Owner Financing & Note Investing Podcast with Dawn Rickabaugh Dawn Rickabaugh

Earlier this month we had a series of solar flares during a few days of high geomagnetic storms. If you haven't already prepared yourself to be out of power for up to a month, this is your wake up call. Can you feed your family, filter water for them, keep them warm and safe?

It is generally not possible, but in this episode, I will show you how I helped reverse engineer a proposed real estate transaction so that the seller, a rehabber, could accept an owner financing offer and walk away with the equivalent of a cash sale.
In this episode:

1:21 Get a Free of my NEW eBook - Boomer Real Estate Rescue.
2:59 How to submit your questions LIVE on Property Paper Live.
4:05 How helping my borrower avoid foreclosure: Got me TWO NEW NOTES!
11:53 Would you buy this $110K note at 7% yield?
24:56 Borrower can't pay the balloon payment at the 2 year maturity date, PROS and CONS of foreclosing on the borrower?
28:30 How to create win-win note terms for all parties without leaving future yields on the table. 34:54 Can you increase your yield by increasing the sales price?
37:36 I’m selling a note, how can I net the spread and create passive income off of future payments?
46:03 LIVE Deal Review: PROS and CONS of Contract for Deed Deals.
53:55 Where to learn more Seller Financing and Notes.

https://notequeen.com/blog/sick-of-being-a-landlord-double-your-rent-with-seller-financing/
In this episode:
03:06 - Unlocking Hassle-Free Income: Leveraging Property and Paper
05:46 - Dawn’s Go-To Financial Calculator for Note Investors
07:11 - Analyzing Cash Flow: Rent vs. Seller Financing
14:40 - Mitigating Risk: Optimal Seller Finance Terms and Down Payment Standards
16:51 - Maximizing Security: Cross-Collateralizing Loans
17:42 - Exploring Acquisition: Purchasing a Plumbing Business with Terms
21:36 - LIVE Transaction Review and Calculator Practice: Crafting Favorable Terms for Commercial Property Acquisition
30:32 - The Porter Family's Journey: Setting Up Success with Favorable Terms
38:47 - Strategic Advantage: "Right of First Refusal" in Seller Financing
41:27 - Ninja Note Strategies: Minimizing Capital Gains
52:09 - Continuing Education: Advancing in Seller Financing and Notes
 

Are there other ways to put deals together that get us around some of the dicey scenarios with real estate and the mortgage industry? We cover a lot of ground in this episode, but an interesting conversation came up about the idea of doing a lease option instead of making a loan. What do you think?
In this episode:
01:12 - Invest in yourself.
01:59 - Stay connected to Dawn.
03:02 - Note Deal follow-up: Win-win solution?
04:46 - Foreclosure snag - On title with unwanted property!
09:35 - Disguised mortgage strategy concerns.
19:22 - Asset climate: Dicey?
24:51 - Lender vs. landlord debate.
25:30 - Banks recovering unloaned money.
27:33 - Are mom and pop investors safe carrying paper on their properties?
30:09 - Why isn't owner financing more common?
32:27 - Choosing a good servicing company.
38:55 - Avoid note investing pitfalls - Trust Deed vs. Mortgage states
40:50 - Judicial truncation for vacant properties?
41:41 - Illinois contract for deed - convert to owner financing?
51:35 - Closing reminders for seller financing.
 

With higher mortgage interest rates, taking over bank loans written at 3% and 4% are all the rage. Everywhere you look investors are getting under contract with subject to seller financing terms, and they flip them to unsuspecting buyers for tens of thousands of dollars. What they fail to realize is that there is 1) a high chance of acceleration (triggering the 'due on sale'), 2) a high chance of getting sued down the road, and 3) a high chance of setting buyers up for financial loss and disappointment.
There is only one way to leverage existing institutional financing 100% legally and in a way the guarantees that the loan won't get 'called' or accelerated. I interview Scott Moyes who has the only Title Holding Trust system I would ever use.
As investors, let's get deals done, solve problems and make money without creating unnecesssary risk for all parties to the transaction. We need to equitably balance risk and reward, and make sure it's good for everyone now, and down the road.

A new financial paradigm is being built as we speak and I want you to be ready for it. We normally talk about passive income via our property and paper (real estate and note investments), and there are equivalents in the crypto blockchain space. Did you know that Stanford just invested 7% of their endowment funds into Bitcoin? Things are changing, and changing fast.