ACap ReCap: Financial and Tax Tips Ara Oghoorian

In this episode, we cover several important topics related to fiduciary financial advisors. First, we explain what a fiduciary financial advisor is, detailing their responsibilities and how they differ from other types of financial advisors. Next, we discuss how you can determine if your financial advisor is a fiduciary, highlighting key indicators and questions to ask. We also explore the various ways a fiduciary financial advisor gets paid, clarifying the fee structures and compensation mod...

Cash Balance plans offer a strategic avenue to enhance retirement savings, optimize tax efficiency, and capitalize on earning potential, particularly during high-income phases. These plans provide more flexibility than traditional pension options while enabling substantial annual contributions, often complementing existing 401(k) or profit-sharing arrangements. In this episode, ACap's Matt Crisafulli is joined by Kevin Palm of Kravitz, Inc., An Ascensus Company, to provide a comprehensi...

Are you looking to save for your child's future education expenses? In my previous episodes, I discussed the benefits and drawbacks of 529 plans. Today, let's delve deeper into this fantastic savings option and explore the wide range of expenses it covers. Stay tuned for valuable insights on maximizing the benefits of a 529 plan!ACap Advisors & Accountants is a financial advisor and CPA firm located in Los Angeles, California. We are a full service wealth management and CPA firm...

Are you aware that you can allocate your required minimum distribution (RMD) to charity? It's a fantastic opportunity to give back! In this episode, we'll delve into:Understanding RMD and its mechanicsExploring qualified charitable distribution (QCD) and the process of donating your RMDLimits on contributions via qualified charitable distributionAdvantages of directly donating your IRA to charityReal-life examples of donating your IRA RMD directly to charityACap Advisors & Accountants is ...

There are a couple of key differences between qualified dividends and non-qualified dividends. The big difference lies in the taxes! Listen closely if you're ready for an in-depth explanation of how this can affect you and your finances.ACap Advisors & Accountants is a financial advisor and CPA firm located in Los Angeles, California. We are a full service wealth management and CPA firm.Schedule a Consultation:https://www.acapam.com/contact/12031 Ventura Blvd., Suite 1Studio City, Califor...

In this episode, we're talking about homeowners insurance—an essential expense for protecting your property. We'll cover the basics, including what you need to know, how much coverage you should aim for, and much more!ACap Advisors & Accountants is a financial advisor and CPA firm located in Los Angeles, California. We are a full service wealth management and CPA firm.Schedule a Consultation:https://www.acapam.com/contact/12031 Ventura Blvd., Suite 1Studio City, California 91604(818) 272-...