Let's Talk About Digital Identity Ubisecure

Let's talk about digital identity with Michelle Beyo, CEO and Founder of FINAVATOR.

In episode 91, Oscar is joined by Michelle Beyo, CEO and Founder of FINAVATOR, to discuss Opening Banking and Open Finance. Discover more about using open banking and open finance to facilitate the future of finance and the role digital identity has within this. Join Michelle and Oscar as they explore what both open banking and open finance are, their mains benefits and potential privacy issues, alongside success stories from around the world and what use cases we can except to see in the future.

"Open finance layered in with a digital identity can truly help us plan better, execute, have better offerings, save money, and be able to plan better for our future."

Michelle Beyo is the CEO & founder of FINAVATOR, an award-winning Payments and Future of Finance Consultancy. She is also a strategic advisor to FinTechs, a Money 20/20 Rise Up alumni, a Global Council Member of Women in Payments, the Membership Chair at Canadian Prepaid Providers Organization, a Payment Advisor at National Crowdfunding and FinTech Association of Canada, and a Board Member at Open Banking Initiative Canada.

Michelle started FINAVATOR as she is passionate about payments and financial inclusion. She has 20 years of extensive industry experience driving innovation across the retail and payments industry. Michelle Beyo was named the “Top 30 Best CEOs of 2021” by The Silicon Valley Review and FINAVATOR was awarded "Most Influential Leader in FinTech Consulting - Canada" in 2020.

Find out more about FINAVATOR at www.finavator.com or Michelle Beyo at www.michellebeyo.com.

Connect with Michelle and FINAVATOR on LinkedIn.

We’ll be continuing this conversation on Twitter using #LTADI – join us @ubisecure!

Go to our YouTube to watch the video transcript for this episode.

Let's talk about digital identity with Magnus Kardell, Product Owner for SignPort, Knowit.

In episode 90, Oscar is joined by Magnus Kardell, Product Owner for SignPort at Knowit, to explore digital signatures in Sweden – including the main challenges that public and private organisations face when looking for a digital signature solution, how to solve these challenges and what regulations signatures solutions need to comply with in Sweden.

"It's demand for high availability, and demand for high level automation. That means you need to be able to validate the document electronically to the person who has signed it."

Magnus Kardell is the Product Owner for SignPort, an IP product developed by Knowit enabling high-security e-identification and e-signatures. He is a specialist in identification and signing services, with a focus on IAM, and SSO federations. Magnus started his career in this field in 2013 and has since gained extensive experience in the public sector, catering to clients with high-security standards and needs. With a strong background in the industry, Magnus is dedicated to delivering innovative and secure solutions to his clients through SignPort.

Connect with Magnus on LinkedIn or via email.

We’ll be continuing this conversation on Twitter using #LTADI – join us @ubisecure!

Go to our YouTube to watch the video transcript for this episode.

Let's talk about digital identity with Oscar Santolalla, Ann Cavoukian and Katryna Dow.



In this latest episode within the Identity Story Series, Ann Cavoukian, creator of Privacy by Design and Katryna Dow, CEO at Meeco, join Oscar to explore the road to becoming ISO 31700 for Privacy by Design. They discuss the importance of Privacy by Design and how it can help organisations protect their customers' personal data and comply with data protection regulations and the impact of Privacy by Design becoming an ISO Standard.



“If you don't have a strong foundation of security from end to end with full lifecycle protection, you're not going to have any privacy.” ~ Ann Cavoukian



Dr Ann Cavoukian is recognised as one of the world’s leading privacy experts. Dr Cavoukian served an unprecedented three terms as the Information & Privacy Commissioner of Ontario, Canada. There she created Privacy by Design, a framework that seeks to proactively embed privacy into the design specifications of information technologies, networked infrastructure and business practices, thereby achieving the strongest protection possible. In 2010, International Privacy Regulators unanimously passed a Resolution recognising Privacy by Design as an International Standard. Since then, PbD has been translated into 40 languages! In 2018, PbD was included in a sweeping new law in the EU: the General Data Protection Regulation.



Dr Cavoukian is now the Executive Director of the Global Privacy & Security by Design Centre. She is also a Senior Fellow of the Ted Rogers Leadership Centre at Ryerson University, and a Faculty Fellow of the Centre for Law, Science & Innovation at the Sandra Day O’Connor College of Law at Arizona State University.



Listen to Episode 73, where Ann joined the podcast to discuss Privacy by Design, and connect with Ann on LinkedIn.



“One of the really challenging things about privacy and security is if you don't bake it in at the lower layers, if you don't build that foundation, it's really hard to go back and put it into a product or service afterwards.” ~ Katryna Dow



Katryna Dow is the founder and CEO of Meeco; a personal data & distributed ledger platform that enables people to securely exchange data via the API-of-Me with the people and organisations they trust. Katryna has been pioneering personal data rights since 2002, when she envisioned a time when personal sovereignty, identity and contextual privacy would be as important as being connected. Now within the context of GDPR and Open Banking, distributed ledger, cloud, AI and IoT have converged to make Meeco both possible and necessary.



Find out more about Meeco at meeco.me.



For the past three years, Katryna has been named as one of the Top 100 Identity Influencers. She is the co-author of the blockchain identity paper ‘Immutable Me’ and co-author/co-architect of Meeco’s distributed ledger solution and technical White Paper on Zero Knowledge Proofs for Access, Control, Delegation and Consent of Identity and Personal Data. Katryna speaks globally on digital rights, privacy and data innovation.



Listen to Episode 30, where Katryna joined the podcast to discuss Data minimisation, and connect with Katryna on LinkedIn.



Go to our YouTube to watch the video transcript for episode 89.



We’ll be continuing this conversation on Twitter using #LTADI – join us @ubisecure!

Let's talk about digital identity with Adrian Field, Director of Market Development at OneID.

In episode 88, Adrian Field, Director of Market Development at OneID, joins Oscar to explore verifying digital identities with online banking, the importance of online banking-based identity verification alongside it’s benefits for businesses and individuals. Join as they delve into the cross-border challenges that arise from individual country verified identities and how LEIs and UK Trust framework are supporting verified digital identities.

"LEIs have been born out of the financial sector, through regulation. But we do see business use. in all sectors. is useful to be able to enable less fraud within a country, or better and smoother cross-border use cases for companies."

Adrian leads OneID’s market development, working with banks, industry groups, Government and regulators to enable the UK market for ID services to grow and succeed.

He is also engaged with the Open Identity Foundation developing global open standards for identity, and global projects to connect identity schemes cross-border.

Connect with Adrian on LinkedIn.

We’ll be continuing this conversation on Twitter using #LTADI – join us @ubisecure!

Go to our YouTube to watch the video transcript for this episode.

Let's talk about digital identity with Henk Marsman, public speaker and Principal Consultant at SonicBee.

In episode 87, Oscar is joined by Henk Marsman, specialist and public speaker around ethics of digital identity and Principal Consultant of Identity and Access Management at SonicBee. Henk and Oscar explore why local municipalities may need their own digital identity schemes – including how these local schemes differ from national schemes and how they help people missed by national schemes, alongside some examples of live local identity schemes. They also discuss what are the disadvantages of these local identity schemes and how they could be incorporated into wallet-based identification, like eIDAS 2.0.

"Put the human at the centre, what the individual’s needs, what the individuals want to achieve … and that is basically the ethical perspective, or the value perspective on digital identity solutions that we have in the world today."

Henk Marsman combines deep knowledge on digital identity with an ethical view on the impact on individuals and society of digitalization of identity. His research on the ‘ethics of digital identity’ is still ongoing. Henk is involved in initiatives related to national digital identity (including eIDAS2.0), municipal digital identity and specifically for undocumented persons. Next to that he’s supporting organisations through his work at SonicBee, a Dutch IAM boutique firm, in digital identity projects. He has worked for 5 years at a top-three Dutch bank (Rabobank) as the global service owner for the Identity and Access Management services, and prior to that was senior manager with Deloitte, leading the Dutch IAM practice.

Connect with Henk on LinkedIn. Find his personal blog at ThroughIdentity and other blogs and articles at SonicBee.

We’ll be continuing this conversation on Twitter using #LTADI – join us @ubisecure!

Go to our YouTube to watch the video transcript for this episode.

Learn about the commercial and technical aspects of Identity & Access Management, at IAM Academy, Ubisecure’s partner training program.

Let's talk about digital identity with John Jellema, VP of Product Management at Ubisecure.

This is a special, bonus episode on Hybrid IAM, in the lead up to the Gartner Identity and Access Management Summit 2023. Oscar is joined by John Jellema, VP of Product Management at Ubisecure to explore the hot topic of Hybrid IAM including what is meant by hybrid IAM, why and when to consider hybrid IAM, benefits and drawbacks and considerations for orchestration between different clouds.

"Where I think identity access management is going, growing, and continuing is around the areas of security."

For more from John take a look at his blogs or contact the team. Find more information and resources on our Hybrid IAM page.

Join us at the Gartner Identity and Access Management Summit, on the 6-7th March in London. Find the booth and session details or book a demo with the Ubisecure team.

We’ll be continuing this conversation on Twitter using #LTADI – join us @ubisecure!

Go to our YouTube to watch the video transcript for this episode.