Mind Your Money with Bradshaw Rogers Financial Partners Trent Bradshaw

The Kentucky Derby is coming up on May 4th this year. As always, it’ll be a spectacle of speed, strategy, and stunning hats. In this episode, we’ll explore how several intricacies of horse racing intertwine with the journey to crafting a winning retirement plan.
Learn the importance of a strong support team, protecting your investments, and why a one-size-fits-all approach to financial planning is as outdated as last year's Derby hat. Don't bet on chance; bet on a plan. Grab your saddle and join us at the starting gate as we race toward retirement.
 
Here’s some of what we discuss in this episode:
Just as racehorses undergo regimented training, investors need to educate themselves Having solid communication with your team is an important part of the process Understanding the balance of risk and reward + doing your homework before making big investment changes The importance of adaptability and strategies throughout the different phases of retirement planning  
Contact:
Website: http://bradshawfp.com 
Email: office@bradshawfp.com
Call: 704-216-2260
 

Unpack the toolbox of technology that's promising to redefine retirement planning, but does it deliver? This episode takes a critical look at the wave of innovations, from personal finance management software to online calculators, and questions whether they truly simplify the planning process or introduce new complexities.
While technological advancements undoubtedly bring positive changes to the financial industry, it's crucial to acknowledge their limitations. For example, while robo-advisors and online calculators are convenient and easily accessible, they lack the personalized insight and emotional support a human can provide. Tune in as Trent and Brandon highlight some of these advantages and drawbacks so that you can leverage these tools effectively.  
 
Here’s some of what we discuss in this episode:
Google is great for general information, but can easily become overwhelming in the decision-making process The rise of robo-advisors + many individual’s preference for human interaction in financial advising Being careful with online calculators and cable channels dedicated to financial and economic news Getting a second opinion on the financial advice you see on social media platforms The potential risks of relying solely on digital estate planning services  
Contact:
Website: http://bradshawfp.com 
Email: office@bradshawfp.com
Call: 704-216-2260
 

Are you planning for your retirement with the confidence that you're making all the right moves? In today's episode, we'll unveil the crucial income planning mistakes that could jeopardize your retirement. Tune in to ensure your retirement strategy is foolproof against common pitfalls and ready to secure your financial future.
Did you know that many of us could spend as many years (or more) in retirement as we did working? With such high stakes, meticulous planning is essential. From starting Social Security too early to underestimating the impact of inflation, Trent and Brandon will highlight key areas to watch out for in the planning process. Click play to learn how to craft a financial plan designed to last decades, not just years.
 
Here’s some of what we discuss in this episode:
The danger of planning for years instead of decades in retirement Starting Social Security too early The danger of ignoring inflation Forgetting to create lifetime income streams other than Social Security Disregarding tax implications on retirement income Failing to review and update your plan regularly  
Contact:
Website: http://bradshawfp.com 
Email: office@bradshawfp.com
Call: 704-216-2260
 

Imagine your retirement plan as a ship sailing toward a horizon of rest and relaxation. But what if one leak could sink it all? In today’s episode, we spotlight some of the single oversights that could send your dreams to the bottom.
We'll share key strategies to plug the gaps, ensuring your financial ship stays buoyant and on course. Tune in to protect your future from the one mistake that could derail everything.
Don't let your financial ship sail without a sturdy plan. Reach out to the Bradshaw Rogers Financial Partners team for personalized guidance and expertise.
 
Here’s some of what we discuss in this episode:
The risk of outliving your savings + the transition from accumulation to income generation in retirement The impact of inflation on retirement assets + keeping up with or exceeding inflation rates Considering long-term care costs in retirement planning The inevitability of stock market volatility + heightened emotional impact in retirement years Planning for potential future tax increases + taking advantage of current tax rates  
Contact:
Website: http://bradshawfp.com 
Email: office@bradshawfp.com
Call: 704-216-2260

March Madness is upon us! As you fill out your bracket and watch the NCAA Tournament this year, there are a few retirement planning lessons that you can learn along the way. Listen in as we draw some parallels between March Madness bracketology and financial planning.
From predicting outcomes to dealing with upsets, we’ll discuss the importance of having a solid financial plan, being prepared for unexpected changes, and avoiding emotional decisions in the planning process. Don't miss out on these game-changing insights as you cheer for your favorite teams and plan for your financial future!
 
Here’s some of what we discuss in this episode:
Having a solid plan in place + adapting as things occur that you didn’t anticipate No outcome is inherently good or bad in financial planning Investing too heavily in company stock because of your faith in your company Avoiding a portfolio full of heavy risks, especially as you near retirement How emotional investing can be detrimental to your retirement savings Planning for unexpected expenses and changes in your retirement  
Contact:
Website: http://bradshawfp.com 
Email: office@bradshawfp.com
Call: 704-216-2260

Everyone wants to know. Will the economy boom or bust in 2024? Join us as we explore a range of expert predictions, from the shifting trends in housing prices to the looming question of a potential recession or stock market crash.
We'll balance our discussion with both optimistic and pessimistic perspectives from an array of sources to give you a comprehensive view. Tune in to navigate the uncertainties and opportunities of 2024's economic landscape and equip yourself with knowledge for the year ahead.
 
Here’s some of what we discuss in this episode:
Optimistic views, such as Lawrence Young, claim a housing crash is unlikely, although various real estate companies predict a relatively flat market this year The economic outlook for 2024 includes a potentially challenging first half with a mild recession followed by a rebound in the second half Economist Harry Dent predicts a massive crash in 2024, whereas investment firm CEO Jay Hatfield expresses positivity for the 2024 stock market  
Resources for this episode:
Housing Market Articles:
https://www.newsweek.com/will-housing-market-crash-2024-realtors-share-predictions-1851540
https://www.financialsamurai.com/2024-housing-market-price-predictions-by-industry-experts/#:~:text=The%20real%20estate%20industry%20average,market%20rather%20than%20a%20crash.
 
Recession Article:
https://cals.ncsu.edu/news/you-decide-will-2024-be-a-year-of-two-economies/
 
Stock Market Article:
https://www.cnbc.com/2023/12/19/2024-market-predictions-bumpy-landing-for-the-economy.html
https://markets.businessinsider.com/news/stocks/stocks-crypto-house-prices-dent-market-outlook-bubble-crash-recession-2023-12
 
Contact:
Website: http://bradshawfp.com 
Email: office@bradshawfp.com
Call: 704-216-2260