The 2 Cents Podcast the2centspodcast

You know how after uni, it suddenly became obvious who in your group of friends had money and who didn't, and everything felt different? Suddenly Susan is showing you her shopping haul/asking you to go for ~cocktails at a rooftop bar~/posting on Instagram about her skiing trip, while you're crying because your loaf of bread has gone off and you can't afford to buy another one and payday isn't for another four days? This week, we're offering some advice on how to feel better about it all, as well as how to (politely) suggest more budget-friendly activities with your pals.

Links:
Help to Buy –https://www.moneysavingexpert.com/savings/help-to-buy-ISA/
Splitwise – https://www.splitwise.com/

Instagram: @the2centspodcast
Twitter: @the2centspod
Email: the2centspodcast@gmail.com

Balls deep in your overdraft? Missed the last five repayments on your credit card? We're here to help – without telling you that you're LIVING BEYOND YOUR MEANS! or that you need to DRAW UP A BUDGET! because, well, you know that. Deep breath. It's gonna be fine.

Links:
Banks' right to set off – https://www.moneysavingexpert.com/banking/setting-off/
Tesco Bank 0% money transfer credit card – https://www.tescobank.com/credit-cards/money-transfer-card/
Nationwide £500 interest-free overdraft (it used to be for a year, as we say in the episode, but now it's just 3 months – sorry!)– https://www.nationwide.co.uk/products/current-accounts/flexaccount/features-and-benefits
Nextdoor – https://nextdoor.co.uk/
Moneysavingexpert debt resources page (including links to counselling services, template letters to creditors, planning and budgeting tools, utilities companies that offer schemes to help people in debt, etc) –https://www.moneysavingexpert.com/debt-help/

Instagram: @the2centspodcast
Twitter: @the2centspod
Email: the2centspodcast@gmail.com

HOLIDAY! CELEBRATE!

Lots of you are probably booking your summer getaways around now, so this week, we talk about how you can do so on the cheap. Grab a piña colada and tune in!

Links:
Jack's Flight Club – https://jacksflightclub.com/
Bröther meme – https://knowyourmeme.com/photos/1207888-brother-may-i-have-some-oats

Instagram: @the2centspodcast
Twitter: @the2centspod
Email: the2centspodcast@gmail.com