294 episodes

A personal finance and investing podcast on money, how it works, how to invest it and how to live without worrying about it. J. David Stein is a former Chief Investment Strategist and money manager. For close to two decades, he has been teaching individuals and institutions how to invest and handle their finances in ways that are simple to understand. More info at moneyfortherestofus.com

Money For the Rest of Us J. David Stein

    • Investing

A personal finance and investing podcast on money, how it works, how to invest it and how to live without worrying about it. J. David Stein is a former Chief Investment Strategist and money manager. For close to two decades, he has been teaching individuals and institutions how to invest and handle their finances in ways that are simple to understand. More info at moneyfortherestofus.com

    Coronavirus and the Financial Impact of Pandemics

    Coronavirus and the Financial Impact of Pandemics

    How pandemics have impacted the economy and financial markets. Where does the coronavirus rank in severity compared to other pandemics. What portfolio changes, if any, should investors make in response to the coronavirus pandemic.

    Topics covered include:Definition of a pandemicThe worst pandemics in the 20th and 21st centuriesWhat are the factors in determining the severity of the coronavirus' impactWhat are the economic ramifications of the coronavirus.How did financial markets perform during previous pandemic episodes.Are there portfolio changes investors should make in response to the coronavirus


    Thanks to Policygenius and LinkedIn Jobs for sponsoring the episode.

    For show notes and more information on this episode click here.

    • 21 min
    Money Is Debt

    Money Is Debt

    How most money, such as currency, bank deposits, money market mutual funds, and repurchase agreements, is really short-term debt, often backed by other debt. As a result, money is subject to runs when investors lose confidence and don't want to own it. That can lead to financial crises.

    Topics covered in this episode include:How counterfeiting currency works.Why most money is debt backed by debt.How a loss of confidence in money leads to bank runs and other financial crises.How demand for U.S. Treasuries as collateral is keeping interest rates low even though the U.S. federal budget deficit is growing.Why the Federal Reserve is considering capping interest rate yields on U.S. Treasuries and what are the risks of doing so.What can individuals do to protect themselves against financial crisis caused by runs on banks and financial securities.


    Thanks to Vistaprint for sponsoring the episode. Use promo code: "david" to get free shipping. Also thank you to The Bouqs Company for sponsoring the show. Use promo code: "david" to get 25% off.

    For show notes and more information on this episode click here.

    • 25 min
    We Are All Financially Vulnerable

    We Are All Financially Vulnerable

    How to protect against financial hardship and assist others who are struggling financially.

    Topics covered include:Why are so many families leaving Central America and seeking to enter the United States.How have U.S. immigration patterns changed.Why immigration leads to higher economic growth.Why unsheltered homelessness is increasing around the world and what strategies have been effective in reducing homelessness.What can individuals do to assist the homeless and others who are in financial distress.


    Note: The original audio file stated that "oftentimes they [the ayslum seekers] wouldn't ever show up for their court case." That is an inaccurate statement. Most asylum seekers attend their court hearing. The audio has been modified to remove the inaccuracy.

    Thanks to The Bouqs Co. for sponsoring the episode. Use code: david. Also thanks to Policygenius for being a long-time sponsor of the show.

    For show notes and more information on this episode click here.

    • 27 min
    Why You Should Care About Carry Trades

    Why You Should Care About Carry Trades

    How investors make money with carry trades, how central banks encourage such trades, and what are the dangers to financial markets and the economy when carry trades get too big.

    Topics covered include:What are the attributes and examples of carry trades.Why do carry trades exist even though investors can suffer massive losses.What was Volmageddeon and Francogeddan.How central banks are the largest carry traders and their actions encourage even more carry trades.Why carry trades are deflationary and lead to systemic risk.What should individual investors do about carry trades and how to take advantage of carry crashes.Thanks to Robinhood and NetSuite for sponsoring the episode

    For show notes and more information on this episode click here.

    • 30 min
    Is GDP the Best Measure of Happiness and Well-being?

    Is GDP the Best Measure of Happiness and Well-being?

    What factors determine the well-being of an individual or nation and why gross domestic product is an inadequate measure of prosperity.

    Topics covered include:Evidence many Americans are poorer than before the Great Recession.Why life expectancy in the U.S. is falling.How satisifiedare U.S. citizens.What is GDP and why is the U.S. Bureau of Economics developing a new methodologyWhat are the flaws with GDP and why does it fall short in measuring well-being.Which countries around the world are the most and least happy and what are the factors that contribute to that happiness.Why were U.S. founding fathers worried about too many luxuries.How the U.S. in the 19th century followed the same manufacturing model that China does today.Thanks to Policygenius and LinkedIn for sponsoring the episode.

    For show notes and more information on this episode click here.

    • 31 min
    Four Forces That Will Shape the Next Decade

    Four Forces That Will Shape the Next Decade

    How climate change, money, trust and technology will interact to impact financial markets and the economy in the coming decade.

    Topics covered include:Why we change much more over a decade's time than we predict.What is the best approach for transitioning to a new career.What have stocks and bonds returned over the past decade and what are reasonable return expectations for the decade ahead.Examples of how the impact of climate change is being priced into financial transactions.Why Ray Dalio thinks the world has gone mad and the system is broken.Why uncertainties regarding the creation, use and borrowing of money will be reflected in interest rates.How trust and technology will impact global trade and productivity growth.


    Thanks to Cove and Sleep Number for sponsoring the episode.

    For show notes and more information on this episode click here.

    • 22 min

Customer Reviews

Zimzin ,

A great listen even i your tight on time

I find this podcast very interesting and worth listening to. Easy to understand examples, real experience is present at every episode, episodes are short enough to fit into everyday routines and I have enjoyd this podcast alot. Greetings from Finland and thank you for an interesting podast.

Erich Von Salming ,

Eero

Being a total beginner with podcast´s I stumbled upon David´s ”Moneycast” and haven’t been listening nothing else since. Already on episode 16 and worried that I´m going to run out of ”David” this week.
The first episode was great, very simply put, easy to grasp. Thank you for this podcast, can’t wait for new updates. I guess I´ll have to start reading those notes that you so often like to mention :)

Thanks.

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