Impact Healthcare Podcast Lester J. Morales

Welcome to the Impact Healthcare Podcast, where we're revolutionizing the health benefits industry with innovative ideas and game-changing strategies! In our latest episode, host Lester J. Morales has an inspiring conversation with Diana Miller, a benefits advisor at Conor Insurance and a proud Latina trailblazer in Dubuque, Iowa.

Diana's story is a journey of remarkable resilience and triumph. From the bustling streets of Bogota to the heart of the Midwest, she navigates a path paved with determination and success. Raised in an all-girls school in Colombia by American nuns, Diana's education opened doors to unexpected opportunities in the United States. Her experience embodies the spirit of perseverance and the power of diversity.

Lester and Diana explore the unique challenges and triumphs of being a Latina in the insurance industry. They delve into diversity and representation, emphasizing why these elements are crucial today. Diana's passion for transforming the benefits landscape shines through as she discusses her commitment to transparency and ethical practices. Their candid conversation covers the
intricacies of negotiating renewals, and the ethical dilemmas advisors often face. Diana provides an insider's look into the hidden dynamics between carriers, brokers, and employers, highlighting the industry's pressing need for honesty and integrity.

This groundbreaking episode of Impact Healthcare is not just informative; it's motivating and story-driven, challenging you to rethink the status quo and positively impact the world of healthcare benefits. Tune in, get inspired, and join us in transforming the industry!

Welcome to Impact Healthcare, where we are committed to making a significant impact on the health benefits industry with our innovative ideas and game-changing strategies. In this insightful episode, hosted by Lester J. Morales, CEO of Next Impact and Transparent Health Benefits, we'll explore the mindset that's needed to drive change in health benefits and its impact on our lives. 

Lester shares his personal journey and the inspiration behind this podcast. Having lost both parents to cancer and witnessed the financial hardships they faced despite having health insurance, he's motivated to transform the healthcare landscape.  

We understand that navigating the healthcare system can be challenging and overwhelming, especially when you're trying to balance your health needs with your financial resources. That's why Lester challenges the status quo by questioning the high compensation of insurance company CEOs, while everyday families struggle to afford healthcare. He likens the current system to giving out participation trophies, where everyone gets rewarded regardless of performance. 

Health insurance isn't broken; it's designed to prioritize profits over people. Lester calls for demanding more, changing the system, and aligning incentives to improve outcomes. He urges employers, advisors, and anyone touched by the healthcare system to change their mindset, take control of their healthcare future, and stop waiting for someone else to fix things.  

If this episode resonates with you, we encourage you to share it widely. Together, we can create a community of fighters striving to improve healthcare. Don't forget to subscribe to the Impact Healthcare podcast on your favorite platform to join the movement! 

Welcome to Impact Healthcare, the podcast that aims to revolutionize the health benefits industry with innovative ideas and strategies! In this episode, we are joined by Amanda Banner, from People's First Insurance, who brings a glimmer of hope to her clients in an era where healthcare costs can seem daunting. Our host, Lester J. Morales, delves into Amanda's journey from burnout to enlightenment in the insurance industry.  

For over two decades, Amanda has been navigating the complexities of insurance. It wasn't until she met Lester that she discovered a new path that saved money and improved client benefits, instead of raising deductibles to save costs.  

During the podcast, Amanda and Lester debunk the myths surrounding self-funding, proving that it can be beneficial for companies of all sizes. Amanda's approach emphasizes the importance of education and transparency, guiding employers away from fear of change and towards a more secure future.  

Using personal anecdotes and real-world examples, Amanda provides a glimpse of hope and possibility, encouraging listeners to reconsider their approach to healthcare benefits.  

Join us for this episode of Impact Healthcare and be part of the movement towards better health benefits! 

Welcome to Impact Healthcare, where we lead the charge in the health benefits industry with bold ideas and game-changing strategies! In our latest episode, join Lester J. Morales as he engages in a thought-provoking conversation with Chris Wolpert, CEO of Group Benefit Solutions (GBS) and a finalist for the 2024 Advisor of the Year. Dive into a story-driven conversation that unveils the journeys of two industry disruptors swimming upstream in the complex world of healthcare benefits! 

Chris's journey started when he was a financial advisor, and he became even more determined to modernize healthcare after the Affordable Care Act passed in 2010. With GBS, Chris hopes to empower clients, eliminate out-of-pocket expenses, and guide employees to the best care possible. His decision to start from scratch, walking away from a lucrative business, was a bold move — an "all-in" bet on himself and his mission. His goal wasn't just to sell insurance; it was to educate and empower clients, to put them back at the center of the conversation. 

Lester and Chris use storytelling techniques to provide insights into the complexities of healthcare benefits and the challenges employers face when navigating the healthcare landscape. They offer a unique perspective on the healthcare benefits sector, highlighting the importance of determination, innovation, and pursuing a better future for all.  

We encourage you to share this episode with your colleagues and peers! Together, we can create a community of fighters striving to improve healthcare.  

Ready to join the healthcare revolution? Subscribe now to the Impact Healthcare podcast on your favorite platform and be part of the change! 

Welcome to the Impact Healthcare Podcast, where we navigate the intricate landscapes of the healthcare industry. In today’s episode, join us as we embark on a journey with special guest Patrick Moore to unravel the complexities of fiduciary responsibility.  



With Patrick’s expertise in corporate accountability and fiduciary obligations, we’ll dissect the tangled web of big insurance companies and pharmacy benefit managers. Together, we’ll shine a light on the crucial role of fiduciary duty in safeguarding our financial well-being and healthcare choices.  

  

Throughout our conversation, we’ll challenge the status quo and confront tough questions often overlooked. Delving deep into the intricacies of the Corporate Accountability Act, we’ll explore its implications for consumers and corporations alike, using real-world examples such as the controversies surrounding Johnson & Johnson.  

  

But our exploration doesn’t end there. Are you unknowingly breaching your fiduciary responsibilities? Let’s find out. And how much do you truly understand about your pharmacy benefit manager? Patrick Moore’s insights will reveal the hidden costs lurking beneath the surface of your health insurance premiums, empowering you to take control of your financial future.  

  

Yet, we can’t do it alone. We need your help to spread the word, share these insights with your colleagues and friends, and hold your advisors accountable.  

The time for complacency is over—it’s time to take action. Tune in to Impact Healthcare Podcast and join us on this journey to better quality healthcare at a lower cost!