Welcome to Informed Choice Radio, the personal finance podcast all about achieving your financial goals in life. New episodes are published every Friday, featuring expert interviews and practical tips for making the most of your money. Your host for Informed Choice Radio is Martin Bamford; a Chartered Financial Planner, Fellow of the Personal Finance Society and personal finance author. Contact Martin at firstname.lastname@example.org with any comments or questions. You can find show notes and archived episodes at https://icradio.co.uk/episodes/.
How the Masters of Private Equity Always Win, with Sachin Khajuria
Private equity was once an investment niche.
Today, the wealth controlled by its leading firms surpasses the GDP of some nations.
My guest on the podcast today is Sachin Khajuria, author of the first true insider’s account of private equity, revealing what it takes to thrive among the world’s hungriest dealmakers.
A former partner at Apollo, Sachin gives readers an unprecedented view inside this opaque global economic engine, which plays a vital role underpinning our retirement systems.
He brings the traits, culture, and temperament of the industry’s leading practitioners to life through a series of vivid and unvarnished deal sketches.
Here's my conversation with Sachin Khajuria, author of Two and Twenty: How the Masters of Private Equity Always Win, in episode 579 of Informed Choice Radio.
Should You Invest in Gold? (The Pros and Cons), with Adrian Ash
What part should gold play in your investment portfolio?
My guest today is Adrian Ash, director of research at BullionVault, the world’s largest online marketplace for gold, silver, platinum and palladium.
Looking after £3 billion of precious metal for more than 100,000 customers, BullionVault offers private investors access to the whole bullion market with online trading, instant settlement, and low-cost storage in secure vaults.
Winner in April 2022 of a third Queen’s Award for Enterprise, BullionVault has been a full member since 2008 of professional trade body the London Bullion Market Association (LBMA) and was chosen in 2017 as online vaulted bullion partner of the mining-industry backed World Platinum Investment Council.
During our conversation today, we talk about the factors influencing the price of gold, why silver is called The Devil’s Metal, and what Russia’s invasion of Ukraine means for the palladium market.
Here’s my conversation with Adrian Ash, director of research at BullionVault, in episode 578 of Informed Choice Radio.
Cascading your wealth, with Marlene Outrim
Do you want to live your life well and enjoy financial security while leaving a legacy for family members?
My guest on today’s show is Marlene Outrim, author of Cascading Your Wealth, a comprehensive guide to putting your affairs in order and making the right choices now about how to pass on your wealth without compromising your current lifestyle.
Marlene is a Certified Financial Planner, Fellow of the CISI, Chartered Wealth Manager and Chartered Financial Planner, as well as holding numerous other professional qualifications and designations.
Her new book discusses the practical, emotional and psychological factors that affect intergenerational wealth and explains the six steps to creating a clear and detailed Family Wealth Plan.
During this conversation, we chat about Marlene’s two rules for cascading wealth, the right time to start thinking about this planning, and some of the complexities associated with wealth transfer planning for blended families.
Here’s my conversation with Marlene Outrim, author of Cascading Your Wealth, in episode 577 of Informed Choice Radio.
How to reduce your energy bills and combat fuel poverty, with James Sommerville
Energy bills are soaring and many of us are wondering what, if anything, we can do to ease the burden.
My guest today is James Sommerville, Head of Business Development at AgilityEco.
AgilityEco is on mission to play a major role in eliminating fuel poverty, to deliver better outcomes for low income and vulnerable families and to prepare Britain’s homes for Net Zero.
They have a vision for a warm, efficient and healthy home for everyone.
By reducing energy bills through energy efficiency and helping people stay warm and well, they will be able to support the most vulnerable in society.
In our conversation today, we talk about some of the government grants available to households who want to reduce their energy use, the steps to consider before installing solar panels, and how we can all address the cost of energy crisis.
Here’s my conversation with James Sommerville, Head of Business Development at AgilityEco, in episode 576 of Informed Choice Radio.
Money mindset, with Makala Green
The financial services profession is often accused of being male, pale and stale.
Things are changing (for the better!) with greater diversity and a younger cohort becoming Financial Planners, bringing with them a valuable perspective and experiences.
My guest on the podcast today is Makala Green, the first Black Female Chartered Financial Planner.
Makala has an extraordinary track record of success, working her way up from a cashier position age 16. She has transformed lives and businesses, working with entrepreneurs, sportspeople, professionals and multi-million-pound companies.
Makala knows how empowering it is to be in control of your finances. She understands how managing your money can change everything for the better. So, Makala has written The Money Edit, her first book, to make great financial planning accessible to everyone.
The Money Edit is a jargon-free, straight-talking guide, giving us the confidence and clarity to understand money and make smarter choices at every stage in life. The book answers all the most common questions Makala has encountered from clients over the years, covering everything from budgeting and investing to buying property and preparing for the future.
During this episode, we chat about what drove Makala’s career success, how we can attract more diversity in financial services, and the mindset required to manage money well.
Here’s my conversation with Makala Green, author of The Money Edit, in episode 575 of Informed Choice Radio.
Critical Thinking Skills: How to Combat Fake News, with Helen Lee Bouygues
In this episode, we're talking about how to think critically about the news and information that you come across every day.
With today's guest, Helen Lee Bouygues, we're chatting about something really important: critical thinking skills.
It seems like more and more lately we're coming across fake news and information that's simply not true.
It can be really hard to tell what's real and what's not, but with some simple techniques, you can start thinking critically about the news you digest, and get a better understanding of what's going on in the world.
Helen Lee Bouygues is one of the most successful women in business transformation. She has served as interim CEO, CFO, or COO for more than a dozen companies. Helen is the founder of The Reboot Foundation, a columnist at Forbes, and currently working on a book on critical thinking.
The Reboot Foundation is dedicated to supporting efforts by individuals and organizations to better integrate critical thinking into our daily lives. They conduct surveys and opinion polls, lead their own research, and support the work of university-affiliated scholars in a shared goal to help improve critical thinking.
In our conversation today, Helen explains why social media is harming our critical thinking skills, how to improve our media literacy, and why the Pope endorsing Donald Trump for his presidency (spoiler alert: he didn't) was the modern birth of what we all know as fake news.
Here's my conversation with Helen Lee Bouygues, founder of The Reboot Foundation, in episode 574 of Informed Choice Radio.
Informed Choice Radio is a fantastic podcast. Martin Bamford secures some excellent guest speakers. The recent podcast with Makala Green, author of The Money Edit, had some real good takeaways as did the podcast with Pete Matthew, author of The Meaningful Money Handbook.
These interviews really change how you view life. A must listen even if your not into personal finance.
Monday’s Great / Friday Drivel
Monday’s are fantastic, Fridays is just lefty utopia drivel