stuck? Find Amy : amy@levridge.co.nz Instagram: https://www.instagram.com/amy.levridge Website: https://www.levridge.co.nz Hosted on Acast. See acast.com/privacy for more information.

    2h 9m
  3. Build Wealth Buying Into the Business You Work For: Phil Smith Next Advisory

    22 OCT

    Build Wealth Buying Into the Business You Work For: Phil Smith Next Advisory

    Most Kiwi employees are sitting on a goldmine and don't even know it. Your boss is probably over 50 and they're thinking about retirement but haven't figured out succession. Meanwhile, you're trading hours for dollars, watching house prices outpace your wages by more than double. Here's what they don't teach you: You can buy into the business you already work for with ZERO cash down. Phil Smith walks through the exact process, from having "the conversation" with your boss, to structuring vendor finance deals that let you pay with future profits. We cover shareholder agreements, valuations, and the traps that catch people out. This isn't some get-rich-quick scheme. It's how smart employees are building real wealth while others complain about not getting ahead. The data is brutal: Treasury forecasts 2.6% wage growth vs 6% house price growth annually. You can't afford to rely on wages forever. Stop waiting for someone else to hand you wealth. Take control of your income. Learn how the game actually works. Find Phil: Book a call with Phil: https://calendly.com/philsmith/buying Website: https://nextadvisory.nz LinkedIn: https://www.linkedin.com/in/phillipsmithca/ Get tickets to the 2nd annual in person 'keep the change unplugged' event: https://www.ticketmaster.co.nz/keep-the-change-tickets/artist/3925924 I believe 100,000 kiwi with better financial literacy will create a better New Zealand. The Generate KiwiSaver Scheme are helping me reach this goal. Cheers Generate. Head to https://generatekiwisaver.co.nz/change to find out more. Amy from https://levridge.co.nz has come on as a sponsor of Keep The Change to help people with their financial planning. Stuck? Find Amy : amy@levridge.co.nz Instagram: https://www.instagram.com/amy.levridge Website: https://www.levridge.co.nz Hosted on Acast. See acast.com/privacy for more information.

    52 min

About

Keep The Change - improving Kiwis financial literacy. Ever wanted to learn more about money, the economy, finances and how to have a better financial life? Now you can. This is one of New Zealand's leading financial learning podcasts. I (Luke) wanted to share insights from my life, my role as a Chartered Accountant with successful and failing clients as well as a look at all of the dumb sh!t I have done along the way too. There is also a read of the weekly 'Money Mail' lesson. Please take action :) You can subscribe to the weekly Money Mail lessons that come out at 9am every Friday. See Keepthechange.co.nz FOLLOW ► Instagram https://www.instagram.com/keepthechange_nz/ Tik Tok + Facebook + LinkedIn Check Out My Accounting Practice: www.nextadvisory.nz Hosted on Acast. See acast.com/privacy for more information.

You Might Also Like