201 episodes

Benjamin Brandt wants to teach you how to retire! Listen in as Benjamin Brandt CFP©, RICP© answers the questions on the minds of the modern retiree, often joined by the top experts in the retirement planning industry. Ask Benjamin a question here: https://retirementstartstodayradio.com/ask-a-question/

Retirement Starts Today Radio Benjamin Brandt CFP®, RICP®

    • Business
    • 3.6 • 5 Ratings

Benjamin Brandt wants to teach you how to retire! Listen in as Benjamin Brandt CFP©, RICP© answers the questions on the minds of the modern retiree, often joined by the top experts in the retirement planning industry. Ask Benjamin a question here: https://retirementstartstodayradio.com/ask-a-question/

    The 4 Stages of Retirement

    The 4 Stages of Retirement

    It’s no secret that we’re living longer than ever. People are living so long that we may soon be seeing 6 generations in a single-family. 
    With people living such a long time it makes retirement planning even more challenging than ever before. Understanding the 4 stages of retirement can help understand the different approaches to money management in each stage. Listen in to learn the 4 stages of retirement and how they can help you plan your retirement. 
    Outline of This Episode [1:42] There may soon be 6 generations in a single family [2:52] You may be in the anticipation stage of retirement [4:23] The reinvention stage is perhaps the most challenging stage [6:52] The reflection stage leads to thoughts on legacy [9:49] Renting vs. owning in retirement Resources & People Mentioned Ken Dychtwald Breaks Down the Four Stages of Retirement Connect with Benjamin Brandt Get the Retire-Ready Toolkit: http://retirementstartstodayradio.com/ Follow Ben on Twitter: https://twitter.com/retiremeasap Subscribe to the newsletter: https://retirementstartstodayradio.com/newsletter Subscribe to Retirement Starts Today on
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    • 15 min
    15 Ways Consumers Can Deal With (and Even Benefit From) Rising Inflation

    15 Ways Consumers Can Deal With (and Even Benefit From) Rising Inflation

    Inflation is weighing heavy on the minds of retirees right now, so when I came across this article on WSJ.com from Cristin Lourosa-Ricardo, I knew I had to share it with you. Listen in to try and find the silver lining of inflation. 
    If you are a financial advisor fan of this show, make sure to stick around until the very end for a special announcement.
    Outline of This Episode [1:38] How to lessen the impacts of inflation [5:19] Why you should buy the car you're leasing [9:00] Control lifestyle creep [14:34] How to balance a portfolio in this economic climate Resources & People Mentioned 15 Ways Consumers Can Deal with–and Even Benefit from–Rising Inflation Episode 247 - What’s Going on with the Market?! with Joseph Hogue Episode 245 - An Active Retirement Could Cost More Money with Thatcher Taylor Capital City Wealth Management on LinkedIn Connect with Benjamin Brandt Get the Retire-Ready Toolkit: http://retirementstartstodayradio.com/ Follow Ben on Twitter: https://twitter.com/retiremeasap Subscribe to the newsletter: https://retirementstartstodayradio.com/newsletter Subscribe to Retirement Starts Today on
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    • 23 min
    Money Can’t Buy Happiness - Or Can It? [Rebroadcast]

    Money Can’t Buy Happiness - Or Can It? [Rebroadcast]

    It’s true, money can’t buy happiness. But does how you choose to spend your money affect your happiness? Today we’ll discuss one article that challenges that old adage. We’ll also discuss a multifaceted question from a listener who just accepted an early retirement package. We’ll help her consider whether to rollover funds into an IRA and figure out what to do with her target-date funds. Listen in to hear the answers to this question and to consider whether money could actually buy happiness.
    For more information, visit the show notes at https://retirementstartstodayradio.com/money-cant-buy-happiness-or-can-it-ep-148/

    • 16 min
    What’s Going on with the Market?! An Interview with Joseph Hogue

    What’s Going on with the Market?! An Interview with Joseph Hogue

    Unless you’ve been living under a rock, you've probably noticed a bit of an issue with the stock market lately. This can be distressing for any retiree, but when the declines in stock prices are coupled with high inflation and rising interest rates, then you have a triple threat to your retirement plans. 
    Today we have a special guest joining the show. Joseph Hogue, CFA from the Let's Talk Money!  YouTube channel, is here to help us understand what the heck is going on with the stock market. If you have been trying to figure out what you should be doing with your portfolio you won’t want to miss this interview with Joseph Hogue
    Outline of This Episode [1:22] What is a CFA? [3:22] What the heck is going on with the stock market? [8:55] Will this be over sooner or later? [10:50] Should we rebalance now? Connect with Joseph Hogue Let's Talk Money! with Joseph Hogue, CFA  MyStockMarketBasics.com Connect with Benjamin Brandt Get the Retire-Ready Toolkit: http://retirementstartstodayradio.com/ Follow Ben on Twitter: https://twitter.com/retiremeasap Subscribe to the newsletter: https://retirementstartstodayradio.com/newsletter Subscribe to Retirement Starts Today on
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    • 18 min
    Father of 4% Rule Urges Caution

    Father of 4% Rule Urges Caution

    We’ve all heard of the 4% rule, but did you know that the creator’s recommendation for it has changed over the years? 
    I recently discovered an article from ThinkAdvisor.com that included an interview with the father of the 4% rule, Bill Bengen. In the retirement headlines segment, we’ll take a close look at the article and learn directly from Mr. Bengen’s perspective and then I’ll offer my own. Don’t miss out on this glimpse into the mind of the creator of the 4% rule. 
    Outline of This Episode [2:12] Manage the risk portion of your retirement nest egg actively [7:00] Adjust your withdrawal rates along with inflation [7:47] My thoughts on using the 4% rule [15:03] Is there a way to improve Jim’s retirement plan? Resources & People Mentioned Father of 4% Rule Urges Caution, Cash as Market Risk Rises The American College of Financial Services The Extraordinary Upside Potential Of Sequence Of Return Risk In Retirement Connect with Benjamin Brandt Get the Retire-Ready Toolkit: http://retirementstartstodayradio.com/ Follow Ben on Twitter: https://twitter.com/retiremeasap Subscribe to the newsletter: https://retirementstartstodayradio.com/newsletter Subscribe to Retirement Starts Today on
    Apple Podcasts, Stitcher, TuneIn, Podbean, Player FM, iHeart, or Spotify

    • 23 min
    An Active Retirement Could Cost More Money with Thatcher Taylor

    An Active Retirement Could Cost More Money with Thatcher Taylor

    Are you planning on enjoying an active retirement? If so, it may cost you more than you think. 
    On this episode of Retirement Starts Today, I interview Thatcher Taylor, the financial advisor behind ProPathFinancial.com. Thatcher and I discuss how to prepare financially and mentally for an active retirement.
    Outline of This Episode [1:42] How to navigate the balance between [3:18] How plan for a longer retirement [9:00] A phased retirement plan could help you stay active [11:55] Do you have a sense of purpose in retirement? [18:33] Check out Thatcher’s YouTube channel Resources & People Mentioned Dr.Peter Attia Connect with Thatcher Taylor Thatcher Taylor on YouTube ProPathFinancial.com @DadBodFinancial on Instagram Connect with Benjamin Brandt Get the Retire-Ready Toolkit: http://retirementstartstodayradio.com/ Follow Ben on Twitter: https://twitter.com/retiremeasap Subscribe to the newsletter: https://retirementstartstodayradio.com/newsletter Subscribe to Retirement Starts Today on
    Apple Podcasts, Stitcher, TuneIn, Podbean, Player FM, iHeart, or Spotify

    • 21 min

Customer Reviews

3.6 out of 5
5 Ratings

5 Ratings

110andyg ,

Outstanding

Benjamin in his thoughtful and practical manner unpicks the nuanced challenges confronting newbee retirees

MBamford ,

Recommended listening

It’s no secret that retirement today is very different to the experience of previous generations. Benjamin does an excellent job answering all of the questions important to the modern retiree. An accessible and informative way to improve your retirement planning knowledge, with wisdom from Benjamin and his carefully chosen guests. Recommended listening.

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