78 episodes

Welcome to Searching for Mana, the podcast focused on tech innovation in finance - FinTech. I'll be meeting with some of the influencers, leaders and founders in the tech and finance space from unicorn companies to financial disruptors. We'll be gaining insight into how they got into FinTech, what they're currently focused on, what their companies are all about, as well as some of the important trends that they've highlighted in the market.

Searching for Mana with Lloyd Wahed The Fintech Times

    • Business
    • 4.9 • 125 Ratings

Welcome to Searching for Mana, the podcast focused on tech innovation in finance - FinTech. I'll be meeting with some of the influencers, leaders and founders in the tech and finance space from unicorn companies to financial disruptors. We'll be gaining insight into how they got into FinTech, what they're currently focused on, what their companies are all about, as well as some of the important trends that they've highlighted in the market.

    Why is the mortgage industry so archaic? | Richard Hayes, Mojo Mortgages

    Why is the mortgage industry so archaic? | Richard Hayes, Mojo Mortgages

    Mojo Mortgages CEO and co-founder Richard Hayes tells Lloyd Wahed how he went from a studying music to founding a leading UK online mortgage broker, that disrupts the sector through its hybrid of smart tech and human mortgage experts.

    After their Series A funding of £7.6 million, mojo has excelled, recently being the finalist at the British Bank Awards 2021. With their acquisition by RVU (the owner of Uswitch, Confused.com and Money.co.uk) underway, this is set to be a monumental deal that will enable mojo to set its vision to scale faster and have a greater impact.

    Richard has over ten years of experience in the financial services sector, this, combined with his passion for technology, is the driving force behind Mojo. On the podcast, Richard and Lloyd discuss the reason Mojo didn’t just focus on the mortgage broking service, and expanded into the development of their own suite of APIs, the creative and musical traits that make so many great founders and what it takes to disrupt the archaic mortgage sector. Plus, Richard shares his favourite books and how to balance family life whilst leading a successful fintech startup.

    Follow Mana Search on Twitter: https://twitter.com/manasearchuk
    Follow Mana Search on LinkedIn: https://www.linkedin.com/company/mana-talent/

    Episode Highlights:
    02:12: The Acquisition annoucements
    04:44: The potential of UK mortgages
    13:48: The first mortgage broker with the API suite
    17:49: Who’re the right people to be on the right problems
    24:37: From music to a fintech founder
    33:34: A book guide for founders
    42:21: Disrupting the mortgage industry
    51:43: Richard’s Mana

    • 53 min
    Do you know where your pension is invested? | Chris Eastwood, Penfold

    Do you know where your pension is invested? | Chris Eastwood, Penfold

    Chris Eastwood, co-founder and co-CEO at Penfold, sits down with Lloyd to talk about how his digital-based pension platform for self-employed workers and SME’s.

    After entering the industry as a consultant with the Big Four, Chris leads now a UK-based fintech company that reached in 18 months 25,000 users with £25m of assets under management. The company is on a mission to give people more visibility and control over the environmental or social impact of their pension investments.

    In this episode, Lloyd and Chris discuss the motivations behind his journey to revolutionise the pension landscape, the opportunities to serve the UK SMEs and self-employed sectors, and Penfold’s partnership with Starling Bank or Just Eat, reaching their 300k SMEs and 18k riders customer base. Later they delve into Chris’ journey as an entrepreneur and the experience of leading a fintech company in midst of the COVID-pandemic.

    Follow Mana Search on Twitter: https://twitter.com/manasearchuk
    Follow Mana Search on LinkedIn: https://www.linkedin.com/company/mana-talent/

    Episodes Highlights:
    01:32: Reaching 25,000 users in 18 months
    06:47: Building an end-to-end backend tech platform
    09:42: How can we track our old pension investments?
    13:37: Balancing the sustainability goals with performance
    21:18 Partnerships with Starling Bank and Just Eat
    30:05: Journey from management consultant, M&A to entrepreneurship
    40:01: Future plans
    44:31: Chris’ Mana

    • 46 min
    Fintech London Week: Fintech for the public good | Lord Holmes, MBE, House of Lords

    Fintech London Week: Fintech for the public good | Lord Holmes, MBE, House of Lords

    This week, Lord Holmes, MBE joins Lloyd in this special episode, within the Fintech Week London 2021, for an enlightening chat about fintech, financial inclusion, crypto and so much more! Lord Holmes is the Vice-Chair of the Parliamentary Groups on Fintech, AI, Blockchain and 4IR. He is a member of the House of Lords Select Committee on Science and Technology and has co-authored Lords Select Committee reports on: Digital Skills, Social Mobility, Financial Inclusion, AI, Intergenerational Fairness and Democracy and Digital Technologies. He has also authored a report on ‘Distributed Ledger Technology for public good: leadership, collaboration, innovation.’

    A ex-Paralympic swimmer, Chris won nine gold, five silvers and one bronze Olympic medal across four Games, including a record haul of six golds at Barcelona 1992.

    Touching on everything from the importance of community building in fintech, UK financial landscape potential, Chris and Lloyd talk everything fintech and crypto has to offer. Then they dig into Chris’ career to provide inspiring advice: how to win gold medals, how to take feedback effectively, the importance of teamwork and other valuable lessons!

    Mana Search on Twitter: https://twitter.com/manasearchuk
    Mana Search on LinkedIn: https://www.linkedin.com/company/mana-talent/


    Episode Highlights:
    02:15: Passing financial services bills
    09:35: Why should fintech IPO in the UK?
    13:38: The UK fintech talent pipeline
    16:36: Chris’ passion for tech
    20:08: Winning Olympic gold medals
    33:59: Predictions for the crypto space
    48:50: Chris’ Mana

    • 52 min
    Should DeFi be regulated? | Jakub Zakrzewski, Kraken

    Should DeFi be regulated? | Jakub Zakrzewski, Kraken

    This week, Kraken’s Managing Director Jakub Zakrzewski joins Lloyd for an enlightening chat about crypto, fintech, angel investment, career progression and so much more! A Forbes 30 under 30 superstar, with experience at companies like Rocket Internet and Revolut, Jakub offers incredible insight into both blockchain and fintech.

    Kraken is one of the world's largest and oldest cryptocurrency exchanges, with more than $1 billion worth of cryptocurrencies stoked to date. Touching on everything from the importance of the centralised side of DeFI, Jakub and Lloyd talk everything crypto has to offer. Then they dig into Jakub’s career to provide crucial advice: how to improve your own career algorithm, how hardworking is the core of many successful stories, how to cold email Revolut’s CEO for a job and other valuable lessons!

    Mana Search on Twitter: https://twitter.com/manasearchuk
    Mana Search on LinkedIn: https://www.linkedin.com/company/mana-talent/

    Episode Highlights:

    02:30: Kraken’s strategic development in APAC
    11:55: Should we regulate DeFI and digital assets industry?
    17:59: The cyclical nature of the cryptocurrencies’ market
    21:08: Building own career’s algorithm and the next-day flight ticket to Malaysia
    26:40 Working with Nik’s from Revolut
    28:28: Building a company from scratch in Hong Kong
    36:46: Angel investing, the traits of best founders and future of fintech
    43:44 Jakub’s Mana

    • 45 min
    The future of software development | Nicholas Mills, CircleCI

    The future of software development | Nicholas Mills, CircleCI

    Nick Mills, CircleCI GM EMEA, joins Lloyd to discuss the future of tech and software engineering. The company, which is a software delivery platform automating development workflows and IT operations, has just reached a $1.7 billion valuation, after the recent $100 million Series F.

    And Nick has a unique perspective on the subject. Since 2008, he joined the tech giants like Microsoft or Facebook (pre-IPO stage), and later worked at Stripe closely with their founders Patrick and John. Since then, he's become an early-stage investor, non-exec director and board advisor in Fintech companies and the mini-CEO for CircleCI EMEA region.

    Lloyd and Nick discuss how Nick joined tech from a law degree, the VC and investment landscape in Europe, and differences between leading at large tech organisations versus early-stage startups. Plus, Nick tells us how software can be a catalyst for innovation and how investing can affect social impact with high leverage.

    Episode Highlights:
    01:32: How can we optimise software development?
    06:59: Global expansion with regionalisation and localisation
    12:47: Trends in software engineering
    18:52: Early-career and joining the tech industry
    25:36: DIfference between launching and scaling a fintech in the US vs Europe
    30:34: Lessons from working with Facebook engineers
    34:39: Working at early-stage startups and large organisation
    42:34: Nick’s Mana
    51:44: CircleCI’s growth plans and the future of software development hiring

    • 1 hr 3 min
    UK banking's most eccentric founder/ceo opens up | Mark Mullen, Atom Bank

    UK banking's most eccentric founder/ceo opens up | Mark Mullen, Atom Bank

    Mark Mullen (CEO anad co-founder of Atom Bank) joins Lloyd to discuss the state of UK fintech, mortgage and SME lending and what it takes to disrupt UK banking.

    And he should know. Throughout his 30 years long career, Mark built his banking experience in a major incumbent bank - HSBC, and later resigned from the CEO position of first direct - one of the earliest adopters of digital UK banking - to take the first step on the next bold phase in his career, In 2014, he founded Atom Bank (with ex-Metro Bank co-founder) - UK’s first mobile bank built, with no branches, and the first digital-only challenger bank to be granted a full UK regulatory licence.

    In this episode, Mark and Lloyd talk about who actually finances the UK banking sectors, why the current account system is broken, can we process a mortgage application in under 15 seconds, as well as the journey of building a company from employee one to +400. Plus, he shares with us, how is it to work with Atom Bank’s strategic advisor - Will.i.am.
    Follow Mana Search on Twitter: https://twitter.com/manasearchuk
    Follow Mana Search on LinkedIn: https://www.linkedin.com/company/mana-talent/

    Episode Highlights:
    03:04: How is the current banking system broken, and who is financing the banking sector
    09:06: Why we shouldn’t have all banking products from one provider
    14:35: How to process a mortgage application under 15 seconds
    22:32: The need to change the banking industry and resigning from the firstdirect CEO role
    27:36: Building a company from employee one to +400 and the importance of the organisational culture
    35:19: The vision for the next 10 years
    40:32: Mark’s Mana

    • 41 min

Customer Reviews

4.9 out of 5
125 Ratings

125 Ratings

May C. Swisher1 ,

역시 재미있고 통찰력 있다!

영국뿐만 아니라 다른 세계적인 핀테크 리더들에 대해 배우는 것이 공부에 많은 도움이 되었다! 대단해^^

Andrew Rowe43 ,

Good lessons for any business owners like me

From Improving founders mental health podcast, I understand that mental health is a key vital area for anyone to improve themselves as a manager or a leader. They would need to improve mental health. I always thought to put my career first and worry about mental health later. But, I now understand that mental health improves the career and that it is synonymous.

Gary Thomas90 ,

Più ospiti come questo per favore

Mi piacciono tutti gli ospiti settimanali, dalla finanza alla tecnologia, passando per la blockchain. Non vedo l’ora sentirne altri!

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