486 episodes

Welcome to Passive Income Unlocked! Your host, Suja Shyam, reached financial independence by the age of 33 solely through investing in Real Estate. She is passionate about bringing the model of Real Estate Syndications to more people. On the show, she interviews experts in the Real Estate Syndication space and chats with them about their stories, their work, and their "WHY." Suja also interviews passive investors and others who provide valuable insights into personal development and growth. Once a week, Suja has a solo show where she discusses industry topics, her own journey to building Passive Income, and more.

Please do not expect building passive income to be easy. But please DO expect that it is possible for you! This show aims to educate and inspire, thereby closing the real estate investing gap one investor at a time.

Thanks for being here and enjoy the show!

Passive Income Unlocked Sujata Shyam

    • Business

Welcome to Passive Income Unlocked! Your host, Suja Shyam, reached financial independence by the age of 33 solely through investing in Real Estate. She is passionate about bringing the model of Real Estate Syndications to more people. On the show, she interviews experts in the Real Estate Syndication space and chats with them about their stories, their work, and their "WHY." Suja also interviews passive investors and others who provide valuable insights into personal development and growth. Once a week, Suja has a solo show where she discusses industry topics, her own journey to building Passive Income, and more.

Please do not expect building passive income to be easy. But please DO expect that it is possible for you! This show aims to educate and inspire, thereby closing the real estate investing gap one investor at a time.

Thanks for being here and enjoy the show!

    489. Mastering Time Efficiency: Unlocking the Secret to Achieving Your Goals with Austin Zelan

    489. Mastering Time Efficiency: Unlocking the Secret to Achieving Your Goals with Austin Zelan

    How can mastering time efficiency help you achieve your goals and live a more fulfilling life?
     
    In this episode of Mindset Shorts, Suja welcomes back Austin Zelland, a successful entrepreneur and the founder of Cashflowpreneur, to share his valuable insights on time efficiency. Austin discusses how he manages to balance multiple businesses, extracurricular activities, and personal interests by prioritizing tasks, focusing on main goals, and quickly pivoting from one task to another. He shares his journey of learning time efficiency through trial and error, starting from his childhood days when he would find ways to maximize his time at school to have more free time for the activities he loved. Austin also emphasizes the importance of time-blocking, planning, and separating emotions from tasks to achieve greater efficiency and productivity.
     
    Austin Zelan is an American businessman, investor, TEDx speaker, and philanthropist. Throughout his career, he has always focused on productivity and efficiency, finding ways to have more positive impact with his work. This has allowed him to simultaneously run multiple successful businesses, pursue his PhD, and serve on several executive boards. He has a passion to help others grow and achieve more. Austin currently coaches students from around the world to increase their impact, while decreasing inefficiencies. He helps each student create Six Figures in Passive Income through his mentorship program. This proven framework creates generational wealth for his students and allows them to take back control of their time. This has allowed him to shape the investment space to become more efficient and more lucrative for investors.
     
    [00:00:00] - [00:01:30] Mastering the Art of Juggling Multiple Pursuits
    - Prioritize tasks and focus on main goals
    - Learn to pivot quickly between tasks
    - Avoid letting personal matters affect business performance
     
    [00:01:30] - [00:03:30] Developing Time Efficiency Skills from Childhood
    - Find ways to condense the day and maximize free time
    - Start homework during free time at school
    - Simultaneously learn and work on assignments
     
    [00:03:30] - [00:05:30] The Power of Thorough Planning and Time-Blocking
    - Pre-plan the entire week, down to 15-minute intervals
    - Include breaks and personal time in the schedule
    - Raise up other leaders to delegate tasks
     
    [00:05:30] - [00:06:30] Balancing Efficiency with Self-Care
    - Plan for breaks and naps in the schedule
    - Pivot quickly to make the most of free time
    - Separate emotions from tasks to maintain efficiency
     
    [00:06:30] - [00:07:30] Getting Started with Time Efficiency
    - Simplify tasks and avoid procrastination
    - Separate emotions from tasks and focus on what needs to be done
    - Find a balance between efficiency and personal well-being



    Quotes:
    "Time management is the key to make all of this happen because I don't like to do things where I'm not giving my full effort and my full attention." - Austin Zelland
     
    "The more I can separate my emotions from the things that I have to do, the more efficient I become." - Austin Zelland




    Connect with Austin:
    Website: www.cashflowpreneur.com
    Instagram: www.instagram.com/austinzelan
     
    WANT TO LEARN MORE?
    Connect with me through LinkedIn.
    Or send me an email at sujata@luxe-cap.com
    Visit my website, www.luxe-cap.com, or my YouTube channel.
    Thanks for tuning in!
    If you liked my show, LEAVE A 5-STAR REVIEW, like, and subscribe!

    • 10 min
    488. Building a Financial Foundation for Empowerment with Whitney Elkins-Hutten

    488. Building a Financial Foundation for Empowerment with Whitney Elkins-Hutten

    How can you break free from the traditional 9-to-5 grind and create a life that allows you to prioritize what truly matters?
     
    In this segment of Mindset Shorts, Suja welcomes back Whitney Elkins Hutton to discuss her journey towards achieving financial and time freedom. Whitney shares her personal experiences and the turning points that led her to realize the importance of being present for her family and having the flexibility to make choices that align with her values. Throughout the conversation, they explore the concept of the five freedoms - financial, time, choice, location, and impact - and how building a solid financial foundation can unlock these freedoms. Whitney emphasizes that while the journey may not be overnight, with determination and the right strategies, it is possible to break free from the traditional 9-to-5 and create a life on your own terms.
     
    Whitney Elkins-Hutten is the Director of Investor Education at PassiveInvesting.com, Founder of AshWealth.com, author of Money for Tomorrow: How to Build and Protect Generational Wealth published with BiggerPockets, co-author of the international #1 bestseller Resilient Women in Life and Business, host of the Passive Investing Made Simple YouTube show and podcasts, and a partner in $800MM+ in real estate — including over 6500+ residential units, 15 express car washes, and more than 2200+ self-storage units across 11 states—and experience flipping over $5MM in residential real estate.



    (00:00:00 - 00:02:00) The Turning Point: Whitney's Father's Health Crisis
    - Whitney shares how her father's health crisis in 2002-2003 was a turning point in her journey towards time and financial freedom
    - She realized the importance of being there for her family during tough times
    - This experience made her question the traditional work structure and its limitations
     
    (00:02:00 - 00:04:00) Scaling Up and Facing Layoffs
    - As Whitney's daughter was born, she sought more flexibility in her schedule and began investing in real estate
    - In 2017, her department faced layoffs, and she was eventually served a pink slip after dedicating long hours to the company
    - This experience further solidified her desire to create a life with more control over her time
     
    (00:04:00 - 00:06:00) Tasting Freedom and Never Looking Back
    - After being laid off, Whitney took an extended camping trip with her family and realized the power of saying "no" to immediate job offers
    - She discovered the empowerment that comes with having the financial foundation to make choices that prioritize her family and well-being
    - Once she experienced this freedom, she knew she could never go back to the traditional work structure
     
    (00:06:00 - 00:08:00) Building a Financial Foundation for Empowerment
    - Whitney emphasizes that while she didn't have a substantial passive income at the time, her financial foundation allowed her to say "no" for a period of time
    - She discusses the importance of building a solid financial foundation to gain the ability to set boundaries and make empowered decisions
    - Whitney shares how she continued to prioritize her family's needs even as she transitioned into full-time real estate investing
     
    (00:08:00 - 00:11:00) The Five Freedoms: Unlocking a Life of Choice
    - Suja and Whitney discuss the five freedoms: financial, time, choice, location, and impact
    - They explore how financial freedom can be the key to unlocking the other freedoms
    - Whitney encourages listeners to identify which freedoms they truly desire and to work towards creating a life that aligns with those values
     
    Quote:
     
    - "Feeling empowered that you have the right financial foundation and the right amount of passive income coming into where you can actually set some boundaries for yourself is so empowering." - Whitney Elkins Hutton
     
    Connect with Whitney:
     
    Website: PassiveInvestingwithWhitney.com
     
    WANT TO LEARN MORE?
    Connect with me through LinkedIn.
    Or send me an emai

    • 13 min
    487. The Power of Perseverance: Building Mental Resilience for Success with Victoria McGuire

    487. The Power of Perseverance: Building Mental Resilience for Success with Victoria McGuire

    Can pushing yourself to do uncomfortable things on a daily basis really transform your mindset and lead to success in both your personal and professional life?
     
    In this thought-provoking segment of Mindset Shorts, host Suja Shyam welcomes back Victoria McGuire, a seasoned marathon runner and successful multifamily investor. Victoria shares her insights on how the mental toughness and commitment required to run marathons have translated into her success in real estate investing. She emphasizes the importance of doing things you don't want to do and being comfortable with discomfort in order to build mental resilience. Victoria also discusses her experience with the 75 Hard program, a 75-day challenge designed to cultivate self-discipline and mental toughness through daily tasks such as workouts, reading, and adhering to a strict diet. Throughout the episode, Victoria highlights the parallels between the dedication needed to complete a marathon and the perseverance required to succeed in the multifamily investment space.
     
    Victoria McGuire is a real estate investor based in St Petersburg, Florida. She and her husband, Marv, started building their real estate portfolio in the early 2000s before pivoting to larger investments and founding Heartsill Capital Partners. Now they partner with well-established operators on larger multifamily deals to help everyday people accelerate their financial freedom and generate legacy-building wealth. Victoria and her husband specifically target investments in Florida, Georgia, South Carolina, and Texas.



    [00:00:00 - 00:02:00] "Marathons and Multifamily: The Power of Commitment"
    - Mental toughness is key to success in both marathon running and multifamily investing
    - Commitment and drive are essential to pushing through challenges
    - Consistently doing things you don't want to do helps build mental resilience
     
    [00:02:00 - 00:04:00] "Embracing Discomfort: The Path to Growth"
    - Self-discipline involves doing difficult things, even when it's hard
    - Going through tough periods is often necessary to reach success
    - Mental toughness allows you to persevere through challenges
     
    [00:04:00 - 00:06:00] "75 Hard: A Journey to Mental Resilience"
    - The 75 Hard program consists of five daily tasks designed to build mental toughness
    - Tasks include drinking a gallon of water, reading 10 pages of a nonfiction book, following a diet, completing two 45-minute workouts, and taking progress pictures
    - Missing any task requires starting the program over from day one
     
    [00:06:00 - 00:07:00] "Navigating Challenges: Strategies for Success"
    - Having a supportive partner can make challenging programs like 75 Hard more manageable
    - Empty nesters may find it easier to stick to strict routines without the added responsibilities of parenting
    - Incorporating variety in workouts can help maintain interest and motivation
     
    [00:07:00 - 00:08:00] "Embracing the Journey: Final Thoughts"
    - Trying a program like 75 Hard at least once can have a significant impact on personal growth
    - Mental toughness and self-discipline can be cultivated through consistent effort
    - Embracing discomfort and pushing through challenges can lead to success in all areas of life
     
    Quotes:
    "A key part of mental toughness is just doing things that you don't want to do and being comfortable being uncomfortable." - Victoria McGuire
     
    "Sometimes you've got to go through bad periods of your life to get to the good. And I think mental toughness helps you just to get through those." - Victoria McGuire
     
    Connect with Victoria:
    Website: https://heartsillcapitalpartners.com/
     
    WANT TO LEARN MORE?
    Connect with me through LinkedIn.
    Or send me an email at sujata@luxe-cap.com
    Visit my website, www.luxe-cap.com, or my YouTube channel.
    Thanks for tuning in!
    If you liked my show, LEAVE A 5-STAR REVIEW, like, and subscribe!

    • 11 min
    486. The Private Investment Landscape: Risks, Rewards, and Technology with Litan Yahav

    486. The Private Investment Landscape: Risks, Rewards, and Technology with Litan Yahav

    How can technology revolutionize the way passive investors manage their private investments and streamline their financial journey?
     
    In this insightful episode, Sujata Shyam sits down with Litan Yahav, a successful entrepreneur and passive investor, to discuss his journey from selling his 3D diamond imaging startup to navigating the world of private investing. Litan shares his experiences and the challenges he faced while managing multiple passive investments, which ultimately led him to create Vyzer, a platform designed to help passive investors track and manage their investments more efficiently. Throughout the conversation, Litan provides valuable insights into the risks and rewards of private investing, the importance of finding trustworthy operators, and the benefits of using technology to streamline the investment management process.
     
    Litan is a Navy veteran and tech founder who exited his last startup nine years ago to become a full-time passive investor. Driven by his passion for generating wealth and passive income, he created Vyzer, a platform designed to automate the management and control of every type of investment product, keeping passive investing truly passive.
     
     
    [00:00:00] - [00:03:00] From 3D Diamond Imaging to Private Investing
       - Litan's background and entrepreneurial journey
       - Exiting his startup and facing the question of how to deploy capital
       - The decision to invest in private markets, particularly real estate
     
    [00:03:00] - [00:07:00] Navigating the Risks and Rewards of Private Investing
       - Comparing the risks of public and private markets
       - The importance of finding trustworthy operators to mitigate human risk
       - Balancing the risk of time investment with potential returns
     
    [00:07:00] - [00:12:00] The Birth of Vyzer: Solving the Challenges of Managing Passive Investments
       - The challenges of managing multiple passive investments and the lack of suitable solutions
       - Building a software to track investments and the evolution into a startup
       - Key features of Vyzer, including transaction reconciliation, cash flow planning, and investment insights
     
    [00:12:00] - [00:18:00] Leveraging Data and Community Insights to Empower Investors
       - Providing transparency into fund performance and investor activity
       - Analyzing deal flow and offering educational content to help investors make informed decisions
       - The value of a platform like Vyzer in streamlining administrative tasks and saving time
     
    [00:18:00] - [00:21:00] The Future of Private Investing and Advice for Aspiring Investors
       - The advantages of private markets, including cash flow, depreciation, and future upside
       - Comparing the returns and time investment of passive and active investing
       - Tips for getting started with private investing and building initial capital
     
    Quotes:
     
    "The biggest risk in private investing is finding people you can trust - operators who will not lie to you, steal from you, or scam you. That's super important." - Litan Yahav
     
    “When comparing passive and active investing, it's crucial to look at the relationship between the returns and the work required. Sometimes, the exponentially higher time investment in active deals doesn't justify the marginally higher returns compared to passive investing." - Litan Yahav
     
    Connect with Litan:
    Website: vyzer.co
     
    WANT TO LEARN MORE?
    Connect with me through LinkedIn.
    Or send me an email at sujata@luxe-cap.com
    Visit my website, www.luxe-cap.com, or my YouTube channel.
    Thanks for tuning in!
    If you liked my show, LEAVE A 5-STAR REVIEW, like, and subscribe!

    • 23 min
    485. Unlocking Six-Figure Passive Income and The Private Jet Investing Model with Austin Zelan

    485. Unlocking Six-Figure Passive Income and The Private Jet Investing Model with Austin Zelan

     
    Can you really go from being broke to owning a private jet and generating six-figure passive income? Austin Zelan shares his journey and the strategies he uses to help others achieve financial freedom.
     
    In this episode, Sujata Shyam sits down with Austin Zelan, the founder of Cashflow Preneur, to discuss how he helps people achieve six-figure passive income through various investment strategies. Austin shares his background in the corporate world and how he transitioned to full-time investing, focusing on time freedom, financial freedom, and geographical freedom. He explains how he diversified his portfolio and eventually discovered the potential of investing in private jets. Austin breaks down the private jet investment model, discussing the risks, benefits, and the process of upgrading to larger, more profitable jets over time. He also touches on strategies for accessing capital, such as zero-percent interest credit cards and business loans.



    Austin Zelan is an American businessman, investor, TEDx speaker, and philanthropist. Throughout his career, he has always focused on productivity and efficiency, finding ways to have more positive impact with his work. This has allowed him to simultaneously run multiple successful businesses, pursue his PhD, and serve on several executive boards. He has a passion to help others grow and achieve more. Austin currently coaches students from around the world to increase their impact, while decreasing inefficiencies. He helps each student create Six Figures in Passive Income through his mentorship program. This proven framework creates generational wealth for his students and allows them to take back control of their time. This has allowed him to shape the investment space to become more efficient and more lucrative for investors.
     
    00:00:00 - 00:03:59 | From Corporate Job to Full-Time Investor
    - Austin's journey from working at Microsoft to pursuing his passion for investing
    - Focusing on time freedom, financial freedom, and geographical freedom
    - Diversifying his portfolio to protect his investor status
     
    00:04:00 - 00:07:59 | Accessing Capital for Investments
    - Teaching people how to access six-figure capital from banks at 0% interest
    - Optimizing credit and working with relationship managers at banks
    - Alternative methods of accessing capital, such as business loans and trading firms
     
    00:08:00 - 00:13:59 | The Private Jet Investment Model
    - Partnering with a charter company to invest in profitable private jets
    - Generating monthly net cashflow and building equity in the jets
    - Risks and risk mitigation strategies in the private jet model
     
    00:14:00 - 00:20:59 | Scaling Up and Upgrading Jets
    - The process of upgrading from a $5 million jet to a $25 million jet
    - How a $200,000 investment can turn into $5 million in equity over time
    - The potential for high annual cash flow returns on top of equity growth
     
    00:21:00 - 00:24:59 | Refinancing and Investor Perks
    - Refinancing strategies to lower monthly payments and upgrade jets
    - Organizing exclusive getaways for jet investors to collaborate and network
    - How to learn more about Austin's projects and connect with him
     
    Quotes:
    - "We've had people come in, get access to capital, and then use that money to invest into a private jet. So they went from basically being broke to a part owner of a private jet that's producing them a positive cashflow every single month." - Austin Zelan
     
    - “We have people that come into the program, and once they get into the program, we were able to get them six figures in capital from the bank at 0 percent interest." - Austin Zelan
     
    Connect with Austin:
    Website: www.cashflowpreneur.com
    Instagram: www.instagram.com/austinzelan
     
    WANT TO LEARN MORE?
    Connect with me through LinkedIn.
    Or send me an email at sujata@luxe-cap.com
    Visit my website, www.luxe-cap.com, or my YouTube channel.
    Thanks for tuning in!
    If you liked my show, LEAVE A 5-STAR REV

    • 27 min
    484. Strategies for Building and Protecting Generational Wealth with Whitney Elkins-Hutten

    484. Strategies for Building and Protecting Generational Wealth with Whitney Elkins-Hutten

    How can you ensure that your wealth not only grows but also lasts for generations to come?
     
    In this enlightening episode, Whitney Elkins-Hutten, the director of investor education at passiveinvesting.com and founder of Ash Wealth, shares valuable insights from her new book, "Money for Tomorrow: How to Build and Protect Generational Wealth." Whitney discusses the importance of not only creating and growing wealth but also keeping it and passing it on to future generations. She delves into the common mistakes people make that lead to significant financial losses and offers practical strategies to safeguard and multiply wealth. Additionally, Whitney explores the potential of express car washes and preferred equity investments in today's market.
     
    Whitney Elkins-Hutten is the Director of Investor Education at PassiveInvesting.com, Founder of AshWealth.com, author of Money for Tomorrow: How to Build and Protect Generational Wealth published with BiggerPockets, co-author of the international #1 bestseller Resilient Women in Life and Business, host of the Passive Investing Made Simple YouTube show and podcasts, and a partner in $800MM+ in real estate — including over 6500+ residential units, 15 express car washes, and more than 2200+ self-storage units across 11 states—and experience flipping over $5MM in residential real estate.
     
     
    (00:00:00 - 00:09:59) Unlocking the Secrets to Generational Wealth
    - Learn about Whitney's background and her motivation for writing "Money for Tomorrow"
    - Discover the four rules you must master as an investor to win the wealth game
    - Understand the importance of keeping wealth and avoiding common pitfalls
     
    (00:10:00 - 00:15:59) The Seven Pillars of Wealth: A Blueprint for Success
    - Explore the seven wealth pillars that help identify high-quality assets
    - Learn how to grade investments based on these pillars
    - Discover the ideal audience for "Money for Tomorrow" and how it can benefit both new and seasoned investors
     
    (00:16:00 - 00:22:59) The Express Car Wash Revolution: A Lucrative Investment Opportunity
    - Uncover the potential of express car washes as an emerging asset class
    - Understand the key factors that make express car washes an attractive investment
    - Learn about the operational optimizations and revenue models that drive profitability
     
    (00:23:00 - 00:27:59) Diversifying Your Portfolio: The Power of Debt Funds
    - Discover why investors are increasingly interested in debt funds in the current market
    - Learn about the unique features of Whitney's debt fund and how it minimizes default risk
    - Understand how debt funds can provide stable income and portfolio diversification
     
    (00:28:00 - 00:33:00) Preferred Equity: Balancing Cash Flow and Growth
    - Explore the benefits of preferred equity investments in today's market
    - Learn how preferred equity can offer both guaranteed returns and profit participation
    - Discover how Whitney's alliance fund capitalizes on opportunities in performing multifamily real estate
     
    Key Quotes:
    "Investors over concentrate on creating wealth and growing their wealth. Most investors lose it when they don't know how to keep it and pass it on to the next generation." - Whitney Elkins-Hutten
     
    "If you don't have a plan for it, I guarantee you somebody else does." - Whitney Elkins-Hutten
     
    Connect with Whitney:
     
    Website: PassiveInvestingwithWhitney.com
     
    WANT TO LEARN MORE?
    Connect with me through LinkedIn.
    Or send me an email at sujata@luxe-cap.com
    Visit my website, www.luxe-cap.com, or my YouTube channel.
    Thanks for tuning in!
    If you liked my show, LEAVE A 5-STAR REVIEW, like, and subscribe!
     
     

    • 35 min

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