10 episodes

Hello I am Pat Brough from Finck & Perras Insurance Agency and this is our podcast "Local & Mighty". Our podcast is about Massachusetts Personal and Commercial insurance, in plain english mixed in with a little bit of fun. Everything you want to know or have been afraid to ask your insurance agent or things you should know when you are buying a house, car or starting a business.

Finck & Perras Insurance "Local & Mighty" Podcast Patrick Brough

    • Business

Hello I am Pat Brough from Finck & Perras Insurance Agency and this is our podcast "Local & Mighty". Our podcast is about Massachusetts Personal and Commercial insurance, in plain english mixed in with a little bit of fun. Everything you want to know or have been afraid to ask your insurance agent or things you should know when you are buying a house, car or starting a business.

    Episode 16: Workers Compensations, from quoting to the audit how it all works.

    Episode 16: Workers Compensations, from quoting to the audit how it all works.

    This episode dives into the business policy everyone needs it they have employees, Workers Compensations. Beth Carballo the Senior Commercial Lines Manager and Office Manager talks about what you need to start a policy.

    Beth gives details about payroll and explains Class Codes when putting together your policy. We then talk about why it is important to not only complete your end of the term audit, but how important it could be financially if you don't.   

    If you have any questions about your home, auto or business insurance, please reach out to anyone on the Finck & Perras Team!

    You can find Finck & Perras on our social media platforms listed below:
    Facebook
    Instagram
    LinkedIn
    Get a quote!

    • 26 min
    Episode 15: Does my auto insurance policy cover me when I drive for Uber, Lyft, Doordash, Amazon?

    Episode 15: Does my auto insurance policy cover me when I drive for Uber, Lyft, Doordash, Amazon?

    Second time guest Tanya Costigan (Claims Coordinator & Marketing) and Pat Brough talk about whether your Massachusetts Auto Insurance Policy will cover you, your spouse,  your kid, or any household member while using your personal auto to work for one of the dozens of APP BASED SERVICES (DoorDash, Lyft, Instacart, Uber, GrubHub, AmazonFlex, USPS, FedEx, and UPS, etc.).

    We talk about why you should let your insurance agent know if you are doing this type of work to make sure you have the proper coverage.

    We touch on what a business owner should have for coverage if they are hiring people and letting them use their car to make deliveries as hired employees. 

    If you have any questions about your home, auto or business insurance, please reach out to anyone on the Finck & Perras Team!

    You can find Finck & Perras on our social media platforms listed below:
    Facebook
    Instagram
    LinkedIn
    Get a quote!

    • 24 min
    Auto & Home Insurance in 2024. How to save, what carriers are doing and why it is important to pay your bill.

    Auto & Home Insurance in 2024. How to save, what carriers are doing and why it is important to pay your bill.

    In this episode, Sam Mason (Personal Lines Account Manager)  and Pat Brough talk about the rising rates of your home and auto insurance policies. Sam give you facts about why the rates are up and things you can do to help you save some money on premiums.

    We talk about how you can save by looking at your deductible, discounts for being a loyal customer and of course bundling your polices.   Why it is important to stay current on your insurance bills. 

    We talk about how underwriting by carriers is making it harder and what you should be aware of. 

    If you have any questions about your home, auto or business insurance, please reach out to anyone on the Finck & Perras Team!

    You can find Finck & Perras on our social media platforms listed below:
    Facebook
    Instagram
    LinkedIn
    Get a quote!

    • 31 min
    Episode 8: What has been happening during Covid & meet the owner Gen Brough

    Episode 8: What has been happening during Covid & meet the owner Gen Brough

    2020 has been a little crazy. Tell us something you don't know.

    This episode features our owner Gen Brough and what we have been doing since the start of the Covid 19 shut down.

    Hear about how we managed to continue to serve our customers while most of the staff worked from home. Listen to how we worked to give back to businesses in need and health care workers that are on the front lines.

    Find out what we are doing for Halloween to support the Easthampton Parks and Rec and the Florence Civic and Business Association Rag Shag Parades in 2021.

    Find us on our social media platforms:
    Facebook
    Twitter
    Instagram
    Get a quote! 

    • 34 min
    Episode 9: Why do I need a Home inspection and getting ready for winter.

    Episode 9: Why do I need a Home inspection and getting ready for winter.

    Who is ready for winter? This episode features a chat about getting your home ready for winter and why you need a home inspection before you buy a house.

    Jamie Brough the owner of Pillar to Post Home Inspectors The Brough Team, based out of Wasilla, Alaska is our guest. We talk about why you should get a home inspection before buying a home, what is included in a inspection and what you can learn from an inspection.

    We also talk about getting your home ready for winter. Things you should be doing before the snow falls.

    To Find -  Pillar to Protest Home Inspectors here - https://jamiebrough.pillartopost.com and on Facebook - https://www.facebook.com/JamieBroughPillartoPostHomeInspectors

    Find Finck & Perras on our social media platforms:
    Facebook
    Twitter
    Instagram
    Get a quote! 

    • 53 min
    Episode 10: Fire Safety in the home for the holidays and what Smoke / CO detector should I get.

    Episode 10: Fire Safety in the home for the holidays and what Smoke / CO detector should I get.

    With the holidays fast approaching it is the perfect to talk about fire safety in the house.

    This episodes features Easthampton Fire Chief Chris Norris.

    We will talk about the things you should be doing when it comes to protecting your home as you string up the lights for this holiday season.

    We will also learn what smoke detectors to not buy like Pat did, when replacing them in your house. Did you know you should replace then at least every ten years?

    Chief Norris gives us a wrap up of everything from what to buy and where they should go in your home.

    We also talk about renters insurance and why you should have it!

    Find Finck & Perras on our social media platforms:
    Facebook
    Twitter
    Instagram
    Get a quote! 

    • 37 min

Top Podcasts In Business

The Diary Of A CEO with Steven Bartlett
DOAC
The Other Hand
Jim Power & Chris Johns
Understanding Money with Eoin McGee
NK Productions/EMcG
Big Fish with Spencer Matthews
Global
Next Round
Dale McDermott & David W. Higgins
Hot Money: The New Narcos
Pushkin Industries & Financial Times