28 min

#23 - Patrick Stäuble (Teylor) - From SME financing to Lending as a Service Finscale in English

    • Investissement

Lending is one of the major pain points in finance, both from the perspective of lenders and borrowers. I have been following Teylor for a while, and it was high time for me to have a discussion with its CEO, Patrick.

Starting as a solution to lending SMEs in Germany, Teylor cleverly diversified by developing a lending-as-a-service solution and a feature-rich SaaS platform for banks.

Taylor aims to support SMEs while helping financial institutions streamline their lending operations. We also talked with Patrick about the financing aspect and the reasons that led this Switzerland-based startup to structure itself around a securitization vehicle in Luxembourg, enabling various types of lenders to participate in the financing process: junior, senior, and mezzanine tranches.

This approach has allowed them to handle substantial volumes and rapidly expand their business. It is an episode I thoroughly enjoy, combining technicality and European structuring.

Lending is one of the major pain points in finance, both from the perspective of lenders and borrowers. I have been following Teylor for a while, and it was high time for me to have a discussion with its CEO, Patrick.

Starting as a solution to lending SMEs in Germany, Teylor cleverly diversified by developing a lending-as-a-service solution and a feature-rich SaaS platform for banks.

Taylor aims to support SMEs while helping financial institutions streamline their lending operations. We also talked with Patrick about the financing aspect and the reasons that led this Switzerland-based startup to structure itself around a securitization vehicle in Luxembourg, enabling various types of lenders to participate in the financing process: junior, senior, and mezzanine tranches.

This approach has allowed them to handle substantial volumes and rapidly expand their business. It is an episode I thoroughly enjoy, combining technicality and European structuring.

28 min