It's No Secret Catherine Emerson & Christine Jensen

Today we're diving into the latest tax changes announced in the 2024 Budget.We'll break down what these changes mean for you, focusing on the new tax thresholds, adjustments to the Independent Earner Tax Credit, and the introduction of the Family Boost initiative.Disclaimer: While we aim to provide clarity on these updates, everyone's financial situation is unique. Our goal is to inform, not to advise on personal decisions.In this episode, we discuss:The impact of the "Back Pocket Boost" and ...

In today's Q&A episode, we'll be answering DM's from the gram as well as a few customer queries from Kernel.This time, we'll be answering questions such as:What are some common pitfalls when investing a lump sum, in this case, we use the 7 million dollar Powerball winnersIf you should tell your friends and family if you win the lottoCan you invest with Kernel while being overseasAre you better off paying more for a property in a grammar zone or send you kids to private school?Do you have ...

Today we’ll be chatting about whether private schools are “worth” the investment.We'll look at both the cost of sending your children to private school vs public, and weigh up some potential pros and cons of doing so.Disclaimer: the school you send your child to is very personal to your family, the child and your financial situation. This is not for us to tell you what to do, nor is this to enforce our views, but more to shed light on factors that might sway you from a financial standpoint.Sp...

Today we’re back to chat about all things relationship property.Relationship property can be a bit of a sticky subject, particularly if you are approaching being in a de facto relationship, looking at getting married or otherwise. To chat with us today is a special guest joining us to share his knowledge on the topic, as we're by no means an expert in this area. Today we're joined by Will Eddowes, General Manager at Agreeable, a Kiwi legal startup that helps couples get relationship prop...

Today we’re back with another Money Moments episode, where we chat to real Kiwis about their experience with money.This time, the real Kiwis are us! In this episode, we’re in the hot seat to give you an update on what’s going on with our lives financially. Our last check-in was back in December about 6 months ago, so let’s get stuck in on what we've been up to.Specifically, we chat about:What Cat's balance sheet is looking like and how it's changed since 2019How Luke's student loan is going, ...

Many of us have goals we're saving towards, whether for the short, medium, or long term.If your goal is in the medium term (3-5 years) or long term (5+ years), you might wonder if you need to adjust your investments or savings strategy as you get closer to achieving it.Or, you might be nearing your goal and not realize it could be beneficial to change your asset class—and that's okay too. So, what should you do as you approach these goals? Let’s discuss.Specifically, we chat about:Is there a ...