Filling The Gaps Matthew Drumm

Keyman Insurance is a life insurance policy that a business takes out on an employee that is crucial to the success of the business. We all know that person. They are the people with multiple employee of the month records. More knowledge about the business then one individual should have. They usually end up being the right hand man to the CEO or everyone knows that they are the next in line to take over. Employees are the heartbeat of the company and if we are lucky the company begins to become the heart beat of that employee as well.

Interested in making sure your best employees are covered? Or yourself? Contact me at drummm@cumbreins.com to get started! 

Credits! 

Music:

Intro: Romance - Kanisan

Theme/Outro: Love Like a River - Sofasound

Thesis: Bloom - Towerz

Conclusion: On My Mind - AYEON

Educating our youth is the most important job that anyone can have. The youth are the future and will one day begin to lead our businesses and our workforce to new heights. It is our job to keep them in school at all costs. Yet, the protection of their valuable information is just as important as the education itself. We have been propelled into uncharted waters with the creation of the Distance Learning model during COVID-19. With new digital mediums being utilized it creates information that passes through unsecure networks. This creates new digitized risks.

Recruiting and retaining employee ideas are crucial to keeping your operations moving at a fast efficient pace. Business owners spend countless hours focusing on creating the best work environment. From ping-pong tables to paid gym-memberships the ideas that are created in attempts to keep and cultivate quality employees in the workplace are endless. Even with all of this a common story that heard is that an employee leaves for better benefits. 

This episode on Filling The Gaps we talk about how using Voluntary Benefits can be the exact option you need to help bring in and keep these employees. As always if you are looking for any type of insurance coverage you can contact me at drummm@cumbreins.com or learn more about the voluntary benefits read the blog post here.

If you would like to take advantage of the special offer at the end of the episode.  I'd be more than happy to help. 

Thank you for listening! 



MUSIC

Theme/Outro: Love like a river - Sofasound

Theme: Super Mario World - BKNAPP REMIX

Welcome to filling The Gaps a podcast about the coverage's you need before you need them. This week we will be getting industry specific on how Cyber Insurance can help protect the cannabis industry.

With Colorado and Washington state leading the charge. They would soon be joined by a dozen other states in legalizing the recreational use of cannabis. This created an opportunity that has been capitalized on in many different ways. However, when opportunity is created for one. It is created for all.

The cannabis industry has been under attack. Cyber attacks to be exact. So, how does this affect the cannabis industry because surely you can’t hack into soil...right? Yes, rest easy. The soil that mother nature has provided has yet to be hacked through technological means. If we look at this multi-billion dollar industry there is no shortage of areas to be hacked and data is not the only thing at risk.

Click the link to learn more about Stephanie Bozzuto and Cannabis Connect. If you found this helpful in anyway. Please, share this with a someone who you know can benefit from this information. Feel free to contact me on LinkedIn

The 3 most common cyber-attacks are DDOS, Ransomware, and Phishing. Have you ever wondered who to call if one of these cyber attacks happen to your business? It always seems like its happening to other people, but when it happens to you who do you call? How can Cyber Insurance help keep your business functioning? 

These are all topics covered in the episode this week. We cover the 3 main cyber attacks as well as examples of how these have effected businesses. Cyber Insurance can help mitigate the repercussions of these attacks.



Have questions about where to go to find this coverage to make sure you have this modern-day policy? Feel free to reach out to me and I'll point you in the right direction! 

Filling The Gaps. A podcast about the coverages you need before you need them. As a business owner, you have so many things on your plate. From running to day to day to continue moving your business towards your vision. You are constantly juggling a thousand different tasks. My goal is to take one of those tasks off of your plate. I'm an experienced insurance agent that is going to summarize the importance of different lines of insurance that you'll need. You may not need them quite yet, but knowledge is half of the battle. I'll break it down into bite-sized pieces for all business owners to understand.