Hawaii Moves Real Estate Podcast with Joseph Adriano Joseph Adriano

.embed-container { position: relative; padding-bottom: 56.25%; height: 0; overflow: hidden; max-width: 100%; height: auto; } .embed-container iframe, .embed-container object, .embed-container embed { position: absolute; top: 0; left: 0; width: 100%; height: 100%; } Buying a home? Click here to perform a full home search Selling a home? Click here for a FREE Home Price Evaluation  Before paying down your mortgage, you must consider four expenses. Although you may not have considered these things before, now is the time to do so! 1. Pay off credit cards with high interest rates. 2. Build an emergency fund. I highly recommend having six months worth of funds saved up in case something goes wrong. 3. Build up for retirement. It’s never too early. Everyone has to retire eventually. Diversify your plan. Dive into your 401K and real estate investments. 4. Save up for college. Save up for your kids! Like retirement, it’s never too early to start saving up for a college education. Tuition nowadays has been outrageously skyrocketing.   Once you’ve covered these four expenses, you can begin to aggressively pay down your mortgage. If you have any questions about your real estate, give me a call today!

.embed-container { position: relative; padding-bottom: 56.25%; height: 0; overflow: hidden; max-width: 100%; height: auto; } .embed-container iframe, .embed-container object, .embed-container embed { position: absolute; top: 0; left: 0; width: 100%; height: 100%; } Buying a home? Click here to perform a full home search Selling a home? Click here for a FREE Home Price Evaluation  Condos and single-family home prices have both gone up since last year.The average sales price for single-family homes in September was $730,000, which is a 7.5% increase from 2014. The average sales price for condos was $366,000, a 5% increase from 2014.Demand, interests rates, and supply cause interest rates to rise. Demand is very high in Hawaii, and interest rates are still historically low, hovering between 3.5 and 3.7 percent. These low rates fuel the demand, and allow buyers to purchase homes in price brackets they couldn't previously afford. However, supply is low. There are not many homes on the market, which means the buyers have fewer to choose from and will pay more to get the home of their dreams.What does all of this mean? It's still a good time for buyers to come into the market and take advantage of the historically low interest rates. Now is the best time to sell, as sellers can sell quickly and for top dollar. The Hawaii real estate market is hot!If you have any questions, please do not hesitate to give me a call or send me an email. I would be happy to help you!