18 episodios

There is so much marketing shoved down our throats on social media, mainstream media, traditional and new age platforms that it is hard to decipher what is what. It is all very convincing and especially in the financial services space it is very emotional. Sean and Anthony are a couple of Australian finance professionals who want to clear the waters and give an unbiased opinion on a range of products, services, books, news stories, and personalities. They deal with a huge amount of technology, hear about and see what works and what doesn't, so this will be them providing another perspective on hot topics and services out there.
Hosted on Acast. See acast.com/privacy for more information.

Tell us what you really think‪!‬ Sean Murphy

    • Economía y empresa

There is so much marketing shoved down our throats on social media, mainstream media, traditional and new age platforms that it is hard to decipher what is what. It is all very convincing and especially in the financial services space it is very emotional. Sean and Anthony are a couple of Australian finance professionals who want to clear the waters and give an unbiased opinion on a range of products, services, books, news stories, and personalities. They deal with a huge amount of technology, hear about and see what works and what doesn't, so this will be them providing another perspective on hot topics and services out there.
Hosted on Acast. See acast.com/privacy for more information.

    S02 E04 - Commercial Leasing and Development - Easy does it in 2024!

    S02 E04 - Commercial Leasing and Development - Easy does it in 2024!

    This week we have Jake Sgarbossa on the show. Jake was recently appointed Head of Commercial at Freedom Commercial. This is a new division for the My Mortgage Freedom network and one they think there will be huge uplift in with the majority of the waves beginning to settle in 2024.
    Commercial asset classes are not going anywhere. Contrary to popular belief a few years ago, the right assets are now more sought after than most residential asset classes.
    Some of the topics we cover:

    Commercial Leasing - Rents are coming up for renewal What assets have performed well vs those that have not in Melbourne Return to work - how will this impact the office leasing environment in 2024-2025 with more and more people returning full timeDevelopers in Victoria - why aren't their projects stacking Funding is important, but don't over leverage
    We hope you get something out of the episode and if you have ay questions you can shoot them our way at sean@mymf.com.au
    Until next week!

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    • 23 min
    S02 E03 - New vs Established - get your insights here! Special Guests: Brant Williams (Peritum Property) & Hamish McIntosh (One Haven Property)

    S02 E03 - New vs Established - get your insights here! Special Guests: Brant Williams (Peritum Property) & Hamish McIntosh (One Haven Property)

    This week we have two guests joining us to give us the low down on what is happening not just in Melbourne, but other capitals across the nation.
    We cover a heap of alpha and what to look out for in this market, we cover:

    Buying for growth vs buying for rental yieldPerth, Adelaide and Brisbane - what's happening and where to from here?How are builders going now compared to years gone by?Property is still a mixed bag across the nation with conflicting results showing in most capitals on the eastern seaboard.What are markets within markets, why certain assets are performing amazingly, yet others are not moving at allWill Melbourne and to some degree, Sydney, re-join the race soon
    We got special guests Brant Williams from Peritum Property with over 20 years experience in the game. He runs a boutique buyers agency in Melbourne specialising in local assets.
    Then we have Hamish McIntosh, Head of Property of OneHaven who has spent the last 10 years since finishing up in the AFL working in the "new" property space, specialising in off the plan opportunities across the nation.
    Jump on and listen to what the boys have to say about their outlook this year.

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    • 29 min
    S2 E02 - Confidence Building in 2024 - Is it too early?

    S2 E02 - Confidence Building in 2024 - Is it too early?

    In this episode we chat about the property market and how listing are influencing the sentiment, how the interest rates being on hold have changed buyer confidence. But are we really out of the murky waters yet?

    Property Boom or Gloom CoreLogic market update - Supply increasing - Demand is not in Victoria Land Tax and how this has impacted Victoria - Is it worth itMarkets within Markets - how pockets have dropped significantly We talk Renovation Vs Upgrading - How do the numbers lookDo banks actually offer hardship relief, will it help or make things worse ATO Debts and how banks perceive them
    This conversation covers a arnage of topic we think are important right now and we hope you enjoy the content.
    Until next time, Sean & Anth

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    • 27 min
    We're Back!! 2024 Episode 1 - All things Property, Technology, and Finance

    We're Back!! 2024 Episode 1 - All things Property, Technology, and Finance

    In this episode we welcome you back for Season 2 - after a hiatus during a very tricky year to navigate we share our thoughts on the Aussie Property Market, Finance methods and Technology developments in the space.
    In this episode we cover:

    2023 Wrap up - what was. 2024 Outlook - We share our thoughts on where we think the market will go this year The "Mortgage Rate Cliff" that never happened - More BS from our trusty media.How rates have influenced the property market, or haven't. Is Victoria cooked when it comes to Investors - does it stack up to invest in property - (new taxes, high rates, low yields)Buyer confidence, where does it sit How banks price their home loans - and why the RBA aren't the only ones to watch
    We hope you enjoy, and if you have any questions, shoot them through to sean@mymf.com.au or anthony@mymf.com.au and we'll answer them as best we can.
    See you next episode!


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    • 27 min
    E14 - Is Brisbane's boom over? Australian economic outlook - no one F'N KNOWS!!

    E14 - Is Brisbane's boom over? Australian economic outlook - no one F'N KNOWS!!

    This week we chat about the state of play with our BOOM or GLOOM segment. We briefly talk about the buoyancy in the purchase markets, we have a quick chat about a softening Brisbane market. Melbourne goes 3 weeks straight with increasing clearance rates.
    We then chat about the state of the Australian economic outlook. WE ARE NOT ECONOMIST!!! We also think that even economists can't get it right. We chat about the outlook being virtually impossible to predicted greater than 3 or so months at the moment.
    Are we relying on old and no longer valid metrics to determine a healthy economy?
    WHY FIXING YOUR HOME LOAN RIGHT NOW IS A TRAP...... We chat about what happened in 2017-2018 when a lot of people got caught out fixing at rates that eventually fell well below their fixed rates.
    Rental property market update - why it is too hard to be a residential landlord now. Tenants have all the power, is it even worth it anymore?
    Then we chat about the global macro feeling at the moment. How bad will it get before it gets better. Are we insulated in Australia to some degree.
    Jump on and we hope you get some value from our chat.
    Show brought to you by Rate Tracker - https://www.ratetracker.com.au/



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    • 22 min
    E 13 - Property Boom or Gloom & How to prepare for the aggressive recent rate rises.

    E 13 - Property Boom or Gloom & How to prepare for the aggressive recent rate rises.

    In under 20 minutes we chat about the most recent rate rises in this episode. We repeat the tactic we are using with our clients to reverse the most recent rate rises.
    We also explain how fixing right now could impact someone given they have become so expensive now.
    The market is moving a lot, we are trying to navigate this as best we can, we are all subject to the impacts from these changes. We are all looking for the best possible solutions as the world grapples with the macro instability in all financial markets. We share our thoughts for free, and will keep going to find better ways to navigate the path over the coming years.
    We hope you enjoy and you can get some value out of this episode.
    Show sponsor: www.ratetracker.com.au

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    • 21 min

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