This Property Life Podcas‪t‬ Property Wealth System

This week, the This Property Life panel are joined by mortgage broker, Emma Faulkner to talk about all things property finance, including how to best package the perfect mortgage application, and how to get the best advice from your broker.

 KEY TAKEAWAYS
When approaching a lender, always bear in mind that you are asking for a huge sum of money, so making yourself appear as credible and attractive as possible is essential in getting them to agree.
With investment properties, you will require a physical evaluation. With residential it can be different, and done all but remotely.
The most important thing a new investor can do is work on their credit file. If you have any issues upon your file, add notes where possible. Ensure you're on the electoral role. You must look like a viable option.
With investment properties, if the client takes a 5 year fixed rate, they will get more borrowing, because lenders will know the costs for a minimum of five years.

BEST MOMENTS

'You have to make yourself look as attractive a proposition as you can'

'Most lenders are looking for you to have property ownership for six months'

'Your credit file is your CV for lending'

'It's all about painting the picture'

 VALUABLE RESOURCES

Every Mortgage Solution - https://everymortgagesolution.co.uk

Emma Faulkner LinkedIn - https://www.linkedin.com/in/emma-faulkner-16010a92/?originalSubdomain=uk

emma@everymortgagesolution.co.uk

 This Property Life - https://podcasts.apple.com/gb/podcast/this-property-life-podcast/id1540075591

ABOUT THE SHOW

This Property Life is hosted by the team at Property Wealth System. We are a collective of experienced active investors passionate about all things property.

Mark Winship is an experienced property investor and mentor with a portfolio of HMO and Serviced Accommodation properties across the UK. Mark’s background in coaching high performance athletes has lead to a passion for mentoring people to achieve their life goals using property investment as a vehicle.

Caroline Claydon Caroline Claydon has over 22 years experience in investing in property but it’s only the last 12 years she’s operated as a professional investor.  Her and her husband have built their portfolio throughout the UK covering strategies from buy to let’s, social housing, HMOs, developments and more recently a hotel.  She has travelled the world training people for the last 10 years on how to invest, scale and accelerate their UK property businesses regardless of where they are based.   Caroline loves helping people reach their full potential by changing their mindsets to money, debt, property and investing. 

James D’Souza started investing in property from a young age and now owns a significant portfolio of buy-to-let properties, professional HMO’s and commercial developments. Whilst actively growing his own property business, James helps countless other people start and scale their own property journey.

CONTACT METHOD

You can join Mark, Caroline and James along with a whole host of other like-minded investors in the Property Wealth System Facebook Community:

https://www.facebook.com/groups/propertywealthcommunity

Mark Email: mark@propertywealthsystem.co.uk

Mark Linkedin: https://www.linkedin.com/in/mark-winship-68b34833

Caroline Email: caroline@propertywealthsystem.co.uk

Caroline Linkedin: https://www.linkedin.com/in/caroline-claydon-property/

James Email: james@propertywealthsystem.co.uk

James Linkedin: https://www.linkedin.com/in/james-d-souza-552342104/

See omnystudio.com/listener for privacy information.

In this week's show, James D'Souza talks to Stephen Riley and Bruce Marshall, of Riley Marshall Investments, about the ways in which they turned their property dreams into a reality.

As former lettings agents, Bruce and Stephen saw the potential to grow their own business, and turned a five-figure profit in the very first month. Since then, they have gone on to merge with one of the largest estate agents in the UK. In this episode, hear all about how Stephen and Bruce staked their claim in the property world, and about their plans for the future.

KEY TAKEAWAYS
Taking the steps to build a strong, robust property portfolio is a vital one in creating a passive, diverse income for ourselves. Stephen and Bruce credit their property journey with reducing the stress that would have been caused by the lockdown situation.
The creativity comes from the developing a lucrative deal. Once you have the deal in place, you then need to set about ensuring that it generates a passive income for the life of the investment.
Planning elements can be fragile at the outset of a property journey, but through experience and education come wisdom.
On the upturns in the market, we should seek to maximise profits for the long term. We must use the wins in the present to insulate ourselves against potential losses in the future.

BEST MOMENTS

'If you encounter a challenge you think to yourself, okay - let's deal with it'

'The real wealth was being made by our clients'

'We're exposed to this world, but we're not taking advantage of the potential out there'

'You live and you learn, and part of this journey is paying some of those fees along the way'

VALUABLE RESOURCES

Riley Marshall Investments Facebook - https://www.facebook.com/RileyMarshallInvestments/

Riley Marshall Investments LinkedIn - https://www.linkedin.com/company/riley-marshall-investments/

This Property Life - https://podcasts.apple.com/gb/podcast/this-property-life-podcast/id1540075591

ABOUT THE SHOW

This Property Life is hosted by the team at Property Wealth System. We are a collective of experienced active investors passionate about all things property.

Mark Winship is an experienced property investor and mentor with a portfolio of HMO and Serviced Accommodation properties across the UK. Mark’s background in coaching high performance athletes has lead to a passion for mentoring people to achieve their life goals using property investment as a vehicle.

Caroline Claydon Caroline Claydon has over 22 years experience in investing in property but it’s only the last 12 years she’s operated as a professional investor.  Her and her husband have built their portfolio throughout the UK covering strategies from buy to let’s, social housing, HMOs, developments and more recently a hotel.  She has travelled the world training people for the last 10 years on how to invest, scale and accelerate their UK property businesses regardless of where they are based.   Caroline loves helping people reach their full potential by changing their mindsets to money, debt, property and investing. 

James D’Souza started investing in property from a young age and now owns a significant portfolio of buy-to-let properties, professional HMO’s and commercial developments. Whilst actively growing his own property business, James helps countless other people start and scale their own property journey.

CONTACT METHOD

You can join Mark, Caroline and James along with a whole host of other like-minded investors in the Property Wealth System Facebook Community:

https://www.facebook.com/groups/propertywealthcommunity

Mark Email: mark@propertywealthsystem.co.uk

Mark Linkedin: https://www.linkedin.com/in/mark-winship-68b34833

Caroline Email: caroline@propertywealthsystem.co.uk

Caroline Linkedin: https://www.linkedin.com/in/caroline-claydon-property/

James Email: james@propertywealthsystem.co.uk

Ja

This week, Mark Winship talks to Dean Starr from the Cornerstone Partnership, who swiftly achieved financial security using property investment as a vehicle, and has since dedicated himself to making a difference in the community by providing homes for the homeless.

Dean discusses the way in which he got started in property, and how he has taken his social housing strategy to the next level.

KEY TAKEAWAYS
Cornerstone provides a range of property services, aiming to provide affordable housing to long-term renters. This includes temporary accommodation services, opportunities for longer term tenancies, social lettingsand housing developments.
Many investors are not driven by the need to increase wealth, but have a genuine desire to put something good into the world.
Many in the mainstream believe property owners and landlords to be a force of antagonism, but as Cornerstone have demonstrated, this perception is sometimes false. Property investors can be an empowering force for good.
We can become quickly detached from the normal world, simply through being persistently distracted by our own lives and work. It is worth taking time to realign and refocus upon the things that matter, and help whenever we can.

BEST MOMENTS

'We're a social enterprise property company'

'Even small changes feel like really big wins'

'It beings as an experiment, but then becomes a mission'

'It's a journey for families so that they can own their own home at some point'

VALUABLE RESOURCES

The Cornerstone Partnership - https://www.cornerstonepartnership.co.uk/the-team/

Cornerstone On Facebook - https://www.facebook.com/pg/cornerstonepartnershipsocial/posts/

This Property Life - https://podcasts.apple.com/gb/podcast/this-property-life-podcast/id1540075591

ABOUT THE SHOW

This Property Life is hosted by the team at Property Wealth System. We are a collective of experienced active investors passionate about all things property.

Mark Winship is an experienced property investor and mentor with a portfolio of HMO and Serviced Accommodation properties across the UK. Mark’s background in coaching high performance athletes has lead to a passion for mentoring people to achieve their life goals using property investment as a vehicle.

Caroline Claydon Caroline Claydon has over 22 years experience in investing in property but it’s only the last 12 years she’s operated as a professional investor.  Her and her husband have built their portfolio throughout the UK covering strategies from buy to let’s, social housing, HMOs, developments and more recently a hotel.  She has travelled the world training people for the last 10 years on how to invest, scale and accelerate their UK property businesses regardless of where they are based.   Caroline loves helping people reach their full potential by changing their mindsets to money, debt, property and investing. 

James D’Souza started investing in property from a young age and now owns a significant portfolio of buy-to-let properties, professional HMO’s and commercial developments. Whilst actively growing his own property business, James helps countless other people start and scale their own property journey.

CONTACT METHOD

You can join Mark, Caroline and James along with a whole host of other like-minded investors in the Property Wealth System Facebook Community:

https://www.facebook.com/groups/propertywealthcommunity

Mark Email: mark@propertywealthsystem.co.uk

Mark Linkedin: https://www.linkedin.com/in/mark-winship-68b34833

Caroline Email: caroline@propertywealthsystem.co.uk

Caroline Linkedin: https://www.linkedin.com/in/caroline-claydon-property/

James Email: james@propertywealthsystem.co.uk

James Linkedin: https://www.linkedin.com/in/james-d-souza-552342104/

See omnystudio.com/listener for privacy information.

In this week's show, Caroline Claydon presents another in the 'Deal Diary' series, this time centring around converting properties to use as student accommodations in the shape of HMOs (Houses of Multiple Occupation).

KEY TAKEAWAYS
As a former student, Caroline's partner had a valuable insight into the amount of rents to expect in student areas, as well as the general proportion of profits being made by landlords.
The marketplace for HMOs in student living areas is always crowded. This demonstrates the potential of establishing such ventures in these areas.
Often, investors' mettle is tested by estate agents, in order to determine how serious their investment plans are. If you pass, then valuable relationships can be defined.

BEST MOMENTS

'We wanted to break into HMOs and really level up!'

'The estate agent basically laughed in his face!'

'He knew that if he didn't turn up to that viewing, that he would lose all credibility'

VALUABLE RESOURCES

This Property Life - https://podcasts.apple.com/gb/podcast/this-property-life-podcast/id1540075591

ABOUT THE SHOW

This Property Life is hosted by the team at Property Wealth System. We are a collective of experienced active investors passionate about all things property.

Mark Winship is an experienced property investor and mentor with a portfolio of HMO and Serviced Accommodation properties across the UK. Mark’s background in coaching high performance athletes has lead to a passion for mentoring people to achieve their life goals using property investment as a vehicle.

Caroline Claydon Caroline Claydon has over 22 years experience in investing in property but it’s only the last 12 years she’s operated as a professional investor.  Her and her husband have built their portfolio throughout the UK covering strategies from buy to let’s, social housing, HMOs, developments and more recently a hotel.  She has travelled the world training people for the last 10 years on how to invest, scale and accelerate their UK property businesses regardless of where they are based.   Caroline loves helping people reach their full potential by changing their mindsets to money, debt, property and investing. 

James D’Souza started investing in property from a young age and now owns a significant portfolio of buy-to-let properties, professional HMO’s and commercial developments. Whilst actively growing his own property business, James helps countless other people start and scale their own property journey.

CONTACT METHOD

You can join Mark, Caroline and James along with a whole host of other like-minded investors in the Property Wealth System Facebook Community:

https://www.facebook.com/groups/propertywealthcommunity

Mark Email: mark@propertywealthsystem.co.uk

Mark Linkedin: https://www.linkedin.com/in/mark-winship-68b34833

Caroline Email: caroline@propertywealthsystem.co.uk

Caroline Linkedin: https://www.linkedin.com/in/caroline-claydon-property/

James Email: james@propertywealthsystem.co.uk

James Linkedin: https://www.linkedin.com/in/james-d-souza-552342104/

See omnystudio.com/listener for privacy information.

This week, Caroline Claydon talks to Fenella Walker, who has built a property portfolio worth just under two million pounds in under two years.

Fenella discusses the transition between full-time employment and her property journey, how she turned her most colourful life experiences into her greatest strength, and how she created the incredible property empire that changed her life.

KEY TAKEAWAYS
Property allows a release from the expected path in life. It requires the will to change our lives, but it's never too late to make the change for the better.
Capital is not a requirement in order to get started in property. Education reveals that many strategies can be used that require no money upfront.
Never discount collaborative input, even from those who may otherwise be perceived as rivals. Building a network of fellow investors can supply you with much needed help, especially during the initial phase.
Freeing up time through property has allowed Fenella to chase her dreams of writing her autobiography. The freedom that property brings can allow us to chase the dreams we hold on to.

BEST MOMENTS

'It's not always about the financial side!'

'We were still open to a new challenge'

'What we had was life experience'

'It gave me focus and it gave me a purpose'

VALUABLE RESOURCES

NKL Properties Instagram - https://www.instagram.com/nklproperties/

ME: My Extraordinary Life - by Fenella Walker (Amazon)

ABOUT THE SHOW

This Property Life is hosted by the team at Property Wealth System. We are a collective of experienced active investors passionate about all things property.

Mark Winship is an experienced property investor and mentor with a portfolio of HMO and Serviced Accommodation properties across the UK. Mark’s background in coaching high performance athletes has lead to a passion for mentoring people to achieve their life goals using property investment as a vehicle.

Caroline Claydon Caroline Claydon has over 22 years experience in investing in property but it’s only the last 12 years she’s operated as a professional investor.  Her and her husband have built their portfolio throughout the UK covering strategies from buy to let’s, social housing, HMOs, developments and more recently a hotel.  She has travelled the world training people for the last 10 years on how to invest, scale and accelerate their UK property businesses regardless of where they are based.   Caroline loves helping people reach their full potential by changing their mindsets to money, debt, property and investing. 

James D’Souza started investing in property from a young age and now owns a significant portfolio of buy-to-let properties, professional HMO’s and commercial developments. Whilst actively growing his own property business, James helps countless other people start and scale their own property journey.

CONTACT METHOD

You can join Mark, Caroline and James along with a whole host of other like-minded investors in the Property Wealth System Facebook Community:

https://www.facebook.com/groups/propertywealthcommunity

Mark Email: mark@propertywealthsystem.co.uk

Mark Linkedin: https://www.linkedin.com/in/mark-winship-68b34833

Caroline Email: caroline@propertywealthsystem.co.uk

Caroline Linkedin: https://www.linkedin.com/in/caroline-claydon-property/

James Email: james@propertywealthsystem.co.uk

James Linkedin: https://www.linkedin.com/in/james-d-souza-552342104/

See omnystudio.com/listener for privacy information.

This week, Mark Winship talks to Gary Wales, who offers his unique perspective on a property journey that followed an illustrious career as a professional football player. Gary discusses the culture of financial planning in elite sportsmanship, and what it takes to adapt to a completely new career path.

KEY TAKEAWAYS
Financial education should be encouraged, especially in young people. The foundations we lay for our futures should begin from our youth.
In sports, most of the skills we acquire can be put to tremendous use in property. Both pursuits require determination and the will to succeed, as well as the right mind-set.
Adapting to an entirely new career path can be daunting, but if we supply ourselves with the right education and toolkit, the transition can be entirely seamless.
Property investment is a collaborative pursuit. Assembling the right team, and right network is key to any form of success.

BEST MOMENTS

'You can't actually do property on your own'

'You have to be educated with money - certainly from a young age'

'The discipline side of this is important'

'It's always good to keep the pressure on!'

VALUABLE RESOURCES

Gary Wales Instagram - https://www.instagram.com/hame_property/

Hame Property - http://www.hameproperty.co.uk

ABOUT THE SHOW

This Property Life is hosted by the team at Property Wealth System. We are a collective of experienced active investors passionate about all things property.

Mark Winship is an experienced property investor and mentor with a portfolio of HMO and Serviced Accommodation properties across the UK. Mark’s background in coaching high performance athletes has lead to a passion for mentoring people to achieve their life goals using property investment as a vehicle.

Caroline Claydon Caroline Claydon has over 22 years experience in investing in property but it’s only the last 12 years she’s operated as a professional investor.  Her and her husband have built their portfolio throughout the UK covering strategies from buy to let’s, social housing, HMOs, developments and more recently a hotel.  She has travelled the world training people for the last 10 years on how to invest, scale and accelerate their UK property businesses regardless of where they are based.   Caroline loves helping people reach their full potential by changing their mindsets to money, debt, property and investing. 

James D’Souza started investing in property from a young age and now owns a significant portfolio of buy-to-let properties, professional HMO’s and commercial developments. Whilst actively growing his own property business, James helps countless other people start and scale their own property journey.

CONTACT METHOD

You can join Mark, Caroline and James along with a whole host of other like-minded investors in the Property Wealth System Facebook Community:

https://www.facebook.com/groups/propertywealthcommunity

Mark Email: mark@propertywealthsystem.co.uk

Mark Linkedin: https://www.linkedin.com/in/mark-winship-68b34833

Caroline Email: caroline@propertywealthsystem.co.uk

Caroline Linkedin: https://www.linkedin.com/in/caroline-claydon-property/

James Email: james@propertywealthsystem.co.uk

James Linkedin: https://www.linkedin.com/in/james-d-souza-552342104/

See omnystudio.com/listener for privacy information.